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Emergency Housing Assistance

The pandemic has put millions of households across the nation in jeopardy of losing their homes.  Low-income renters, including millions of essential workers, have been hit the hardest

Congress recently authorized $25 billion in emergency aid to renters. Many state HFAs will administer these funds. Read NCSHA’s recommendations for how the federal program can do the most good most quickly. 

Lower-income homeowners also need emergency assistance. Millions are falling behind on their payments and running out of options. NCSHA is working with Congress to pass the “Housing Assistance Fund,” proposed by Senator Jack Reed (D-RI). 

Featured Resources

Scope of the Emergency Rental Crisis 

American renters owe billions in back rent and millions of them are at risk of eviction. View updated national and state estimates by STOUT.

View Updated Estimates

Washington DC Federal Emergency Assistance Resources

Read NCSHA’s summary of the new federal program and recommendations for ensuring it achieves its full potential.

Check back soon for updates in how states are using the federal funds.

Summary  ERA Program  Recommendations
Homeowners Homeowners Also Need Assistance

There is strong support in Congress for providing emergency assistance to struggling homeowners. Read NCSHA’s summary of the proposed Housing Assistance Fund,” why it’s needed, and who supports it.

Summary  Why It’s Needed  Support 


2020 ERA Programs State HFA Emergency Housing Assistance 2020 Programs

This directory shows critical components of state HFA emergency rental and mortgage assistance programs administered in 2020 as part of the initial response to the COVID-19 pandemic. Access Directory

Featured HFA Initiative 


“When Oregon Housing and Community Services (OHCS) published its first ever Statewide Housing Plan in 2019, the housing finance agency (HFA) could not have imagined the challenging landscape it would be navigating in 2020 or the new level of urgency the plan’s priorities – affordable rental housing, racial justice, homelessness, homeownership, permanent supportive housing and rural communities – would take on in the midst of a global pandemic.”

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NLIHC Releases Research Note

New Research

NLIHC Releases Research Note on How Rental Assistance Programs Are Addressing Housing Instability during COVID-19

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Additional Resources