Resource Center

Looking for talking points or FAQs to prepare for a meeting on Capitol Hill? A copy of NCSHA’s annual Factbook? Housing research and analysis? A presentation from a recent conference to share with a colleague? A reference guide for Housing Credit, HOME, MRBs, or Section 8 program administration? You’ve come to the right place: The NCSHA Resource Center is your source for this important information and much more. Refer to the right sidebar to see resource categories or use the search bar to search resources by topic.

NCSHA Members: Looking for a specific resource from a past event or conference? Please contact us for assistance.

Emergency Housing Assistance Updates

NCSHA Comment Letter to Federal Banking Regulators on Modified Bank Capital Standards

On January 16, 2024, NCSHA commented on a July 27, 2023, Notice of Proposed Rulemaking (NPR) issued by federal banking regulatory agencies — the Federal Reserve, Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency — modifying the bank capital standards for large banks. In the letter, NCSHA opposed provisions in the NPR that would increase bank capital standards for all high loan-to-value home purchase mortgages and tighten capital rules for mortgage servicing rights. NCSHA also urged regulators to reduce the amount of capital large banks are required to hold for Housing Bond investments and affordable housing properties financed by the Housing Credit.

NCSHA Joins Letter on the Regulatory Bank Capital Rule

NCSHA and 18 other organizations sent this January 16, 2024, letter to Chairman Martin Gruenberg of the Federal Deposit Insurance Corporation, Vice Chair Michael Barr of the Board of Governors of the Federal Reserve System, and Acting Comptroller Michael Hsu of the Office of the Comptroller of the Currency addressing the Housing Credit and the Bank Capital Rule. The letter urged an application of a lower risk weight of 50 percent to Housing Credit properties in recognition of the strong historic performance of these properties and the importance of supporting robust investment in affordable housing.

NCSHA Comments on Proposed Changes to FHA 203(k) Rehabilitation Mortgage Program

On January 5, 2024, NCSHA submitted comments on a draft Mortgage Letter submitted by HUD proposing updates to the Federal Housing Administration’s (FHA) 203(k) Rehabilitation Program. In the letter, NCSHA thanks HUD for working to improve the 203(k) program and expresses support for the proposal to increase the maximum program loan amount.

NCSHA Letter to Appropriations Committee Leaders on Project-Based Rental Assistance Contract Administration (PBCA)

NCSHA sent House and Senate Appropriations Committee leaders this letter asking them to preserve in any final FY 2024 HUD appropriations legislation the project-based rental assistance contract administration (PBCA) language contained in the Senate-passed FY 24 HUD appropriations bill.

NCSHA Comments to HUD on Modernizing the Delivery of Housing Counseling Services

On December 20, 2023, NCSHA sent comments to the U.S. Department of Housing and Urban Development in response to a request for comment on the Proposed Rule, "Modernizing the Delivery of Housing Counseling Services," published on November 1, 2023.

NCSHA Comments to HUD on Draft Payment Supplement Mortgagee Letter 2023-XX

On December 12, 2023, NCSHA sent these comments to the Assistant Secretary for Housing/Federal Housing Commissioner in response to the DRAFT Mortgagee Letter 2023-XX, Payment Supplement.

NCSHA Letter to Treasury, HUD, DOJ, and IRS on VAWA Enforcement Guidance

On December 6, 2023, NCSHA sent this letter to the Secretaries of Treasury and HUD, the Attorney General, and the IRS Commissioner urging them to enter into a Memorandum of Understanding to facilitate the implementation of guidance on application of the Violence Against Women Act to the Housing Credit program.

NCSHA Comments to FHFA on Modified GSE Duty-to-Serve Plans

On December 6, 2023, NSHA submitted the attached commented letter in response to a Federal Housing Finance Agency (FHFA) request for input on changes Fannie Mae and Freddie Mac proposed to their Duty-to-Serve Underserved Market Plans. The letter conveys opposition to Freddie Mac’s proposal to reduce equity purchase goal for 2023. NCSHA also expresses concerns about other downward revisions that both firms propose to various loan and investment goals for 2023.

NCSHA Letter to HUD, Treasury on Federal Financing Bank – Federal Housing Administration Multifamily Loan Risk-Sharing Program

On December 1, 2023, NCSHA sent this letter urging the Secretaries of the U.S. Departments of Treasury and Housing and Urban Development to make the Federal Financing Bank (FFB) – Federal Housing Administration (FHA) Multifamily Loan Risk-Sharing Program permanent or to extend the program for as long as possible.

Bipartisan House Letter to Treasury: Protect Investments in Rural Housing

Twenty bipartisan members of the House of Representatives sent this November 3, 2023, letter to the U.S. Department of Treasury requesting an issuance of guidance clarifying that Fannie Mae and Freddie Mac are not considered tax-exempt controlled entities to preserve critical investments in rural housing.