NCSHA Blogs
New Research Shows How HAF Program Helped Stabilize Vulnerable Homeowners
On March 31, the Mortgage Bankers Association’s Research Institute for Housing America released "Stabilizing Vulnerable Homeowners in a Time of Crisis: Insights from the Homeowner Assistance Fund." This is the first study to examine the characteristics and outcomes of homeowners who received assistance from the Homeowner Assistance Fund (HAF) and highlights the effectiveness of targeted assistance programs, such as HAF.
President Trump Issues Executive Orders on Removal of Regulatory Barriers to Affordable Housing, Promoting Access to Mortgage Credit
This afternoon, President Trump signed two executive orders (EOs) focused on removing regulatory barriers to affordable housing construction and promoting access to mortgage credit. An email to stakeholders announcing the EOs also stated, “President Trump will continue to advance his housing affordability agenda with the 21st Century ROAD to Housing Act before Congress,” underscoring his support for the legislation the Senate passed this week that includes several NCSHA priorities, including reforms to the HOME program; raising the public welfare investment cap, which could bring more bank investment to the Housing Credit program; and decoupling of rural rental assistance from Rural Housing Service mortgage programs.
Senate Passes Comprehensive Affordable Housing Bill with Several NCSHA Priorities
The U.S. Senate earlier today passed by a strong bipartisan vote the 21st Century ROAD to Housing Act (H.R. 6644). The legislation comprises nearly 40 different affordable housing bills, including many of the provisions included in the Housing for the 21st Century Act, which the House of Representatives passed a month ago, and the ROAD to Housing Act, which the Senate passed last October.
NCSHA Details Key Changes to HOME in the 21st Century ROAD to Housing Act
Wondering how the 21st Century ROAD to Housing Act would strengthen the HOME program? Here’s a deep dive into the HOME changes under consideration.
Representatives Yakym and Moore Introduce Affordable Housing Bond Enhancement Act in House
Representatives Rudy Yakym (R-IN) and Gwen Moore (D-WI) last night introduced the Affordable Housing Bond Enhancement Act (H.R. 7414). This legislation, which NCSHA has worked on closely with the representatives’ offices, would expand state housing finance agencies’ access to private activity bond volume cap and strengthen the Mortgage Revenue Bond (MRB) and Mortgage Credit Certificate (MCC) programs.
House of Representatives Passes Affordable Housing Package
An overwhelming bipartisan majority of the U.S. House of Representatives Monday evening voted to pass comprehensive affordable housing legislation that includes more than 20 different housing-related bills. The legislation, titled the Housing for the 21st Century Act (H.R. 6644), is the first substantial bipartisan housing bill to clear the House in more than a decade. It is the product of months of negotiations between Financial Services Committee Chair French Hill (R-AR), Ranking Member Maxine Waters (D-CA), Housing Subcommittee Chair Mike Flood (R-NE), and Ranking Member Emanuel Cleaver (D-MO).
House Committee Releases Final FY26 HUD Appropriations Bill
Yesterday, the House Appropriations Committee released the Consolidated Appropriations Act, 2026, which includes funding legislation for the Defense; Homeland Security; Labor, Health and Human...
HUD Proposes Rescission of Disparate Impact Rule
Today, the U.S. Department of Housing and Urban Development (HUD) issued a proposed rule repealing its Discriminatory Effects Standard, which governs disparate impact liability in accordance with the...
Financial Services Committee Approves Affordable Housing Package; HOME Reform Act Included
The House Financial Services Committee earlier today overwhelmingly passed an affordable housing package containing more than 20 different bills introduced by committee members from both parties. The...
FY26 USDA Appropriations Bill Approved in Legislation to Reopen Federal Government
On Wednesday night, President Trump signed funding legislation to end a 43-day federal government shutdown, the longest in U.S. history. The measure’s passage allows federal operations to resume as...
