Homeownership: Empowering New Buyers

Recognizes programs that best provide homeownership financing to HFA targeted customers.

Judging Criteria

Homeownership entries will be judged on the degree to which they:

  • Are innovative
  • Are replicable
  • Respond to an important state housing need
  • Use data, research, and analysis to demonstrate measurable benefits to HFA targeted customers and underserved markets
  • Have a proven track record of success in the marketplace
  • Provide benefits that outweigh costs
  • Demonstrate effective use of resources
  • Effectively employ partnerships
  • Achieve strategic objectives

If you have questions, please email awards@ncsha.org or call 202-624-7710.

2016 Winner

Idaho Housing and Finance Association

Nevada Housing Division

2016 Entries

Arizona Department of Housing/Arizona Housing Finance Authority:
Pathway to Purchase Homeownership Assistance Program

A down-payment assistance program designed to grow homeownership in Arizona's hardest hit communities.

California Housing Finance Agency:
MyHome Assistance Program

The MyHome Assistance Program dramatically increases homeownership for first-time buyers.

Idaho Housing and Finance Association:
Expanding Certified Loan Originator Program to Increase New Business

Reaching out to non-traditional lenders encouraging new production.

Illinois Housing Development Authority:
1stHomeIllinois - Stimulating First-Time Home Buying

IHDA uniquely utilized Federal funds to drive homeownership in ten distressed counties across Illinois.

Kentucky Housing Corporation:
Minority Outreach Efforts

KHC seeks to reposition itself to reach out to the market of the near future, to the new American home buyers.

Maryland Department of Housing and Community Development:
"You've Earned It!"

The “You’ve Earned It” initiative of the Maryland Mortgage Program assists new Millennial homebuyers with significant student loan debt.

Operation Welcome Home

The Operation Welcome Home loan program helps veterans in Massachusetts achieve the dream of homeownership.

Michigan State Housing Development Authority:
MSHDA Homeownership Campaign

Offering up to $7,500 in Down Payment Assistance to qualified buyers toward a home.

Minnesota Housing:
Building Successful Homeowners by Building Capacity- Minnesota's Enhanced Homeownership Capacity Initiative

Providing critical support without judgement by focusing efforts on financial education and one-on-one coaching.

Nebraska Investment Finance Authority:
Homebuyer Landing Page

A unique web page that creates an ongoing relationship with potential homebuyers and NIFA.

Nevada Housing Division:
Home is Possible Program Provides $47 Million in Grant Funds

Innovate partnerships and financing help thousands of Nevada home buyers.

Ohio Housing Finance Agency:
2nd Mortgage Bond Transaction

2nd Mortgage Bond Transaction

Rhode Island Housing:
Ocean State Grad Grant

Down payment assistance program to help graduates make Rhode Island Home.

Tennessee Housing Development Agency:
The Training You Need, When You Want It

Midnight or mid-morning you can learn about closing documents!

Vermont Housing Finance Agency:
Using State Housing Tax Credits to Fund Down Payment Assistance

Pooling the sale of Vermont's Housing Tax Credit to fund a DPA program.

Washington State Housing Finance Commission:
EnergySpark Home Loan

EnergySpark offers an incentive for homebuyers to improve a home's energy-efficiency at the point of purchase, saving both energy and money long term.

Wisconsin Housing and Economic Development Authority:
VALOR Loan Program

Helping veterans achieve homeownership.