Resource Center

Looking for talking points or FAQs to prepare for a meeting on Capitol Hill? A copy of NCSHA’s annual Factbook? Housing research and analysis? A presentation from a recent conference to share with a colleague? A reference guide for Housing Credit, HOME, MRBs, or Section 8 program administration? You’ve come to the right place: The NCSHA Resource Center is your source for this important information and much more. Refer to the right sidebar to see resource categories or use the search bar to search resources by topic.

NCSHA Members: Looking for a specific resource from a past event or conference? Please contact us for assistance.

Emergency Housing Assistance Updates

Joint Center for Housing Studies of Harvard University | The State of the Nation’s Housing 2015

One telling indicator of the state of the nation’s housing is the drop in the homeownership rate to just 64.5 percent last year, erasing nearly all of the increase in the previous two decades. The number of homeowners fell for the eighth straight year, signaling persistently weak demand in this key market segment. And the trend does not appear to be abating, with the national homeownership rate down to 63.7 percent in the first quarter of 2015.

Joint Center for Housing Studies of Harvard University | America’s Rental Housing: Expanding Options for Diverse and Growing Demand

The decade-long surge in rental demand is unprecedented. In mid-2015, 43 million families and individuals lived in rental housing, up nearly 9 million from 2005—the largest gain in any 10-year period on record. In addition, the share of all US households that rent rose from 31 percent to 37 percent, its highest level since the mid-1960s.

National Low Income Housing Coalition | Out of Reach 2015

This edition of Out of Reach highlights some of the economic challenges facing low income renters, including lagging wages, inconsistent job growth, and the rising cost of living.

The Office of Senator Maria Cantwell | Addressing the Challenges of Affordable Housing and Homelessness: The Housing Tax Credit

The Low-Income Housing Tax Credit is an important tool that drives private sector investment in affordable housing for families and the homeless. However, as this report demonstrates, the demand for this program far outstrips the need. That is why Senator Cantwell, alongside a coalition of over 1,300 organizations, will be proposing a 50% increase in resources for this program, enough to build another 400,000 affordable homes over the next 10 years.

NeighborWorks | National Foreclosure Mitigation Counseling Program Congressional Report 2015

The National Foreclosure Mitigation Counseling (NFMC) Program was launched in December 2007 with funds appropriated by Congress to address the nationwide foreclosure crisis by dramatically increasing the availability of housing counseling for families at risk of foreclosure. In just over seven and a half years, the NFMC Program has served more than 1.9 million homeowners at risk of foreclosure and helped build the nation’s foreclosure counseling capacity.

Joint Center for Housing Studies of Harvard University | Projecting Trends in Severely Cost-Burdened Renters: 2015–2025

At last measure in 2013, over one in four renters, or 11.2 million renter households, were severely burdened by rents that took up over half their incomes. Building off these projections, this white paper projects how many households would be severely rent burdened by 2025 given demographic trends and under differing assumptions about real changes in income and rent levels.

Mortgage Bankers Association | Housing Demand Demographics and the Numbers Behind the Coming Multi-Million Increase in Households

This study, utilizing a comprehensive analysis of data from 1976-2014, a period encompassing several market and housing cycles, provides a projection of much stronger housing demand over the next decade.

National Association of Home Builders | The Economic Impact of Home Building in a Typical Local Area

Home building generates substantial local economic activity, including new income and jobs for residents, and additional revenue for local governments. The National Association of Home Builders has developed a model to estimate these economic benefits. This report presents separate estimates of the local area impacts of building 100 single-family homes, 100 rental apartments and $1 million worth of spending on residential remodeling.

Resource Center

Joint Center for Housing Studies of Harvard University | The State of the Nation’s Housing 2015

Joint Center for Housing Studies of Harvard University | America’s Rental Housing: Expanding Options for Diverse and Growing Demand

National Low Income Housing Coalition | Out of Reach 2015

The Office of Senator Maria Cantwell | Addressing the Challenges of Affordable Housing and Homelessness: The Housing Tax Credit

NeighborWorks | National Foreclosure Mitigation Counseling Program Congressional Report 2015

Joint Center for Housing Studies of Harvard University | Projecting Trends in Severely Cost-Burdened Renters: 2015–2025

Mortgage Bankers Association | Housing Demand Demographics and the Numbers Behind the Coming Multi-Million Increase in Households

National Association of Home Builders | The Economic Impact of Home Building in a Typical Local Area

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