Testimony, Comments, Correspondence
NCSHA Comments on Proposed GSE Affordable Housing Goals 2026โ28
On November 3, 2025, NCSHA submitted comments to the Federal Housing Finance Agency (FHFA) responding to its proposed Affordable Housing Goals for the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac for 2026 to 2028.
Background on the Qualified Contract Problem and Solution
This letter, signed by NCSHA and ten other affordable housing practitioners and advocates, focuses on the importance of qualified contracts of Housing Credit properties in an effort to prevent the loss of affordable housing.
ACTION Campaign Letter to House Financial Services Committee Urges Increase of PWI Cap
On October 30, 2025, The ACTION Campaign sent this letter to congressional housing leaders urging an increase to the cap on banksโ public welfare investments.
Congressional Republicans’ Letter to HUD to Extend CoC Grants
A group of Congressional Republicans sent this letter to the U.S. Department of Housing and Urban Development urging HUD to extend for an additional 12 months all Continuum of Care grants set to expire in 2026.
Sign-On Letter to Congress on Protecting Continuum of Care Funding
On October 27, 2025, national affordable housing advocates, including NCSHA, sent this letter to congressional leaders urging them to include a no-cost provision in upcoming spending legislation to ensure all U.S. Department of Housing and Urban Development Continuum of Care grants expiring in 2026 are renewed for 12 months.
CDFI Fund Support Letter from Republican Legislators to Treasury, OMB
More than 100 Republican members of the U.S. Senate and House signed this October 23, 2025, letter to Treasury Secretary Scott Bessent and Office of Management and Budget Director Russell Vought urging the Trump Administration to maintain and fully execute the statutory responsibilities of the Community Development Financial Institutions Fund,
NCSHA Comments on Federal Banking Regulators’ Review of CRA Regulations
On October 22, 2025, NCSHA sent the attached comments to the federal banking regulators โ the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency โ in response to their review of Community Reinvestment Act (CRA) regulations conducted under the Economic Growth and Regulatory Paperwork Reduction Act. In the letter, NCSHA stresses that regulatory certainty is critical to ensure CRA meets its vital mission. To this end, NCSHA urges the agencies to quickly finalize their July 2025 proposed rule to rescind their 2023 rule to overhaul the CRA regulations, which is facing legal challenges, and return to the previous CRA framework.
NCSHA Letter to FHFA on Repeal of GSE Fair Lending, Fair Housing, and Equitable Housing Finance Plan Rule
On September 26, 2025, NCSHA sent the attached comments to the Federal Housing Finance Agency (FHFA) on FHFAโs proposed rule to repeal its May 2024 rule codifying the Fair Lending, Fair Housing, and Equitable Housing Finance Plan requirements for Fannie Mae and Freddie Mac and the Federal Home Loan Banks. In the letter, NCSHA encouraged FHFA to instruct Fannie Mae and Freddie Mac to continue certain efforts and pilots that have been effective and to make additional efforts to reach underserved markets and communities. NCSHA noted state HFAs would be good partners for FHFA, Fannie Mae, and Freddie Mac in these endeavors.
NCSHA Letter to HUD on Impact of Buy Now Pay Later Loans on Mortgage Lending
On August 21, 2025, NCSHA submitted comments to the U.S. Department of Housing and Urban Development (HUD) on its request for information regarding the impact of Buy Now Pay Later (BNPL) debt on mortgage lending.
