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NCSHA Today!

 

HFA News

Blogs

  • Blog Post
    October 30, 2014
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    A report released earlier this week by Standard and Poor's Rating Services (S&P) finds that State HFA single-family whole loan delinquencies declined again in the second quarter of 2014 to their lowest level since the third quarter of 2009. The report, which examined 32 HFA single-family whole loan bond programs (and the program run by the California Department of Veterans Affairs), predicts that state HFA loan performance will continue to perform strongly enough so as to not risk a ratings downgrade for any HFAs.

  • Blog Post
    October 29, 2014
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    State HFAs' single-family portfolio performance continued to improve in the second quarter of 2014, Moody's reported in a recently released special comment. The comment says HFA loan delinquencies declined more than 4 percent in the last year. Moody's predicts that this improvement will continue and will reduce HFAs' loan losses moving forward.

  • Blog Post
    October 24, 2014
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    Earlier today, five federal agencies released a proposed rule that would amend several regulations pertaining to flood insurance requirements for borrowers living in homes in special flood hazard areas. Specifically, the proposal would require federally regulated lenders to escrow premiums and fess for borrowers’ flood insurance for all residential loans that are originated or refinanced as of 2016. In addition, borrowers in special flood hazard areas would not have to purchase flood insurance coverage for structures that are on a residential property but are not attached to the home.