Homeownership: Empowering New Buyers

Recognizes programs that best provide homeownership financing to HFA targeted customers.

Judging Criteria

Homeownership entries will be judged on the degree to which they:

  • Are innovative
  • Are replicable
  • Respond to an important state housing need
  • Use data, research, and analysis to demonstrate measurable benefits to HFA targeted customers and underserved markets
  • Have a proven track record of success in the marketplace
  • Provide benefits that outweigh costs
  • Demonstrate effective use of resources
  • Effectively employ partnerships
  • Achieve strategic objectives

If you have questions, please email awards@ncsha.org or call 202-624-7710.

2017 Winner

Wyoming Community Development Authority

2017 Entries

Delaware State Housing Authority:
Pre-Purchase Homeownership Education and Coaching

DSHA program assists residents who are not ready for housing counseling with personal financial coaching.

Kentucky Housing Corporation:
Home Buyer Tax Credit Promotion

This guide explains the steps of the home buyer tax credit process.

Maryland Department of Housing and Community Development:
Maryland SmartBuy: Affordable Homeownership for Buyers with Student Debt

Maryland SmartBuy helps eligible home buyers pay off their student loan debt while purchasing a home.

MassHousing's Operation Welcome Home Program

The Operation Welcome Home loan program helps veterans in Massachusetts achieve the dream of homeownership.

Minnesota Housing:
Lender Search – Connecting More Than 40,000 Consumers to Minnesota Housing Lenders

This online tool connected more than 40,000 consumers to our lender partners in just the first year.

New York State Housing Finance Agency:
Graduate to Homeownership Program

Low-interest mortgages for recent college graduates purchasing a home in Upstate New York.

Ohio Housing Finance Agency:
Empowering New Buyers with Enhanced Educational Offerings

Enhanced training for real estate agents and mortgage lenders.

Rhode Island Housing:
FirstHomes100+: Purchase/Rehab Loan

Meeting the needs of first-time buyers when inventory is tight and homes need repair.

Tennessee Housing Development Agency:
Working Smarter for Greater Impact

Pinpoint focus to ZIP codes will maximize impact of Hardest Hit Fund downpayment program.

Vermont Housing Finance Agency:
Using State Housing Tax Credits to Fund Down Payment Assistance

Using Vermont-funded housing tax credit proceeds to fund a down payment assistance program.

Wisconsin Housing & Economic Development Authority:
WHEDA Capital Access Advantage Down Payment Assistance

New low-cost second mortgage product designed for buyers in specific markets with high housing needs.

Wyoming Community Development Authority:

The Home$tretch Down Payment Assistance Program is a financially responsible way to aid homeownership efforts.