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Resource Center

Looking for talking points or FAQs to prepare for a meeting on Capitol Hill? A copy of NCSHA’s annual Factbook? Housing research and analysis? A presentation from a recent conference to share with a colleague? A reference guide for Housing Credit, HOME, MRBs, or Section 8 program administration? You’ve come to the right place: The NCSHA Resource Center is your source for this important information and much more. Refer to the right sidebar to see resource categories or use the search bar to search resources by topic.

NCSHA Members: Looking for a specific resource from a past event or conference? Please contact us for assistance.

NCSHA COVID-19 Resources and Updates

Mortgage Credit Certificate Program Q&A

What is the Mortgage Credit Certificate (MCC) Program? The MCC program is a home buyer assistance program designed to help lower‐income families afford home ownership. The program allows home buyers to claim a dollar‐for‐dollar tax credit for a portion of mortgage interest paid per year, up to $2,000. The remaining mortgage interest paid may still be calculated as an itemized deduction.

NCSHA Summary of the Moving Forward Act (H.R. 2)

This summary describes the House Democrats’ new $1.5 trillion infrastructure bill, the Moving Forward Act, H.R. 2, which would provide funding for roads, bridges, schools, broadband access, and affordable housing. The bill would increase the amount of Housing Credit and Private Activity Bond authority provided to states annually, make a number of changes to the Housing Credit and Bond programs, establish a new state-administered single-family housing tax credit, and make a number of other changes summarized below.

IRS Notice 2020-53, Housing Credit Coronavirus Guidance

This notice provides temporary relief from certain requirements under Section 42 of the IRC for Housing Credit properties in response to the ongoing Coronavirus Disease 2019 (COVID-19).

Letter to FHFA Director Requesting Longer Comment Period on ECF Rule

In response to the Notice of Proposed Rulemaking for the re-proposed Enterprise Regulatory Capital Framework, on June 30, 2020, NCSHA joined 16 other national associations and organizations in sending to FHFA Director Mark Calabria this request to increase the comment period from 60 to 120 days, to October 28, 2020.

GAO May 2020 Report on Rental Affordability and Housing Quality Challenges

This report by the U.S. General Accountability office considers trends in the U.S. rental housing market from 2001 to 2017.  The report analyzes the share of households that rent and their characteristics, the affordability of rental housing, and rental housing conditions.

NCSHA Joins Affordable Housing Advocates in Letter to FHA and FHFA on Forbearance

On June 24, 2020, NCSHA joined a broad coalition of 36 affordable housing advocates, associations, and industry stakeholders on this letter addressed to HUD Secretary Carson and FHFA Director Calabria, and additionally sent to Treasury Secretary Mnuchin, National Economic Council Director Lawrence Kudlow, and the leadership of the Senate Banking, Housing, and Urban Affairs Committee and the House Financial Services Committee. The letter urged that FHA rescind and revise its 20 percent indemnification requirement for validly underwritten loans that go into forbearance post-closing but before the loans are insured. The letter also asked that FHFA rescind and revise the loan level price adjustments (of 500 or 700 basis points) for early payment forbearance loans it previously announced for loans sold to Fannie Mae and Freddie Mac, as they are contributing to marketwide credit overlays.

HOME COVID-19 Funding Request Letter

On June 25, 2020, one hundred and eighty national, state, and local organizations, including NCSHA, sent this letter to House and Senate Transportation, Housing, and Urban Development Appropriations Subcommittee leadership requesting $14 billion for the HOME Investment Partnerships Program in the next COVID-19 relief package. 

The Moving Forward Act, H.R. 2, Fact Sheet

This factsheet provides an overview of The Moving Forward Act, H.R. 2, which House Democrats will soon release to address America’s infrastructure needs. The bill will include significant investments in affordable housing, along with investments in surface transportation, broadband, water infrastructure, clean energy, and other initiatives.

State Housing Finance Agencies: At the Center of the Affordable Housing System

Ten years after the Great Recession forced the federal government to make major changes to the nation’s housing system, state housing finance agencies have become more important than at any other time in their history to the system’s ability to make affordable housing available in America. This new report explains how.

Opportunity Zone Best Practices Report from the White House Opportunity and Revitalization Council

The White House Opportunity and Revitalization Council issued this May 2020 report outlining Opportunity Zone best practices and examples of revitalization occurring across the country. The report highlights best practices of state and local governments, foundations and nonprofits, Qualified Opportunity Funds, and other stakeholders, including Housing Credit allocating agency strategies in Massachusetts, Mississippi, and Nevada.