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Emergency Housing Assistance

The pandemic has put millions of households across the nation in jeopardy of losing their homes. Low-income renters, including millions of essential workers, have been hit the hardestLower-income homeowners also need emergency assistance. Millions are falling behind on their payments and running out of options.

Congress recently authorized more than $45 billion in emergency aid for renters and $10 billion for homeowners. See below for more information on state programs, federal programs, and NCSHA recommendations.

Looking for Homeowner Assistance Fund information?

Emergency Rental Assistance Programs by State

States are opening 2021 Emergency Rental Assistance programs with federal funds through the U.S. Department of the Treasury as authorized by the Consolidated Appropriations Act of 2021. Click on a state to get the latest information about Emergency Rental Assistance.

Legend Box 1 Program open to applicants or preliminary information available Legend Box 2 Information coming soon

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Washington DC Federal Emergency Assistance Resources

NCSHA’s side-by-side summary compares the first round of emergency rental assistance funding provided under the Consolidated Appropriations Act of 2021, enacted in December 2020, to the second round of emergency rental assistance provided under the American Rescue Plan Act, enacted in March 2021.

View Side-by-Side Summary

Administration of the Federal ERAP - Considerations for State Agencies

Administration of the Federal Emergency Rental Assistance Program: Considerations for State Agencies

Working with Abt Associates, NCSHA developed this guidance to help states understand the range of options available to them as they design new programs or modify programs established in 2020 to effectively assist households at risk of housing instability as a result of the pandemic.

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  Treasury Department Emergency Rental Assistance Program

The Emergency Rental Assistance Program makes available billions to assist households that are unable to pay rent and utilities due to the COVID-19 pandemic. Access official Treasury resources and related NCSHA content below. 

MBA’s CONVERGENCE and NCSHA partnered to offer this webinar on the benefits of renter counseling to both tenants and landlords and the role state housing finance agencies can plan in developing a renter counseling curriculum and convening partners to help renters be successful tenants. 

Download Presentation   Watch Recording


Featured ERA Program: Iowa Rent and Utility Assistance

Featured - Iowa Rent and Utility Assistance Program

From Iowa Finance Authority

The Iowa Rent and Utility Assistance Program may provide eligible renters with help with rent and utility bills. Please visit the program link to learn more, start an application, or contact the Housing Recovery Help Line.

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2020 State HFA Emergency Housing Assistance Programs

2020 ERA ProgramsThis directory shows critical components of state HFA emergency rental and mortgage assistance programs administered in 2020 as part of the initial response to the COVID-19 pandemic. 

Access 2020 Programs