Resources
U.S. Department of Treasury Library: Hardest Hit Fund Program Documents
This webpage contains the most recent fact sheets, program requirements, and allocations for each state HFA’s Hardest Hit Fund (HHF) program. HFAs have utilized the HHF in various ways to help homeowners avoid foreclosure and stabilize neighborhoods.
Memorandum on HFA Mortgage Assistance Programs Best Practices
This memorandum to Homeowner Assistance Fund (HAF) program administrators provides a question-by-question outline of the results of NCSHA’s survey of state HFAs administered the federal Hardest Hit Fund (HHF) program and/or administered short-term emergency homeowner assistance programs in 2020 with federal Coronavirus Relief Fund (CRF). It is centered around questions pertaining to mortgage assistance program design and delivery.
HUD Operating Requirements on Emergency Housing Vouchers
On May 5, 2021, the Department of Housing and Urban Development’s Office of Public and Indian Housing issued these operating requirements for the $5 billion in Emergency Housing Vouchers, included in the American Rescue Plan Act of 2021.
ACTION Campaign Steering Committee Members’ Letter in Support of Todman’s HUD Nomination
On April 30, 2021, NCSHA and 17 other members of the A Call To Invest in Our Communities (ACTION) Campaign Steering Committee sent this letter to Senate Banking Committee Chair Sherrod Brown (D-OH) and Ranking Member Pat Toomey (R-PA) in support of Adrianne Todman’s nomination to become Deputy Secretary of the U.S. Department of Housing and Urban Development.
House Dear-Colleague Letter: HOME Investment Partnerships Program FY 2022
The April 30, 2021, letter below, signed by 74 members of Congress, requests support from the House Committee on Appropriations Subcommittee on Transportation, Housing and Urban Development, and Related Agencies to restore the HOME Investment Partnerships program (HOME) to at least $1.9 billion for fiscal year 2022.
Terner Center Report: The Complexity of Financing Low-Income Housing Tax Credit Housing in the United States
This report by the Terner Center for Housing Innovation at U.C. Berkeley examines the complexities associated with using multiple subsidy financing sources in Housing Credit properties and approaches to streamlining the capital stack. It is part of the Terner Center’s Cost of Building Housing Research Series.
CFPB Executive Summary of Final Rule on Qualified Mortgage Definition Delay
On April 27, 2021, the Consumer Financial Protection Bureau (CFPB) released this executive summary of its final rule delaying the mandatory compliance date for the final Qualified Mortgage (QM) Definition under the Truth in Lending Act: General QM Loan Definition from July 1, 2021 to October 1, 2022.
CFPB Final Rule on Qualified Mortgage Definition Delay
The Consumer Financial Protection Bureau (CFPB) issued this final rule to delay the mandatory compliance date for the final Qualified Mortgage (QM) Definition under the Truth in Lending Act: General QM Loan Definition from July 1, 2021 to October 1, 2022.
HUD Request for Public Comments on Housing Trust Fund Interim Final Rule
On April 26, 2021, the U.S. Department of Housing and Urban Development (HUD) published this document in the Federal Register seeking comments on the January 30, 2015 Housing Trust Fund Interim final rule. Comments are due to HUD on June 25.
