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Testimony, Comments, Correspondence

NCSHA Comments to FHFA on GSE Pooling Practices

This document is NCSHA's comment letter to FHFA raising HFAs' concerns to Director Calabria about the RFI on the GSEs' UMBS pooling practices.  This letter was sent to FHFA on January 21, 2020.

Industry Comments to FHFA on GSE Pooling Practices

This document is a joint letter from housing industry organizations to FHFA on its RFI regarding GSE UMBS pooling practices.  It was sent to FHFA Director Mark Calabria on January 17,...

Salazar Testimony Before the House Financial Services Subcommittee on Housing, Community Development, and Insurance

Oregon Housing and Community Services Executive Director and NCSHA Secretary/Treasurer Margaret Salazar represented the nation’s state housing finance agencies on November 20 during a hearing before the House Financial Services Subcommittee on Housing, Community Development, and Insurance focused on the health, safety, and soundness of HUD-assisted rental and public housing.

Background on the Qualified Contract Problem and Solution

This letter, signed by NCSHA and ten other affordable housing practitioners and advocates, focuses on the importance of qualified contracts of Housing Credit properties in an effort to prevent the loss of affordable housing.

NCSHA Comments on IRS Notice 2019-52

The National Council of State Housing Agencies (NCSHA) appreciates the opportunity to provide our perspectives on the Internal Revenue Service (IRS) request for comments in Notice 2019-52 regarding possible improvements to Revenue Procedures 2014-49 and 2014-50 regarding natural disasters. 

Model Compliance Forms for Housing Credit Developments

All state Housing Credit agencies require Housing Credit development owners to use specific forms in their compliance reporting. The National Council of State Housing Agencies, in collaboration with our members and stakeholders, developed Model Compliance Forms for agencies to provide to development owners and other Housing Credit industry professionals.

NCSHA Comments on CFPB ANPR on Qualified Mortgage Definition Under the Truth in Lending Act

On September 16, 2019, NCSHA submitted comments to the Director of the Consumer Financial Protection Bureau, Kathy Kraninger, on the Bureau's Advance Notice of Proposed Rulemaking on the Qualified Mortgage Definition under the Truth in Lending Act. 

QM Coalition Letter to CFPB on Qualified Mortgage Definition DTI Limit

This letter, signed by 23 industry stakeholders, was sent to CFPB Director Kathy Kraninger in response to the Advance Notice of Proposed Rulemaking on the Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z).

Community Reinvestment Act Coalition Letter

This letter is signed by members of the Community Reinvestment Act Coalition, sent to Jerome Powell, Chairman of the Federal Reserve Board of Governors; Joseph Otting, Comptroller of the Currency; and Jelena McWilliams, Chairwoman of the Federal Deposit Insurance Corporation.