Resource Center

Looking for talking points or FAQs to prepare for a meeting on Capitol Hill? A copy of NCSHA’s annual Factbook? Housing research and analysis? A presentation from a recent conference to share with a colleague? A reference guide for Housing Credit, HOME, MRBs, or Section 8 program administration? You’ve come to the right place: The NCSHA Resource Center is your source for this important information and much more. Refer to the right sidebar to see resource categories or use the search bar to search resources by topic.

NCSHA Members: Looking for a specific resource from a past event or conference? Please contact us for assistance.

Emergency Housing Assistance Updates

Sign-On Letter to Congress on Protecting Continuum of Care Funding

On October 27, 2025, national affordable housing advocates, including NCSHA, sent this letter to congressional leaders urging them to include a no-cost provision in upcoming spending legislation to ensure all U.S. Department of Housing and Urban Development Continuum of Care grants expiring in 2026 are renewed for 12 months.

CDFI Fund Support Letter from Republican Legislators to Treasury, OMB

More than 100 Republican members of the U.S. Senate and House signed this October 23, 2025, letter to Treasury Secretary Scott Bessent and Office of Management and Budget Director Russell Vought urging the Trump Administration to maintain and fully execute the statutory responsibilities of the Community Development Financial Institutions Fund,

NCSHA Comments on Federal Banking Regulators’ Review of CRA Regulations

On October 22, 2025, NCSHA sent the attached comments to the federal banking regulators — the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency — in response to their review of Community Reinvestment Act (CRA) regulations conducted under the Economic Growth and Regulatory Paperwork Reduction Act. In the letter, NCSHA stresses that regulatory certainty is critical to ensure CRA meets its vital mission. To this end, NCSHA urges the agencies to quickly finalize their July 2025 proposed rule to rescind their 2023 rule to overhaul the CRA regulations, which is facing legal challenges, and return to the previous CRA framework.

NCSHA-Endorsed Legislation

NCSHA’s advocacy on Capitol Hill focuses largely on bipartisan legislation to expand and strengthen the affordable housing programs HFAs rely on to advance their missions or establish new tools...

HOME Investment Partnerships Program Reauthorization Bills

The HOME Investment Partnerships Program is HUD’s flagship affordable housing production program. For more than three decades, HOME has been one of the most effective and flexible tools state and local governments have to meet their affordable housing needs, including rental home production and preservation, single-family home construction, home rehabilitation, and tenant-based rental assistance.

State HFA Factbook

Each year, NCSHA conducts a comprehensive survey of HFA program activity and compiles it in the State HFA Factbook. This information supports NCSHA's advocacy within Congress, the Administration, and the numerous federal agencies concerned with housing by providing hard evidence of HFA program results and successes. The Factbook also helps HFAs to compare their programs and operations to those of other HFAs and to learn from one another.

NCSHA Summary of the ROAD to Housing Act

This document summarizes the “Renewing Opportunity in the American Dream to Housing Act of 2025,” or “ROAD to Housing Act,” which the Senate Banking Committee passed unanimously on June 29. This wide-ranging package contains dozens of proposals introduced by Senators from both parties. The legislation includes several bills supported by NCSHA, most notably the HOME Investment Partnerships Program Reauthorization and Improvement Act. It is the first bipartisan housing bill to advance through the Banking Committee in more than a decade.

NCSHA Letter to FHFA on Repeal of GSE Fair Lending, Fair Housing, and Equitable Housing Finance Plan Rule

On September 26, 2025, NCSHA sent the attached comments to the Federal Housing Finance Agency (FHFA) on FHFA’s proposed rule to repeal its May 2024 rule codifying the Fair Lending, Fair Housing, and Equitable Housing Finance Plan requirements for Fannie Mae and Freddie Mac and the Federal Home Loan Banks. In the letter, NCSHA encouraged FHFA to instruct Fannie Mae and Freddie Mac to continue certain efforts and pilots that have been effective and to make additional efforts to reach underserved markets and communities. NCSHA noted state HFAs would be good partners for FHFA, Fannie Mae, and Freddie Mac in these endeavors.

NCSHA Letter to HUD on Impact of Buy Now Pay Later Loans on Mortgage Lending

On August 21, 2025, NCSHA submitted comments to the U.S. Department of Housing and Urban Development (HUD) on its request for information regarding the impact of Buy Now Pay Later (BNPL) debt on mortgage lending.

NCSHA Letter to Federal Banking Regulators on Proposed CRA Revisions

On August 18, 2025, NCSHA sent the attached letter to federal banking regulators — the Federal Reserve, Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency — commenting on their July 18 proposed rule to repeal their October 2023 final rule revamping the Community Reinvestment Act (CRA) regulations and restore the previous CRA regulatory framework finalized in 1995. In the letter, NCSHA expressed support for the proposed rule because it will provide banks with the certainty they need to continue fulfilling their CRA obligations and incentivize bank investments in Housing Credit and Housing Bonds.