Resource Center

Looking for talking points or FAQs to prepare for a meeting on Capitol Hill? A copy of NCSHA’s annual Factbook? Housing research and analysis? A presentation from a recent conference to share with a colleague? A reference guide for Housing Credit, HOME, MRBs, or Section 8 program administration? You’ve come to the right place: The NCSHA Resource Center is your source for this important information and much more. Refer to the right sidebar to see resource categories or use the search bar to search resources by topic.

NCSHA Members: Looking for a specific resource from a past event or conference? Please contact us for assistance.

Emergency Housing Assistance Updates

NCSHA Comments on FHFA’s Proposed Capital Rule for Fannie Mae and Freddie Mac

This August 31, 2020, letter to Director Mark Calabria comments on Federal Housing Finance Agency’s proposed capital framework for Fannie Mae and Freddie Mac.

Joint Industry Group Statement on Fannie Mae and Freddie Mac Adverse Market Fee

On August 13, 2020, NCSHA joined a broad coalition of organizations representing the housing and financial services industries as well as public interest groups in issuing this statement on the GSEs′ new adverse market fee on refinancings.

NCSHA Joins Coalition in Letter to FHA Commissioner on FHA Single-Family Borrower Guidelines

This letter, signed by a 19-member coalition that included NCSHA, urges FHA Commissioner Dana Wade to revise the FHA single-family guidelines with those of other federal agencies to allow for the use of the actual monthly student loan payment amount in the DTI calculation or reduce FHA’s 1% requirement to 0.5%.

IRS Regulatory Relief Available During COVID-19 Pandemic (Updated)

This matrix compares the accommodations NCSHA requested in its March 23 letter to IRS to those allowed under existing IRS Revenue Procedures 2014-49 and 2014-50, which provide relief in instances of Presidentially-declared Major Disasters, and to recent IRS Notice 2020-23, which extends certain program deadlines until July 15, 2020.

Interview: State HFAs Remain Stable During the COVID-19 Crisis

The June 2020 edition of Down Payment Report included an interview with NCSHA Executive Director Stockton Williams in which he highlighted that state housing finance agencies have been accessing bond markets and mortgage backed securities to provide affordable homeownership financing for home buyers within their states; that state HFAs are doing as much or more business than they were at this time a year ago; and how state HFAs, through their down payment assistance programs, can play an even bigger role in closing the homeownership gap between people of color and white Americans.

NCSHA Summary of the Moving Forward Act (H.R. 2)

This summary describes the House Democrats’ new $1.5 trillion infrastructure bill, the Moving Forward Act, H.R. 2, which would provide funding for roads, bridges, schools, broadband access, and affordable housing. The bill would increase the amount of Housing Credit and Private Activity Bond authority provided to states annually, make a number of changes to the Housing Credit and Bond programs, establish a new state-administered single-family housing tax credit, and make a number of other changes summarized below.

HOME COVID-19 Funding Request Letter

On June 25, 2020, one hundred and eighty national, state, and local organizations, including NCSHA, sent this letter to House and Senate Transportation, Housing, and Urban Development Appropriations Subcommittee leadership requesting $14 billion for the HOME Investment Partnerships Program in the next COVID-19 relief package.

NCSHA Comments on FHFA’s FHLB Housing Goals Proposed Rule

NCSHA submitted this letter to the Federal Housing Finance Agency on January 31, 2019, to respond to its October 29, 2018, proposed rule to amend the affordable housing goals for the Federal Home Loan Banks.

Coalition Letter to HUD Secretary Regarding FHA Policy on Lender COVID-19 Forbearance Indemnification

On June 9, 2020, NCSHA and several other housing organizations, representing a broad cross-section of the housing and financial services industries, wrote HUD Secretary Carson to express their concern with the recently announced Federal Housing Administration (FHA) policy requiring lenders to provide 20 percent indemnification (of the original loan amount) for up to two years to borrowers in forbearance due to COVID-19-related hardship after closing and prior to FHA insuring their loans.

Why Congress Should Enact the Emergency Rental Assistance and Rental Market Stabilization Act

This document provides talking points HFAs and their partners can use to advocate for the enactment of the Emergency Rental Assistance and Rental Market Stabilization Act.