Homeownership: Home Improvement and Rehabilitation
Recognizes an HFA for a new or enhanced program that best provides home improvement and rehabilitation financing to HFA targeted customers.
Judging Criteria
Entries in the Homeownership category will be judged on the degree to which they:
- Are innovative
- Are replicable
- Respond to an important state housing need
- Use data, research, and analysis to demonstrate measurable benefits to HFA targeted customers and underserved markets
- Have a proven track record of success in the marketplace
- Provide benefits that outweigh costs
- Demonstrate effective use of resources
- Effectively employ partnerships
- Achieve strategic objectives
If you have questions, please email awards@ncsha.org or call 202-624-7710.
2014 Winner
Nebraska Investment Finance Authority (winner)

2014 Entries
Maryland Department of Housing and Community Development:
โResidential Energy Efficiency Programs: Promoting and Preserving Home Affordabilityโ
MDHCD operates a suite of energy efficiency programs, designed to improve comfort, indoor air quality and, most importantly to lower the cost of utility bills and improve home affordability for the Maryland residents that need it most.
Minnesota Housing:
โEnergy Enhancements for Fix Up Loan Programโ
Minnesota Housing enhanced its home improvement loan program, Fix Up loan program that it has offered since 1976.
Nebraska Investment Finance Authority (winner):
โNIFA / Habitat Roof & Repair Loan Programโ
Through this program, many โat riskโ homes have been kept off the demolition list, ensuring that owners continue to have decent, safe and sanitary homes in which to live for years to come.
Virginia Housing:
โVHDA's Strategic Home Improvement Programโย
This affordable housing finance initiative designed to advance the mutual strategic objectives of providing safe, sound and decent housing for low to moderate income Virginians.
