COVID-19
Homeownership Assistance Fund Directory
The Homeowner Assistance Fund (HAF) is a $9.961 billion federal program to help households who are behind on their mortgages and other housing-related expenses due to the impacts of COVID-19. HAF provides funding to states, tribes, territories, and the District of Columbia to assist these homeowners. This directory presents key components of individual state HAF programs. To find a program in your area, visit the Homeownership Assistance Fund Program page.
Emergency Rental Assistance 2021 Quarterly Data
Data released by the U.S. Department of the Treasury illustrates the uses of funding under the Emergency Rental Assistance programs in Quarters 1 โ 4 of 2021.
Consumer Financial Protection Bureau: Homeowner Assistance Fund FAQs
On this webpage, the Consumer Financial Protection Bureau (CFPB) answers frequently asked questions about the Homeowner Assistance Fund program. Go to Webpage Related CFPB Resources for...
GAO Report on Monitoring in the Emergency Rental Assistance Program
This report by the U.S. Government Accountability Office examines U.S. Department of the Treasuryโs policies related to Emergency Rental Assistance (ERA) program flexibilities intended to enable grantees to spend funds more quickly and the nexus between such policies and fraud prevention policies procedures. GAO highlights the need for Treasury to balance speed in spending with accountability and oversight.
Featured HAF Program: Pennsylvania Homeowner Assistance Fund
The Pennsylvania Homeowner Assistance Fund, or PAHAF, is a housing-related program funded by the U.S. Department of the Treasury to assist Pennsylvania homeowners facing financial hardship due to the COVID-19 pandemic that began after January 21, 2020, (including a hardship that began before January 21, 2020, and continued after that date). The program will provide financial assistance to homeowners for qualified mortgage and housing-related expenses to avoid delinquency, default, foreclosure, or displacement.
GAO Report on Oversight Needs for COVID-19 Relief Programs
This report by the U.S. Government Accountability Office finds that government agencies must significantly improve overseeing of emergency relief funds, including the Emergency Rental Assistance (ERA) program. ย The report makes recommendations to the Treasury Department and the Office of Management and Budget related to ERA oversight.ย It also provides recommendations to other government agencies related to Nutrition Assistance, tax relief for businesses, and healthcare emergency programs.ย
IRS Notice 2022-05: Housing Credit Coronavirus Relief Guidance Extension and Expansion
This Notice, which extends and expands on previously IRS-issued relief for the Housing Credit program due to the COVID-19 pandemic, is the third such Notice IRS has issued since the start of the pandemic.
Featured HAF Program: Virginia Mortgage Relief Program
Virginia Mortgage Relief Program Website From Virginia Housing Virginia Mortgage Relief Program, or VMRP, provides assistance to homeowners in Virginia experiencing financial hardship due...
Protect Yourself from Mortgage Relief Scams: Tips and Resources
If you are a homeowner at risk of mortgage delinquency or default, foreclosure, loss of utilities or home energy services, or displacement as a result of financial hardship experienced after January 21, 2020, significant resources are and will become available. Among them is the federal Homeowner Assistance Fund: Find out about your stateโs program here. Scammers are taking advantage of homeowners during this time. Below are trustworthy sources of information and links to tips on what to watch out for as you seek help or are approached by companies or individuals offering mortgage relief assistance. Never pay a company or individual upfront for promises to help you get mortgage relief.
