Homeownership: Home Improvement and Rehabilitation

Recognizes programs that best provide home improvement and rehabilitation financing to HFA targeted customers.

Judging Criteria

Homeownership entries will be judged on the degree to which they:

  • Are innovative
  • Are replicable
  • Respond to an important state housing need
  • Use data, research, and analysis to demonstrate measurable benefits to HFA targeted customers and underserved markets
  • Have a proven track record of success in the marketplace
  • Provide benefits that outweigh costs
  • Demonstrate effective use of resources
  • Effectively employ partnerships
  • Achieve strategic objectives

If you have questions, please email awards@ncsha.org or call 202-624-7710.

2019 Winner

North Carolina Housing Finance Agency

2019 Entries

Illinois Housing Development Authority:
Single-Family Roof Repair

A new element to a successful home repair program extends limited resources by strategically targeting roofing needs.

Indiana Housing and Community Development Authority:
Ramp Up Indiana

In 2015, IHCDA convened multiple stakeholder listening sessions on the topic of aging-in-place. A key theme that came out of these listening sessions was the need for funding for ramps. Based on this feedback from partners, in 2016 IHCDA launched a pilot program called Ramp Up Indiana with the sole purpose of funding ramp installation for homeowners at or below 80% of area median income. To date, IHCDA has awarded $125,000 to five non-profits with 77 ramps currently in progress or constructed.

Michigan State Housing Development Authority:
MSHDA's Neighborhood Enhancement Program

The Neighborhood Enhancement Program (NEP) provides funding statewide for activities directly tied to stabilization and enhancement of Michigan neighborhoods by nonprofit agencies and local units of government. The NEP program’s primary goals are to identify and fund innovative activities to address a neighborhood’s specific needs; assist and then showcase Michigan neighborhood(s) where people are engaged and facilitating change; and to provide funding to facilitate and implement activities.

North Carolina Housing Finance Agency:
Urgent Repair Program

Celebrating 25 years of success in North Carolina is the NC Housing Finance Agency’s Urgent Repair Program (URP). This program has helped almost 15,000 homeowners with incomes of 50% or less of their area median income by financing emergency repairs and accessibility accommodations that kept them in their homes and out of costly institutions. This program is the only one of its kind in North Carolina, serving households with urgent repair needs that cannot otherwise be met.

Tennessee Housing Development Agency:
Repairing Homes and Building Communities

Inspired by the Appalachian Renovation Loan Program, THDA crafted a state-wide renovation loan program - Tennessee Renovation Loan Program - to assist low income Tennesseans preserve and maintain their homes, which in turn reduces blight, prevents foreclosures, and revitalizes the community.