Homeownership: Empowering New Buyers

Recognizes programs that best provide homeownership financing to HFA targeted customers.

Judging Criteria

Homeownership entries will be judged on the degree to which they:

  • Are innovative
  • Are replicable
  • Respond to an important state housing need
  • Use data, research, and analysis to demonstrate measurable benefits to HFA targeted customers and underserved markets
  • Have a proven track record of success in the marketplace
  • Provide benefits that outweigh costs
  • Demonstrate effective use of resources
  • Effectively employ partnerships
  • Achieve strategic objectives

If you have questions, please email awards@ncsha.org or call 202-624-7710.

2018 Winner

Delaware State Housing Authority

Vermont Housing Finance Agency

2018 Entries

Connecticut Housing Finance Authority:
CHFA University: Single-Family Lender Training Conference

Redesigned Lender training using multi-classroom/multi-schedule curriculum to stimulate interest and increase participation.

Delaware State Housing Authority:
Pre-Purchase Financial Coaching

DSHA program helps residents become mortgage-ready with personal financial coaching.

Idaho Housing and Finance Association:
Life-of-Loan Counseling: Finally Home!® First-Time Home Buyer Education

Introducing life-of-loan advisement through Finally Home! First-Time Home Buyer Education.

Illinois Housing Development Authority:
Access Programs

Forgivable, repayable, and deferred down payment assistance options improve consumer choice in a competitive marketplace.

Kentucky Housing Corporation:
Expanding Mortgage Access for Qualified Borrowers with Limited English Proficiency

KHC was ahead of the rest with empowering new buyers within the LEP market.

First Things First

First Things First is a redesign of MaineHousing’s landing page that guides first-time home buyers through the process.

Home Possible Advantage 80

MassHousing’s program offering home buyers closing cost assistance, discounted interest rates, and reduced MI premiums.

New Hampshire Housing Finance Authority:
Double-Wide Win for Manufactured Housing

Creative partnership of public and private empowers those choosing to live in Resident-Owned Communities.

Vermont Housing Finance Agency:
Using State Housing Tax Credits to Fund Down Payment Assistance for Emerging Needs

Innovatively funding DPA for first-time home buyers and energy-efficient manufactured homes with state housing credits.