Find Homeowner Assistance Fund Programs by State: Read More

Resource Center

Looking for talking points or FAQs to prepare for a meeting on Capitol Hill? A copy of NCSHA’s annual Factbook? Housing research and analysis? A presentation from a recent conference to share with a colleague? A reference guide for Housing Credit, HOME, MRBs, or Section 8 program administration? You’ve come to the right place: The NCSHA Resource Center is your source for this important information and much more. Refer to the right sidebar to see resource categories or use the search bar to search resources by topic.

NCSHA Members: Looking for a specific resource from a past event or conference? Please contact us for assistance.

Emergency Housing Assistance Updates

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Housing Credit Program FAQs

The Low Income Housing Tax Credit (Housing Credit) is a federal tax credit created by President Reagan and Congress in the Tax Reform Act of 1986 designed to encourage private sector investment in the new construction, acquisition, and rehabilitation of rental housing affordable to low-income households. Over the last three decades, the Housing Credit has become the most successful affordable rental housing production program in history.

Housing Trust Fund FAQs

What is the Housing Trust Fund? | Whom does HTF serve? | Who administers HTF? |How much funding is provided through HTF annually? | What should Congress do to improve HTF?

Neighborhood Homes Investment Act FAQs

What is the Neighborhood Homes Investment Act? | Where will the NHIA tax credit be used? | What kind of housing would be improved or built with the NHIA tax credit? | Whom does the NHIA tax credit serve? | Why is the NHIA tax credit necessary? | Will the Neighborhood Homes Investment Act cause gentrification? | How would the NHIA tax credit work? | How will the NHIA tax credit be allocated to the states? | Who will administer the NHIA tax credit? | Who will oversee administration of the NHIA tax credit?| What is the projected impact of the NHIA tax credit? | Would the NHIA tax credit leverage other funding?| Would the private sector finance affordable housing without an incentive like the NHIA tax credit? | Who is supporting the NHIA tax credit?

Summary: Affordable Housing Bond Enhancement Act

This document summarizes the Affordable Housing Bond Enhancement Act, which was introduced by Senators Catherine Cortez Masto (D-NV) and Bill Cassidy (R-LA) on June 6, 2023. The bill enacts several of NCSHA’s long-standing priorities for strengthening the Mortgage Revenue Bond and Mortgage Credit Certificate programs.

FHA-HFA Multifamily Loan Risk-Sharing Program FAQs

Congress established the Federal Housing Agency (FHA) – Housing Finance Agency (HFA) Multifamily Risk-Sharing program in 1992 to increase and speed up FHA’s multifamily mortgage production. The FHA-HFA Risk-Sharing program allows HFAs that meet rigorous financial standards to underwrite FHA multifamily loans in return for sharing the risk of losses on those loans.

Coalition Letter to Biden Administration to Extend Indefinitely Federal Financing Bank Funding for FHA Multifamily Risk-Sharing Mortgages

NCSHA and several other leading affordable housing groups signed this February 16, 2024, letter urging the Biden Administration to extend indefinitely the Federal Financing Bank (FFB) funding for FHA multifamily risk-sharing mortgages (FFB Risk-Sharing program). The FFB Risk-Sharing program provides affordable mortgage capital to housing finance agencies to help them finance the production and preservation of affordable rental housing. The program’s current authority expires October 1, 2024.

Housing Trust Fund (HTF) Allocations by State, 2016-2023

Housing Trust Fund (HTF) allocations from 2016 to 2023 listed by state.

NCSHA Comments on HUD’s Proposed Methodology Changes for Calculating Income Limits

On February 12, 2024, NCSHA submitted comments to the U.S. Department of Housing and Urban Development on proposed changes to the methodology used for calculating Section 8 income limits. In our comments, NCSHA supported the proposed changes overall but encouraged HUD to explore the impact of cost increases on project viability and consider the necessity of the adjustments in ensuring that existing and future affordable housing developments do not face undue financial burden.

HFAs’ Letter to Appropriators on Project-Based Rental Assistance Contract Administration

37 state Housing Finance Agencies (HFA) asked House and Senate Appropriations Committee leaders to preserve in any final FY 2024 HUD appropriations legislation the project-based rental assistance contract administration (PBCA) language contained in the Senate-passed FY 24 HUD appropriations bill

IRS Revenue Ruling 2024-05: Qualified Disaster Zones in 2021 and 2022 and State Housing Credit Ceilings

This notice holds that if one or more of a State’s allocations, under section 305 of the Taxpayer Certainty and Disaster Tax Relief Act of 2020, to qualified disaster zones in 2021 or 2022 are returned after 2022, then the returned housing credit dollar amounts are part of the overall Returned Credit Component of a State’s housing credit ceiling in the year of return. As such, reallocations of these returned amounts are not restricted to projects located in qualified disaster zones.