Administration and Federal Agencies

CFPB Publishes Interim Final Rule Allowing COVID-19 Forbearance Options (6.22.20) IRS Notice 2020-39 Extends Deadlines, Provides Guidance on Opportunity Zone Investment in Response to COVID-19 (6.4.20) Treasury’s Coronavirus Relief Fund Frequently Asked Questions (5.4.20) CFPB: Protecting your finances during the Coronavirus Pandemic CFPB: Guide to coronavirus mortgage relief options (4.6.20) The Library of Congress: Coronavirus Resource Guide This page, updated at least on a weekly basis, provides “a guide to laws, regulations and executive actions in the United States, at both the federal and the state level, and in various countries with respect to the new coronavirus and its spread.” VA: Valuation Practices during COVID-19 (Updated: 4.10.20) VA: Extended Relief Under the CARES Act for those Affected by COVID-19 (4.8.20) VA: Lender Guidance for Borrowers Affected by COVID-19 (3.27.20) Coronavirus Preparedness and Response Supplemental Appropriations Act (H.R. 6074) (3.6.20) Proclamation on Declaring a National Emergency Concerning the Novel Coronavirus Disease (COVID-19) Outbreak (4.13.20)

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Centers for Disease Control and Prevention

CDC Coronavirus Website Stop the Spread of Germs Symptoms of Coronavirus Disease 2019 What to do if you are sick with coronavirus disease 2019

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Congress

House “Dear Colleague” Letter Supporting Housing Assistance Fund (4.30.20) S.3548 – CARES Act (3.21.20) NCSHA Summary of Coronavirus Relief Legislation (3.26.20) House Housing Credit Champions’ Letter to Leadership on Program Needs During COVID-19 Pandemic (4.16.20) Letter from Ways and Means Chairman Neal and Representative DelBene to Treasury Secretary Mnuchin on Housing Credit Regulatory Flexibility During COVID-19 Crisis (4.10.20) Housing Assistance Fund Announcement (4.9.20) Waters Releases Extended Statement for the Record on the CARES Act (3.31.20) Warner Leads Colleagues in Urging Action to Avoid Housing Finance System Crisis Amid COVID-19 Outbreak (4.8.20) Crapo Urges Treasury, Fed to Provide Quick Guidance on Title IV of CARES Act (3.28.20) HFA Priorities and NCSHA Analysis

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Department of Housing and Urban Development

HUD General Communications  COVID-19 Information and Resources Page Message from Commissioner Montgomery Regarding COVID-19 (3.17.20) CDBG HUD COVID-19 Guidance Providing Waivers for CDBG CARES Act Supplemental Funding (4.9.20) HOME HOME Investment Partnerships Program FAQs: COVID-19 and CARES Act (5.1.20) HUD COVID-19 Guidance Providing HOME Program Waivers (4.10.20) HUD COVID-19 Guidance Providing HOME Program TBRA Waivers (4.10.20) Housing Trust Fund (HTF) Housing Trust Fund CARES Act Eviction Moratorium FAQs Public Housing NOTICE PIH 2020-05: COVID-19 Statutory and Regulatory Waivers for the Public Housing, Housing Choice Voucher, Indian Housing Block Grant and Indian Community Development Block Grant programs, Suspension of Public Housing Assessment System and Section Eight Management Assessment Program (4.10.20) DLL-2020-204: Foreclosure and Eviction Moratorium in Connection with the Presidentially Declared COVID-19 National Emergency (3.20.20) Multifamily  FHA: Updated Questions and Answers for Office of Multifamily Housing Stakeholders (7.31.20) Promoting Housing Stability During The Covid-19 National Emergency: Information for Multifamily Property Owners and Management Agents (July 2020) FHFA Extends Foreclosure and Eviction Moratorium (5.14.20) May 1 Update of HUD Multifamily COVID-19 Q&A (5.1.20) Multifamily Updated COVID-19 Guidance (4.16.20) HUD Mortgagee Letter on MF Loan Forbearance (4.10.20) Annual and Interim Recertification Protocol during COVID-19 Signed Memo (4.1.20) FHFA Moves to Provide Eviction Suspension Relief for Renters in Multifamily Properties (3.23.20) Letter from the Office of Public and Indian Housing and the Office of Multifamily Housing (3.13.20) Message from the Office of Multifamily Housing (3.3.20) Single Family Mortgagee Letter 2020-22: FHA’s COVID-19 Loss Mitigation Options (7.8.20) Mortgagee Letter 2020-16: Endorsement of Mortgages under Forbearance for Borrowers Affected by the Presidentially-Declared COVID-19 National Emergency consistent with the Coronavirus Aid, Relief, and Economic Security (CARES) Act (6.5.20) CARES Act Forbearance Fact Sheet for Mortgagees and Servicers of FHA, VA, or USDA Loans (5.8.20) CARES Act Forbearance Fact Sheet for Borrowers with FHA, VA, or USDA Loans (5.8.20) April 27 FHFA Letter to Industry Groups on COVID-19 Liquidity (4.27.20) FHFA Announces that Enterprises will Purchase Qualified Loans in Forbearance to Keep Lending Flowing (4/22/20) FHFA Addresses Servicer Liquidity Concerns, Announces Four Month Advance Obligation Limit for Loans in Forbearance (4/21/20) Mortgage Help for Homeowners Impacted by the Coronavirus (Website) Mortgagee Letter 2020-12: Updated Guidance for Home Equity Conversion Mortgage (HECM) Claim Type 22 (CT-22) Assignment Claims during the COVID-19 National Emergency (4.14.20) What You Need to Know: Mortgage Forbearance Video (4.13.20) APM 20-03: Availability of Pass-Through Assistance Program for Participants in Ginnie Mae’s Single-Family MBS Program (4.10.20) FHA: If You Need Assistance in Making Your Mortgage Payments, Help is Available (4.1.20) Mortgagee Letter 2020-06: FHA’s Loss Mitigation Options for Single Family Borrowers Affected by the Presidentially-Declared COVID-19 National Emergency in Accordance with the CARES Act (4.1.20) HUD No. 20-048: HUD Issues New CARES Act Mortgage Payment Relief for FHA Single Family Homeowners (4.1.20) Ginnie Mae Addresses Servicer Liquidity Issues (3.27.20) DLL-2020-204: Foreclosure and Eviction Moratorium in Connection with the Presidentially Declared COVID-19 National Emergency (3.20.20) FHA: COVID-19 [Single Family] Questions and Answers (3.18.20) Mortgagee Letter 2020-04: HUD Mortgagee Letter on Eviction and Foreclosure Moratorium (3.18.20)

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Federal Housing Finance Agency (FHFA)

Mortgage Help for Homeowners Impacted by the Coronavirus (Website) FAQs: Fannie Mae Freddie Mac Assistance Options for Families Impacted by COVID-19 (4.1.20) FHFA Authorizes Loan Processing Flexibilities for Fannie Mae and Freddie Mac Customers (3.31.20) FHFA Authorizes the Enterprises to Support Additional Liquidity in the Secondary Mortgage Market (3.23.20) FHFA Directs Enterprises to Grant Flexibilities for Appraisal and Employment Verifications (3.23.20)

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Fannie Mae and Freddie Mac

Fannie Mae Fannie Mae Lender Letter (LL-2020-07) COVID-19 Payment Deferral (5.13.20) Fannie Mae: Lender Letter (LL-2020-06) Selling Loans in Forbearance Due to COVID-19 (4.22.20) Fannie Mae: Lender Letter (LL-2020-03 Update) Impact of COVID-19 on Originations (3.31.20) Fannie Mae Provides Assistance to Help Renters Impacted by COVID-19 Stay in Their Apartments (3.24.20) Fannie Mae: Lender Letter (LL-2020-04) Impact of COVID-19 on Appraisals (3.23.20) Fannie Mae: Lender Letter (LL-2020-03) Impact of COVID-19 on Originations (3.23.20) Fannie Mae: Lender Letter (LL-2020-02) Impact of COVID-19 on Servicing (Updated 4.8.20) Fannie Mae Assistance Options for Homeowners Impacted by COVID-19 (3.18.2020) Fannie Mae Consumer Resources: COVID-19 Mortgage Relief Options (Website) Fannie Mae: Our Approach to COVID-19 (Website) Freddie Mac Freddie Mac: Bulletin 2020-15: Freddie Mac COVID-19 Payment Deferral (5.13.20) Freddie Mac: Bulletin 2020-12: Temporary Selling Requirements for Mortgages in COVID-19 Related Forbearance (4.22.20) Freddie Mac: Bulletin 2020-10: Temporary Servicing Guidance Related to COVID-19 (4.8.20) Freddie Mac: Bulletin 2020-8: Selling Guidance Related to COVID-19 (3.31.20) Freddie Mac Announces Nationwide COVID-19 Relief Plan Affecting More than 4 Million Multifamily Apartment Renters (3.24.20) Freddie Mac: Bulletin 2020-5: Selling Guidance Related to COVID-19 (3.23.20) Freddie Mac: Bulletin 2020-4 – Temporary Servicing Requirements Related to COVID-19 (3.18.20) Freddie Mac Announces Enhanced Relief for Borrowers Impacted by COVID-19 (3.18.20) Freddie Mac Consumer Resources: Extending Help to Homeowners Impacted by COVID-19 (Website) Freddie Mac: Our COVID–19 Response (Website)

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The Federal Reserve System

The Federal Reserve System: COVID-19 Resources FRB, FDIC, NCUA, OCC, CFPB: Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus (Revised) (4.7.20) Joint (with the FDIC and OCC) Statement on CRA Consideration for Activities in Response to the COVID-19 (3.18.20) Press Release: Federal Reserve Board expands its program of support for flow of credit to the economy by taking steps to enhance liquidity and functioning of crucial state and municipal money markets

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USDA

USDA Rural Development COVID-19 FAQs, Actions, and Additional Resources USDA Implements Immediate Measures to Help Rural Residents, Businesses and Communities Affected by COVID-19 (4.15.20) USDA Implements Immediate Measures to Help Rural Residents, Businesses and Communities Affected by COVID-19 (4.8.20) USDA Expands Provisions for Lenders to Offer Temporary Exceptions to Payment Deferrals for Agency Guaranteed Loan Programs (4.8.20) USDA COVID-19 Multifamily Stakeholder FAQ (4.6.20) USDA SFHGLP Servicing – Implementation of the Coronavirus Aid, Relief, and Economic Security Act (4.2.20) USDA Implements Immediate Measures to Help Rural Residents, Businesses and Communities Affected by COVID-19 (4.1.20) USDA Grants Lenders Temporary Exception to Offer Payment Deferrals for Agency Guaranteed Loan Programs (3.31.20) USDA Implements Immediate Measures to Help Rural Residents, Businesses and Communities Affected by COVID-19 (3.25.20) Foreclosure and Eviction Relief in Connection with Presidentially Declared COVID-19 National Emergency [SFHGLP] (3.19.20) Single-Family Housing Direct Programs Continuity of Operations (3.20.20) USDA Provides Guidance on Multi-Family Housing in the Wake of COVID-19 (3.19.20)

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State Governments

Estimated Coronavirus Relief Fund Payments to States (3.25.20) Arizona: Governor Ducey Announces New Dollars For Rental Assistance (3.27.20) Ohio: Governor Mike DeWine Letter to Trump and Pence Regarding COVID-19 Response (3.13.20)

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NCSHA Community Groups

We encourage you to exchange information and resources through NCSHA’s Online Community platform. These discipline- and issue-based groups offer you direct access to your peers working on the COVID-19 response in their communities around the country. Open to staff of HFA and Associate members

Related News

Interview: State HFAs Remain Stable During the COVID-19 Crisis |Down Payment Report | 6.30.20 Multifamily housing projects face delays related to coronavirus | The Bond Buyer | 5.8.20 Rent Is Due Today, but Many Tenants Can’t—or Won’t—Pay | The The Wall Street Journal | 5.1.20 Lawmakers Weigh Relief for U.S. Homeowners Facing Balloon Payments | The The Wall Street Journal | 4.30.20 Four Percent Floor Could Finance More Than 126,000 Additional Affordable Rental Homes Over 2020-29 | Novogradac | 4.30.20 How Much Assistance Would It Take to Help Renters Affected by COVID-19? | Harvard Joint Center for Housing Studies | 4.28.20 Mortgage bailout balloons by half a million more loans in one week | CNBC | 4.24.20 Mnuchin Says U.S. Has No Plans for Mortgage Servicer Lifeline | Bloomberg | 4.23.20 Housing finance agencies – US: Ginnie Mae’s Pass-Through Assistance Program will benefit HFAs that service loans impacted by coronavirus | Moody’s | 4.20.20 Archive of past news

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