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Housing Research & Analysis

Reports: State Housing Finance Agency Roles in Reducing Household Energy Costs

Published by NCSHA in September 2023, two reports by Abt Associates profile HFA energy innovation and impact in eight states and examine potential new HFA roles in response to new federal investment in residential energy efficiency and renewable energy.

NHT Right of First Refusal Toolkit

The HFA Right of First Refusal Toolkit is based on the National Housing Trust's most recent qualified allocation plan landscape analysis. This toolkit provides information on regulatory and policy actions relevant for allocating agencies, as well as recommendations to protect Property Reserves to ensure reserves are used to maintain the property and serve residents.

Report: Filling Funding Gaps ā€” How State Agencies Are Moving to Meet a Growing Threat to Affordable Housing

On September 20, 2022, NCSHA released this report, produced by Abt Associates, documenting the actions state housing finance agencies are taking to meet the growing threat to affordable housing from unprecedented cost increases in labor, materials, and financing.

NCSHA/NAHB-Hosted Congressional Briefing on LIFELINE Act

NCSHA partnered with the National Association of Home Builders to host a June 6, 2022, virtual briefing for congressional staff on the LIFELINE Act (LIHTC Financing Enabling Long-term Investment in Neighborhood Excellence Act; S. 4181/H.R. 7078), which would allow states and local governments to loan Coronavirus State and Local Fiscal Recovery Funds to Housing Credit developments.

Characteristics of Mortgage Borrowers During the COVID-19 Pandemic: CFPB Office of Research Special Issue Brief

On March 23, 2022, the Consumer Financial Protection Bureau (CFPB) released a new COVID-19 Special Issue Brief exploring the characteristics, including demographics, of mortgage borrowers in forbearance or delinquent during the COVID-19 pandemic. The report, an update on the May 2021 release, includes new data for mortgage borrowers who remained in forbearance in January 2022.

Emergency Rental Assistance 2021 Quarterly Data

Data released by the U.S. Department of the Treasury illustrates the uses of funding under the Emergency Rental Assistance programs in Quarters 1 ā€“ 4 of 2021.

Housing Credit Nonprofit Right of First Refusal Factsheet

This document provides background on the Housing Credit nonprofit right of first refusal (ROFR) and why challenges to the ROFR are disrupting the normal investor exit process, leading to legal disputes and litigation that drain nonprofit general partnersā€™ resources and undermine the long-term affordability and viability of Housing Credit properties.

Housing Credit Qualified Contract Factsheet

This document provides background on the Housing Credit qualified contract option and how this loophole in the law enables some owners to take properties out of the programs after just 15 years, rather than adhering to the otherwise statutorily required 30 years or more of affordability.

Urban Institute Homeowner Assistance Fund County-Level Targeting Data

The Urban Institute has compiled a dataset that includes homeownersā€™ demographic and income characteristics and breakdowns foreclosure risk at the county level. The Urban Institute published the data with the intention of helping policymakers best target their Homeowner Assistance Fund resources.