COVID-19
Featured HAF Program: Arkansas Homeowner Assistance Fund
The Arkansas Homeowner Assistance Fund (HAF) is a federally funded program helping Arkansas residents who are behind on their mortgages, electricity, gas and/or internet payments. HAF offers both Mortgage Reinstatement, which provides funds to eliminate or reduce past due payments and other delinquent amounts, and Utility/Internet/Broadband Payment Assistance, which provides funds to resolve delinquent payments for utility and/or internet access services, to low- to moderate-income homeowners impacted by COVID-19.
GAO Report on Oversight Needs for COVID-19 Relief Programs
This report by the U.S. Government Accountability Office finds that government agencies must significantly improve overseeing of emergency relief funds, including the Emergency Rental Assistance (ERA) program. Ā The report makes recommendations to the Treasury Department and the Office of Management and Budget related to ERA oversight.Ā It also provides recommendations to other government agencies related to Nutrition Assistance, tax relief for businesses, and healthcare emergency programs.Ā
IRS Notice 2022-05: Housing Credit Coronavirus Relief Guidance Extension and Expansion
This Notice, which extends and expands on previously IRS-issued relief for the Housing Credit program due to the COVID-19 pandemic, is the third such Notice IRS has issued since the start of the pandemic.
Featured HAF Program: California Mortgage Relief Program
California Mortgage Relief Program Website From California Housing Finance Agency The California Mortgage Relief Program uses federal Homeowner Assistance Funds to help homeowners...
Featured HAF Program: Arizona Homeowner Assistance Fund
The Arizona Homeowner Assistance Fund (HAF) program provides help for homeowners who have experienced financial hardship due to COVID-19 after January 21st, 2020 in Arizona. HAF is primarily a foreclosure prevention program. HAF funds can be used to pay homeowner mortgage delinquencies, property tax delinquencies, and HOA delinquencies that could result in foreclosure. HAF funds can also be used to pay homeowner utility delinquencies and delinquent insurance with a maximum assistance total of $25,000 per household.
Featured HAF Program: Virginia Mortgage Relief Program
Virginia Mortgage Relief Program Website From Virginia Housing Virginia Mortgage Relief Program, or VMRP, provides assistance to homeowners in Virginia experiencing financial hardship due...
Protect Yourself from Mortgage Relief Scams: Tips and Resources
If you are a homeowner at risk of mortgage delinquency or default, foreclosure, loss of utilities or home energy services, or displacement as a result of financial hardship experienced after January 21, 2020, significant resources are and will become available. Among them is the federal Homeowner Assistance Fund: Find out about your stateās program here. Scammers are taking advantage of homeowners during this time. Below are trustworthy sources of information and links to tips on what to watch out for as you seek help or are approached by companies or individuals offering mortgage relief assistance. Never pay a company or individual upfront for promises to help you get mortgage relief.
Recursos para la Vivienda en EspaƱol
Fondo de Asistencia al Propietario de Vivienda por Estado y Ayuda para Rentas de Emergencia
Lessons from Eight States Regarding Factors That Have Contributed to Statesā ERA1 Spending Rates
In this report prepared for NCSHA, Abt Associates examined statesā Emergency Rental Assistance spending rates and factors that have affected those rates. In July 2021, Abt interviewed ERA program staff from eight states selected to reflect programs that differed in several ways, including in geographic and population diversity, the sizes of the ERA1 allocations they received, and their ERA1 spending rates as of May 2021.
