Special Achievement: Special Achievement

Alabama Housing Finance Authority:
Mortgage Assistance Alabama

Mortgage Assistance Alabama was marked by the efficient and creative use of partnerships and public outreach to extend the program’s impact and maximize support for lower-income homeowners financially burdened by the pandemic. As administered by AHFA, MAA surpassed all markers set to gauge its success. By connecting program participants to long-term resources beyond the initial rescue payments, we helped thousands of homeowners meet additional needs and avert future financial crises.

Alaska Housing Finance Corporation:
Uniting for Ukraine - Alaska's Got Your Back

When war fell on Ukraine last year, a network of Alaskans rallied to help families escape the violence and ultimately make their way here. On arrival, our new neighbors were greeted at the airport, stabilized by partners and moved into paid for rental housing with ongoing support. A year later, we have collectively helped a lot of people who really needed it by doing something none of us could have done alone.

Delaware State Housing Authority:
Community Navigators Remove Barriers to Accessing Assistance

In 2022, the Delaware State Housing Authority (DSHA) issued $2.3 million in grants through the Emergency Rental Assistance (ERA) Program Housing Stability Services (HSS) sub-allocation to support a Community Navigation Program (CNP). The purpose of CNP was to connect ERA-eligible households with much-needed rental and utility assistance supported by ERA and distributed by DSHA through the Delaware Housing Assistance Program (DEHAP).

Indiana Housing and Community Development Authority:
Emerging XBE Developer Tax Credit Set Aside

IHCDA has a goal of expanding LIHTC development opportunities to new XBE developers. Hence, for its 2023 9% tax credit round, IHCDA allocated 10% of the credits to two emerging, first-time LIHTC, XBE developers that proposed the most innovative housing concept to address a community challenge. For technical guidance, the developers partnered with seasoned LIHTC consultants. To address lender/syndicator net worth and liquidity requirements IHCDA provided financial guarantees to the developers.

Kansas Housing Resources Corporation:
The Kansas Moderate Income Housing Program: Meeting a Rural Need

In 2022, our state legislature made historic housing investments, including an unprecedented $60 Million expansion of the Moderate Income Housing (MIH) program. Established in 2012 in response to the 2008 mortgage crisis, the program serves rural Kansans who earn too much to qualify for subsidized housing but struggle to afford market rate housing. Previously funded at an annual rate of $2 Million, demand for the popular program far outpaced funding.

Louisiana Housing Corporation:
The P.R.I.M.E Example: A FORTIFIED Solution for Resiliency

Through much research & collaboration, national partners such as the Insurance Institute for Business & Home (IBHS) & Smart Home America joined with Louisiana State University, LA House, the Louisiana Housing Corporation & the Louisiana Office of Community Development established and implemented the FORTIFIED design standard. This national research & standards were explored by Louisiana for adaptability & implementation. It is now the appropriate and necessary path forward for recovery housing.

MaineHousing:
Building Tomorrow's House Today

A MaineHousing research and design partnership with the University of Maine has resulted in the world’s first home printed with recyclable resin made from sawdust and corn.

Maryland Department of Housing and Community Development:
Emerging Developer Loan Fund

The Emerging Developers Loan Fund (EDLF) provides pre-development loan funds to a new cohort of developers with strong educational and professional backgrounds but without access to financial capital. These developers aim to build successful businesses that expand affordable housing opportunities while rebuilding communities to which they have a strong affinity. All nine initial projects are led by women and persons of color.

Minnesota Housing:
Manufactured Home Redevelopment Community

Manufactured housing is a critical component of Minnesota’s housing supply and has become an increasingly important aspect of Minnesota Housing’s mission. Manufactured home residents face challenges not easily addressed through traditional housing finance tools. The Manufactured Home Community Redevelopment Program is a grant program to fund infrastructure improvements or the acquisition of manufactured home parks. It addresses the needs of aging manufacture home communities around Minnesota.

Nebraska Investment Finance Authority:
Teaching Nebraska Trades (TNT)

NIFA recognizes the importance of construction trades; however, trade instructors are leaving colleges to pursue contractor positions for higher salaries. Trade programs in high schools are limited and lack the faculty to train our nation's builders of the future. NIFA’s Teaching Nebraska Trades (TNT) and the Nebraska Community Foundation are working collaboratively by providing matching funds to support instructors teaching construction trade programs at both the high school and college level.

Ohio Housing Finance Agency:
Recovery Within Reach

In partnership with the Ohio Department of Commerce, the Ohio Housing Finance Agency (OHFA) worked on the Recovery Within Reach campaign to inform and educate the community about the negative financial impacts of opioid use disorder on Ohio families and the state. Through Recovery Within Reach, OHFA amplified campaign messaging to help Ohioans better understand the financial resources and accessible local treatment options available.

Pennsylvania Housing Finance Agency:
Strengthening the Residential Mortgage Division Program in the Commonwealth of PA

In 2013, PHFA formed a collaborative effort with The National Real Estate Institute and The American Society of Certified Housing Executives, to work with selected PHFA-approved housing counseling agencies, to provide comprehensive loss mitigation services, to residents involved with the diversion court process in targeted counties. The collaborative increase the capacity of housing counselors, assisting in and supporting the PA Residential Mortgage Diversion Courts in 24 designated counties.

Rhode Island Housing:
Building More Than Just Homes: Transformative Revitalization

RIHousing took over a well-known affordable housing development that was blighted then foreclosed by HUD with the goal of bringing all the agency’s tools to bear on efforts to preserve the property. RIHousing spearheaded a community-centered redevelopment process and broke ground on the future development that reflects the collective vision of community members, neighborhood groups, non-profit organizations, public and private investors, and elected officials.

Virginia Housing:
Planning District Commission Housing Development Initiative

The Planning District Commission Housing Development Initiative has led to the creation of regional housing analyses and market studies. These allow local governments, housing development partners and community stakeholders to understand the local housing landscape from where housing gaps exist, the intensity of demand, type of housing solutions needed, and recommendations to put in place measures necessary to increase housing production.