Homeowner Assistance Fund
COVID-19 has forced millions of homeowners to fall behind on their mortgages and other housing-related expenses through no fault of their own. The Homeowner Assistance Fund (HAF) is a new federal program to help these households catch up on their overdue bills and remain in their homes. A large majority of states are running this program through their state’s housing finance agency (HFA).
All the states and eligible territories have applied for funding and received 10 percent of the total funding amount for which they are eligible. States are now designing their programs and drafting plans they must submit to Treasury to receive the full funding and get their assistance programs running.
Homeowner Assistance Fund by State
States are working diligently to submit their HAF plans to the Treasury Department as quickly as possible. Some states also are working to use the funds they have received to set up small mortgage assistance programs so that they can start helping homeowners sooner.
Click on a state to get the latest information about its Homeowner Assistance Fund programs.
|Preliminary information available||Information coming soon|
|Pilot program running|
|Mortgage Assistance Programs Library
NCSHA’s Mortgage Assistance Programs Library provides HFAs and other Homeowner Assistance Fund (HAF) program administrators with access to other administrators’ HAF policies, procedures, and program documents, as well program templates and other resources created by NCSHA. It also includes materials from past HFA mortgage assistance programs, including the Hardest Hit Fund. This page is accessible only to state HFAs and other HAF program administrators.
Are You a Homeowner in Need of Assistance Now?
Currently, states are in the process of designing their HAF programs in anticipation of receiving funding from the Treasury Department by later this spring. NCSHA will post a link to each state’s HAF program as they open.
Resources for Homeowners
Searching for rental assistance? Find your state on the Emergency Rental Assistance Programs by State map.