State HFA Emergency Housing Assistance Matrix

A new program established to provide financial relief for renters who have experienced a loss of income due to circumstances related to the COVID-19 pandemic.

• Household income must be at or below 80 percent of AMI.
• Must have had a COVID-19-related loss of income.
• Must have a valid lease.
• Total rent payment must be at or below 150 percent of fair market rent.
• Must not be a recipient of rental assistance programs such as Section 8.

• Rent
• Rent arrearages

A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.

• Household income must be at or below 80 percent of AMI.
• Must be current in rental payments and provide documentation showing loss of income beginning on or after March 1, 2020.
• Must not be receiving any other federal or state rental assistance.
• Must not be under an eviction order for non-payment of rent before March 11, 2020.

• Rent

A new pilot program in 19 counties established to provide financial relief for renters who have experienced a loss of income and are in eviction proceedings due to circumstances related to the COVID-19 pandemic. The program will be expanded statewide in January 2021.

• Household income must be at or below 200 percent of the Federal poverty level.
• Must have experienced a loss of income or increased household costs due to school closures or medical expenses attributed to COVID-19.
• Must be past due on rent and is at imminent risk of eviction due to the COVID-19 pandemic.
• Must be in eviction court proceedings and have full cooperation from the landlord.
• Must not be a recipient of any other rental assistance program for the same months of emergency assistance.
• The landlord must forgive outstanding late fees and penalties, and cannot pass court costs to the tenant.
• Rent cannot exceed 150 percent of Fair Market Rent (FMR).

• Rent
• Rent arrearages
• Late fees

A new program established to provide financial relief for renters and homeowners who have experienced a loss of income resulting from the COVID-19 pandemic.

• Household income must be at or below 115 percent of AMI.
• Must be at risk of losing their housing or demonstrate that the COVID pandemic has had an adverse impact on their employment, income, or monthly expenses (i.e., medical).
• Must be unable to pay their rental, mortgage, or homeowner/mortgage insurance payments beginning on March 1, 2020, or demonstrate their inability to make payments going forward.
• Must be legally authorized to be in the United States.
• Participants of any other mortgage assistance or forbearance program are not eligible until the expiration of the assistance or forbearance period.
• Must not be a current recipient of other federal rental assistance. Does not apply to Housing Credit properties without a rental subsidy.
• Landlord cannot be a relative.

• Rent
• Rent arrearages
• Mortgage (may include principal and interest)
• Mortgage arrearages
• Mortgage insurance
• Homeowners Insurance (may include hazard insurance)
• Late fees
• Mobile Home Lot Rent
• Utilities
• Other

A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.

Please review details at https://ms-ramp.com/

• Rent
• Rent arrearages
• Utilities

A new program established to provide financial relief for homeowners who have experienced a loss of income due to circumstances related to the COVID-19 pandemic.

• Homeowner income must be at or below 100 percent of AMI.
• Must be owner-occupant of a dwelling of one or two separate units.
• Must have become unemployed after March 1, 2020, or had a COVID-19-related income reduction of at least 30 percent.
• Must be used for mortgage payments incurred between March 1, 2020, and December 30, 2020.

• Mortgage (may include principal and interest)
• Mortgage arrearages

A new program established to provide financial relief for renters and homeowners who have experienced a loss of income resulting from the COVID-19 pandemic.

• Household income must be at or below 80 percent of AMI (applicants residing in tribal lands do not need to meet household income requirements to qualify for assistance).
• Must certify financial hardship related to COVID-19.
• Must have been current on housing payments as of February 28, 2020, and be able to provide documentation of past rent, mortgage, or other housing expenses
• Must not have received other forms of housing assistance for the same period.

• Rent arrearages
• Mortgage arrearages
• Mobile Home Lot Rent
• Other

A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.

• Household income must be at or below 30 percent of AMI.
• Unable to pay rent due to COVID-19.
• Must be at risk of eviction and lack other resources to obtain permanent housing.
• Must not be a recipient of federal rental assistance such as Section 8.
• Landlord cannot be a relative.

• Rent
• Rent arrearages

A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.

• Must provide documentation that household income, including all unemployment compensation, decreased due to job layoff, furlough, or reduced work hours beginning on March 6, 2020, due to COVID-19.
• Must not have received other forms of COVID-19-related rental assistance.
• Must not be a recipient of rental assistance such as Section 8.

• Rent
• Rent arrearages
• Late fees

A new program established to provide financial relief for government-financed (federal, HFA, or local) rental property owners who have experienced a loss of income resulting from the COVID-19 pandemic. A separate DC agency administers a set-aside for the program.

• Eligible properties are those financed with HFA, or other federal or local affordable housing funds
• No limit on household income for participation but must have occupied the unit since March 1, 2020
• Units with $2,500 maximum rent.
• Landlord/owner must forgive outstanding back rent not covered by the grant from April 1 through November 30, 2020.
• Households in covered units must not have been recipients of any other rental assistance program for the months for which assistance is provided under this program

• Rent arrearages

A previously existing program to provide relief for renters and homeowners experiencing a temporary housing crisis, which may or may not be COVID-19 related.

• Must be a state resident for no less than one year, or a lesser period in the case of a household fleeing domestic violence.
• Household must be at or below 50 percent of statewide median income limit.
• Must have a documented temporary emergency housing crisis. For more information on the definition of a temporary emergency housing crisis, see the link to the program description.

• Rent arrearages
• Mortgage arrearages
• Late fees
• Moving expenses
• Utilities

A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.

Tenants:
• Household income for the past 30 days must be at or below 80 percent of AMI.
• Must be at risk of eviction with documentary proof such as past-due letter from landlord, pending eviction notice, etc.
• Must not be a current recipient of any other federal rental assistance, including Section 8, USDA RD rental assistance, and public housing.
• Must be requesting assistance for their primary place of residence.
• Must have a written lease; those living with family and paying rent informally are not eligible.
• May be used by owners of mobile homes for lot rent payments.
Landlord:
• Must forgive 10 percent of rent due and forgive late fees, penalties, and interest related to non-payment of rent.
• Have a current written lease or sign a lease with their tenant.
• Must agree to give 45 days’ notice for any future eviction, not to be initiated until at least 30 days after assistance concludes.

• Rent
• Rent arrearages