Homeownership: Empowering New Buyers

Recognizes programs that best provide homeownership financing to HFA targeted customers.

Judging Criteria

Homeownership entries will be judged on the degree to which they:

  • Are innovative
  • Are replicable
  • Respond to an important state housing need
  • Demonstrate measurable benefits to HFA targeted customers
  • Have a proven track record of success in the marketplace
  • Provide benefits that outweigh costs
  • Demonstrate effective use of resources
  • Effectively employ partnerships
  • Achieve strategic objectives

If you have questions, please email awards@ncsha.org or call 202-624-7710.

2018 Winner

Delaware State Housing Authority

Vermont Housing Finance Agency

2018 Entries

Connecticut Housing Finance Authority:
CHFA University: Single-Family Lender Training Conference

Redesigned Lender training using multi-classroom/multi-schedule curriculum to stimulate interest and increase participation.

Delaware State Housing Authority:
Pre-Purchase Financial Coaching

DSHA program helps residents become mortgage-ready with personal financial coaching.

Idaho Housing and Finance Association:
Life-of-Loan Counseling: Finally Home!® First-Time Home Buyer Education

Introducing life-of-loan advisement through Finally Home! First-Time Home Buyer Education.

Illinois Housing Development Authority:
Access Programs

Forgivable, repayable, and deferred down payment assistance options improve consumer choice in a competitive marketplace.

Kentucky Housing Corporation:
Expanding Mortgage Access for Qualified Borrowers with Limited English Proficiency

KHC was ahead of the rest with empowering new buyers within the LEP market.

MaineHousing:
First Things First

First Things First is a redesign of MaineHousing’s landing page that guides first-time home buyers through the process.

MassHousing:
Home Possible Advantage 80

MassHousing’s program offering home buyers closing cost assistance, discounted interest rates, and reduced MI premiums.

New Hampshire Housing Finance Authority:
Double-Wide Win for Manufactured Housing

Creative partnership of public and private empowers those choosing to live in Resident-Owned Communities.

Vermont Housing Finance Agency:
Using State Housing Tax Credits to Fund Down Payment Assistance for Emerging Needs

Innovatively funding DPA for first-time home buyers and energy-efficient manufactured homes with state housing credits.