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Advocacy & Issues

NCSHA represents its members in Washington before Congress, the Administration, and the several federal agencies concerned with housing, including the Department of Housing and Urban Development, the Department of Agriculture, and the Treasury, and with other advocates for affordable housing. At the center of HFA activity within the states and NCSHA’s work in Washington are three federally authorized programs: Housing Bonds; the Housing Credit, and the HOME Investment Partnerships (HOME) program. NCSHA’s work and advocacy also cover the following issues.

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Opportunity Zones

Opportunity Zones

Opportunity Zones are a community development tool authorized in the Tax Cuts and Jobs Act of 2017 (H.R. 1) to encourage investment in designated high-poverty...

Appropriations

Appropriations

HUD and USDA housing programs are classified as discretionary programs, meaning that Congress must set annual funding levels for them through the budget and...

Disaster Relief

Disaster Relief

In the event of a Presidentially Declared Disaster (PDD), federal agencies such as HUD and Treasury may waive certain program requirements in disaster-impacted areas....

Fair Housing

Fair Housing

Affirmatively Furthering Fair Housing The Fair Housing Act, originally passed in 1968 and amended to expand its protections in 1988, prohibits discrimination in the...

Federal Financial Regulations

Federal Financial Regulations

The Dodd-Frank Wall Street Reform and Consumer Protection Act (commonly referred to as Dodd-Frank), which was signed into law by President Barack Obama in July 2010, has...

FHA-HFA Risk-Share Program

FHA-HFA Risk-Share Program

Congress established the Federal Housing Agency (FHA) - Housing Finance Agency (HFA) Multifamily Risk-Sharing program in 1992 to increase and speed up FHA’s...

FHA Insurance

FHA Insurance

Through its single-family and multifamily mortgage insurance programs, the Federal Housing Administration (FHA), which is based within the U.S. Department of Housing and...

Hardest Hit Foreclosure Initiative

Hardest Hit Foreclosure Initiative

In the wake of the nation's worst economic crisis since the Great Depression, the federal government enlisted state HFAs' help in solving some of the nation’s toughest...

HOME

HOME

For over 25 years, the HOME Investment Partnerships Program (HOME) has been one of the most effective, locally driven tools to help states and communities increase...

Housing Bonds

Housing Bonds

State and local governments sell tax-exempt Housing Bonds, commonly known as Mortgage Revenue Bonds (MRBs) and Multifamily Housing Bonds, and use the proceeds to finance...

Housing Choice Vouchers

Housing Choice Vouchers

Many HFAs administer the Housing Choice Voucher (voucher) program, HUD’s largest rental assistance program, assisting more than five million people in 2.2 million...

Housing Credit

Housing Credit

The Low Income Housing Tax Credit (Housing Credit) is a federal tax credit created by President Reagan and Congress in the Tax Reform Act of 1986 designed to encourage...