Testimony, Comments, Correspondence

Congressional Republicans’ Letter to HUD to Extend CoC Grants

A group of Congressional Republicans sent this letter to the U.S. Department of Housing and Urban Development urging HUD to extend for an additional 12 months all Continuum of Care grants set to expire in 2026.

Sign-On Letter to Congress on Protecting Continuum of Care Funding

On October 27, 2025, national affordable housing advocates, including NCSHA, sent this letter to congressional leaders urging them to include a no-cost provision in upcoming spending legislation to ensure all U.S. Department of Housing and Urban Development Continuum of Care grants expiring in 2026 are renewed for 12 months.

CDFI Fund Support Letter from Republican Legislators to Treasury, OMB

More than 100 Republican members of the U.S. Senate and House signed this October 23, 2025, letter to Treasury Secretary Scott Bessent and Office of Management and Budget Director Russell Vought urging the Trump Administration to maintain and fully execute the statutory responsibilities of the Community Development Financial Institutions Fund,

NCSHA Comments on Federal Banking Regulators’ Review of CRA Regulations

On October 22, 2025, NCSHA sent the attached comments to the federal banking regulators — the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency — in response to their review of Community Reinvestment Act (CRA) regulations conducted under the Economic Growth and Regulatory Paperwork Reduction Act. In the letter, NCSHA stresses that regulatory certainty is critical to ensure CRA meets its vital mission. To this end, NCSHA urges the agencies to quickly finalize their July 2025 proposed rule to rescind their 2023 rule to overhaul the CRA regulations, which is facing legal challenges, and return to the previous CRA framework.

NCSHA Letter to FHFA on Repeal of GSE Fair Lending, Fair Housing, and Equitable Housing Finance Plan Rule

On September 26, 2025, NCSHA sent the attached comments to the Federal Housing Finance Agency (FHFA) on FHFA’s proposed rule to repeal its May 2024 rule codifying the Fair Lending, Fair Housing, and Equitable Housing Finance Plan requirements for Fannie Mae and Freddie Mac and the Federal Home Loan Banks. In the letter, NCSHA encouraged FHFA to instruct Fannie Mae and Freddie Mac to continue certain efforts and pilots that have been effective and to make additional efforts to reach underserved markets and communities. NCSHA noted state HFAs would be good partners for FHFA, Fannie Mae, and Freddie Mac in these endeavors.

NCSHA Letter to HUD on Impact of Buy Now Pay Later Loans on Mortgage Lending

On August 21, 2025, NCSHA submitted comments to the U.S. Department of Housing and Urban Development (HUD) on its request for information regarding the impact of Buy Now Pay Later (BNPL) debt on mortgage lending.

NCSHA Letter to Federal Banking Regulators on Proposed CRA Revisions

On August 18, 2025, NCSHA sent the attached letter to federal banking regulators — the Federal Reserve, Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency — commenting on their July 18 proposed rule to repeal their October 2023 final rule revamping the Community Reinvestment Act (CRA) regulations and restore the previous CRA regulatory framework finalized in 1995. In the letter, NCSHA expressed support for the proposed rule because it will provide banks with the certainty they need to continue fulfilling their CRA obligations and incentivize bank investments in Housing Credit and Housing Bonds.

HOME Coalition Letter to Senate to Preserve Program Funding in FY26

The HOME Coalition, led by NCSHA sent this letter to the Senate Appropriations Committee, urging them to fund the HOME Investment Partnerships Program at no less than $1.5 billion in Fiscal Year 2026, warning that the House’s proposed elimination of the program would severely undermine local efforts to address the nation’s affordable housing crisis.

ACTION Letter to Senate Appropriations Committee to Protect HOME Funding in FY26

The ACTION Campaign sent this letter to the Senate Appropriations Committee on July 17, 2025, urging them to protect funding for the HOME Investment Partnerships Program in fiscal year 2026. This letter comes in response to the House Appropriations Committee’s FY26 Transportation, Housing and Urban Development, and Related Agencies bill, which eliminates all funding for HOME, a critical gap-filling resource in developments that utilize the Housing Credit.