Homeownership: Empowering New Buyers
Recognizes programs that best provide homeownership financing to HFA targeted customers.
Homeownership entries will be judged on the degree to which they:
- Are innovative
- Are replicable
- Respond to an important state housing need
- Use data, research, and analysis to demonstrate measurable benefits to HFA targeted customers and underserved markets
- Have a proven track record of success in the marketplace
- Provide benefits that outweigh costs
- Demonstrate effective use of resources
- Effectively employ partnerships
- Achieve strategic objectives
If you have questions, please email firstname.lastname@example.org or call 202-624-7710.
Wyoming Community Development Authority
Delaware State Housing Authority:
Pre-Purchase Homeownership Education and Coaching
DSHA program assists residents who are not ready for housing counseling with personal financial coaching.
Kentucky Housing Corporation:
Home Buyer Tax Credit Promotion
This guide explains the steps of the home buyer tax credit process.
Maryland Department of Housing and Community Development:
Maryland SmartBuy: Affordable Homeownership for Buyers with Student Debt
Maryland SmartBuy helps eligible home buyers pay off their student loan debt while purchasing a home.
MassHousing's Operation Welcome Home Program
The Operation Welcome Home loan program helps veterans in Massachusetts achieve the dream of homeownership.
This online tool connected more than 40,000 consumers to our lender partners in just the first year.
New York State Housing Finance Agency:
Graduate to Homeownership Program
Low-interest mortgages for recent college graduates purchasing a home in Upstate New York.
Ohio Housing Finance Agency:
Empowering New Buyers with Enhanced Educational Offerings
Enhanced training for real estate agents and mortgage lenders.
Rhode Island Housing:
FirstHomes100+: Purchase/Rehab Loan
Meeting the needs of first-time buyers when inventory is tight and homes need repair.
Tennessee Housing Development Agency:
Working Smarter for Greater Impact
Pinpoint focus to ZIP codes will maximize impact of Hardest Hit Fund downpayment program.
Vermont Housing Finance Agency:
Using State Housing Tax Credits to Fund Down Payment Assistance
Using Vermont-funded housing tax credit proceeds to fund a down payment assistance program.
Wisconsin Housing & Economic Development Authority:
WHEDA Capital Access Advantage Down Payment Assistance
New low-cost second mortgage product designed for buyers in specific markets with high housing needs.
Wyoming Community Development Authority:
The Home$tretch Down Payment Assistance Program is a financially responsible way to aid homeownership efforts.