Housing Research & Analysis
Emergency Rental Assistance 2021 Quarterly Data
Data released by the U.S. Department of the Treasury illustrates the uses of funding under the Emergency Rental Assistance programs in Quarters 1 โ 4 of 2021.
Housing Credit Nonprofit Right of First Refusal Factsheet
This document provides background on the Housing Credit nonprofit right of first refusal (ROFR) and why challenges to the ROFR are disrupting the normal investor exit process, leading to legal disputes and litigation that drain nonprofit general partnersโ resources and undermine the long-term affordability and viability of Housing Credit properties.
Housing Credit Qualified Contract Factsheet
This document provides background on the Housing Credit qualified contract option and how this loophole in the law enables some owners to take properties out of the programs after just 15 years, rather than adhering to the otherwise statutorily required 30 years or more of affordability.
Urban Institute Homeowner Assistance Fund County-Level Targeting Data
The Urban Institute has compiled a dataset that includes homeownersโ demographic and income characteristics and breakdowns foreclosure risk at the county level. The Urban Institute published the data with the intention of helping policymakers best target their Homeowner Assistance Fund resources.
National Low Income Housing Coalition | Out of Reach: The High Cost of Housing 2021
On July 14, 2021, the National Low Income Housing Coalition released the 2021 edition of its annual report documenting the gap between rentersโ incomes and the cost of housing. The report looks at the economic challenges facing low-income renters across the nation, including lagging wages, inconsistent job growth, and the rising cost of living.
American Enterprise Institute Data on FHA Delinquencies for Largest Metropolitan Statistical Areas
The American Enterprise Institute analyzes those metropolitan statistical areas (MSAs) it deems most at risk from delinquent Federal Housing Administration mortgages. The page also includes a tool...
Debt in America: An Interactive Map (Urban Institute)
This interactive map developed by the Urban Institute uses data from more than five million consumer records from the three major credit bureaus and the U.S. Census Bureauโs American Community Survey to show how individual debt burdens vary by geography and how they differ between white communities and communities of color. Some HFAs have used the dashboard data when drafting their Homeowner Assistance Fund plans.
JCHS State of the Nationโs Housing Report 2021
This report, published by the Joint Center for Housing Studies of Harvard University, is an annual assessment of the housing market, demographic trends, and housing challenges faced by households in the United States.
State ERA Program Dashboards
Several states have launched information dashboards to track and communicate Emergency Rental Assistance (ERA) program progress, including the number of applications received and total funds distributed. See live or regular updates on the State ERA Program Dashboards page.