Testimony, Comments, Correspondence

NCSHA Recommendations to HUD on Streamlining Program Administration, Regulations

On April 22, 2025, NCSHA sent this letter to Secretary Scott Turner at the U.S. Department of Housing and Urban Development with several recommendations to help streamline program administration, minimize delays, cut costs, and enable state housing finance agencies to manage HUD programs more effectively.

NCSHA Comments on FHFA Proposed Rule on FHLB Governance

On February 3, 2025, NCSHA submitted comments on a Federal Housing Finance Agency proposed rule to revise regulations addressing boards of directors and overall corporate governance of the Federal Home Loan Banks (FHLBs). NCSHA expressed its overall support for the proposed rule, particularly its proposal to require that the FHLBs look to include board members with experience and expertise in several emerging topics impacting the housing market. NCSHA asked that FHFA also mandate that the banks look to appoint directors with experience working with HFAs and familiarity with the federal and state housing programs they administer.

Public Finance Network Asks Congress to Maintain Private Activity Bonds

The Public Finance Network, a coalition of issuer groups — including NCSHA — and interested stakeholders campaigning to maintain and improve municipal bond programs, wrote to congressional leaders on January 31, 2025, asking them to protect and bolster the tax-exempt municipal bond market.

NCSHA’s 2024 Election Analysis

NCSHA offers this analysis of the 2024 election results.

NCSHA Comments to FHFA on Proposed Enterprise Affordable Housing Goals for 2025 – 2027

On October 28, 2024, NCSHA submitted comments in response to the Federal Housing Finance Agency’s proposed affordable housing goals for Fannie Mae and Freddie Mac for 2025 – 2027. NCSHA expressed support for FHFA’s proposal to maintain strong single-family goals with added flexibility and urged the agency to increase the multifamily goal for homes affordable to low-income households.

Coalition Letter to Ways and Means Community Development Tax Team on Mortgage Insurance Premium Tax Deduction

On October 15, 2024, NCSHA joined other mortgage lending associations and consumer advocates on a letter to the House Ways and Means Committee Republican Community Development Tax Team urging them to reinstate and expand the federal tax deduction for mortgage insurance premiums.

ACTION Campaign Letter to House Ways and Means Community Development Tax Team

The ACTION Campaign, led by NCSHA and Enterprise Community Partners, submitted this letter to the House Ways and Means Committee’s Republican Community Development Tax Team on the Affordable Housing Credit Improvement Act and the ways it would strengthen and expand the housing credit.

Joint Letter to Ways and Means Community Development Tax Team on Qualified Contract, Right of First Refusal Preservation Issues

NCSHA joined other affordable housing advocacy organizations on this October 15, 2024, letter to the House Ways and Means Committee Republican Community Development Tax Team on Housing Credit preservation issues related to qualified contracts and nonprofit right of first refusal.

NCSHA Comment Letter to Ways and Means Community Development Tax Team

On October 15, 2024, NCSHA submitted this letter to the House Ways and Means Committee’s Republican Community Development Tax Team outlining NCSHA’s tax policy priorities for inclusion in legislation anticipated in the 119th Congress to address provisions of the Tax Cuts and Jobs Act of 2017 expiring at the end of 2025.