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Testimony, Comments, Correspondence

QM Coalition Letter to CFPB on Qualified Mortgage Definition DTI Limit

This letter, signed by 23 industry stakeholders, was sent to CFPB Director Kathy Kraninger in response to the Advance Notice of Proposed Rulemaking on the Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z).

Community Reinvestment Act Coalition Letter

This letter is signed by members of the Community Reinvestment Act Coalition, sent to Jerome Powell, Chairman of the Federal Reserve Board of Governors; Joseph Otting, Comptroller of the Currency; and Jelena McWilliams, Chairwoman of the Federal Deposit Insurance Corporation.

NCSHA Summary of Treasury and HUD Housing Finance Reform Plans

The U.S. Treasury Department and the Department of Housing and Urban Development (HUD) sent to President Trump their respective proposals for reforming the housing finance system.

NCSHA Statement on Section 238 Language for FY 2020 Appropriations

Below is a statement from NCSHA strongly urging Congress to amend Section 238 of the House-passed FY 2020 HUD Appropriations bill, intended to respond to discrete issues related to public housing contracts, before enacting final FY 2020 HUD spending legislation.

NCSHA Comment Letter on HUD Mixed-Status Proposed Rule

NCSHA sent this letter to the Department of Housing and Urban Development regarding its proposed rule on the Housing and Community Development Act of 1980: Verification of Eligible Status.

NCSHA Comment Letter to IRS on Second Round of Proposed Regulations Implementing Opportunity Zone Tax Incentive

On July 1, 2019, NCSHA submitted comments to the Internal Revenue Service regarding the second tranche of IRS regulations related to implementation of the Opportunity Zone tax incentive.

Background on the Qualified Contract Problem and Solution

This letter, signed by NCSHA and ten other affordable housing practitioners and advocates, focuses on the importance of qualified contracts of Housing Credit properties in an effort to prevent the loss of affordable housing.

NCSHA Letter to Chairman Neal on Taxpayer Certainty and Disaster Relief Act of 2019

On June 20, NCSHA sent a letter to House Ways and Mean Committee Chairman Richard Neal regarding H.R. 3301, Taxpayer Certainty and Disaster Relief Act of 2019, which provides additional resources to help California communities rebuild affordable housing destroyed by recent wildfires through additional Low Income Housing Tax Credits (Housing Credits).

NCSHA Letter on HUD Opportunity Zones Incentives

On June 17, NCSHA submitted recommendations to HUD Secretary Ben Carson for how HUD can use its existing authorities to promote public and private investments in affordable housing and community development activities in Opportunity Zones (OZ) and other economically distressed areas.