Housing Research & Analysis
MBA Report: โStabilizing Vulnerable Homeowners in a Time of Crisis: Insights from the Homeowner Assistance Fundโ
This study, conducted by the Mortgage Bankers Association's Research Institute for Housing America and released in March 2026, provides the first comprehensive analysis of the federal Homeowner Assistance Fund.
White Paper: Building Financial Assets for Residents in LIHTC Communities
Reflecting extensive input from housing finance agency staff and key partners and released in March 2026, this white paper presents a scalable framework for helping low-income renters living in Housing Credit properties accumulate modest savings using existing infrastructure.
Government Finance Officers Association Report: Protecting Bonds to Build Infrastructure and Create Jobs
In January 2025, the Government Finance Officers Association updated and released new data for its report on โProtecting Bonds to Build Infrastructure and Create Jobs.โ This report examines the critical role tax-exempt municipal bonds play in funding public-sector infrastructure projects.
Government Finance Officers Association Report: Understanding Financing Options Used for Public Infrastructure
The Government Finance Officers Association released a January 2025 report on โUnderstanding Financing Options Used for Public Infrastructure.โ This report offers a comprehensive overview of tax-exempt bonds and other financing mechanisms utilized by state and local governments and entities.
Reports: State Housing Finance Agency Roles in Reducing Household Energy Costs
Published by NCSHA in September 2023, two reports by Abt Associates profile HFA energy innovation and impact in eight states and examine potential new HFA roles in response to new federal investment in residential energy efficiency and renewable energy.
NHT Right of First Refusal Toolkit
The HFA Right of First Refusal Toolkit is based on the National Housing Trust's most recent qualified allocation plan landscape analysis. This toolkit provides information on regulatory and policy actions relevant for allocating agencies, as well as recommendations to protect Property Reserves to ensure reserves are used to maintain the property and serve residents.
Report: Filling Funding Gaps โ How State Agencies Are Moving to Meet a Growing Threat to Affordable Housing
On September 20, 2022, NCSHA released this report, produced by Abt Associates, documenting the actions state housing finance agencies are taking to meet the growing threat to affordable housing from unprecedented cost increases in labor, materials, and financing.
NCSHA/NAHB-Hosted Congressional Briefing on LIFELINE Act
NCSHA partnered with the National Association of Home Builders to host a June 6, 2022, virtual briefing for congressional staff on the LIFELINE Act (LIHTC Financing Enabling Long-term Investment in Neighborhood Excellence Act; S. 4181/H.R. 7078), which would allow states and local governments to loan Coronavirus State and Local Fiscal Recovery Funds to Housing Credit developments.
Characteristics of Mortgage Borrowers During the COVID-19 Pandemic: CFPB Office of Research Special Issue Brief
On March 23, 2022, the Consumer Financial Protection Bureau (CFPB) released a new COVID-19 Special Issue Brief exploring the characteristics, including demographics, of mortgage borrowers in forbearance or delinquent during the COVID-19 pandemic. The report, an update on the May 2021 release, includes new data for mortgage borrowers who remained in forbearance in January 2022.
