State HFA Emergency Housing Assistance Matrix

Published on September 2, 2020

Displaying 1 - 25 of 47

State Agency	Program Name	Program Description	Eligibility Criteria	Eligible Activities	Program Status
District of Columbia Housing Finance Agency	DC MAP (Mortgage Assistance Program) COVID-19	A new program established to provide financial relief for homeowners who have experienced a loss of income resulting from the COVID-19 pandemic.	• The program is limited to primary home mortgages and borrowers of the mortgage. • Mortgage current prior to March 1, 2020. • Must demonstrate COVID-19-related impact. • Must prove that the owner is ineligible for forbearance or relief through their mortgage lender/servicer or through the DC Hardest Hit Fund program.	Mortgage (may include principal and interest) Mortgage insurance Homeowners Insurance (may include hazard insurance) Late fees	Accepting Applicants
Iowa Finance Authority	COVID-19 Iowa Eviction and Foreclosure Prevention Program	A new program established to provide financial relief for renters and homeowners who have experienced a loss of income resulting from the COVID-19 pandemic.	• Household income must be at or below 80 percent of the Median Family Income (MFI). • Household must be at risk of eviction or foreclosure due to a documented COVID-19-related loss of income on or after March 17, 2020. • Household that received the additional $600 weekly CARES Act unemployment benefits is only eligible for housing assistance for the months that they did not receive the additional unemployment benefits. • Limited to primary residences • Landlords must complete required certification within 10 days of application.	Rent Rent arrearages Mortgage (may include principal and interest) Mortgage arrearages Late fees Utilities	Accepting Applicants
Michigan State Housing Development Authority	The Eviction Diversion Program (EDP)	A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic. Tenants in eviction proceedings will be offered legal representation.	• Household income must be at or below 100 percent of AMI. • Landlords must forgive late fees and up to 10% of the back rent. • Must have notice to quit or eviction notice.	Rent Rent arrearages	Accepting Applicants
Mississippi Home Corporation	Rental Assistance for Mississippians Program (RAMP)	A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.	Please review details at https://ms-ramp.com/	Rent Rent arrearages Utilities	Accepting Applicants
New Mexico Mortgage Finance Authority	New Mexico Housing Trust Fund Rental Assistance Program	This is an existing program that provides flexible funding for affordable housing initiatives. A portion of NMHTF funds has been extended to provide financial relief to tenants of income-restricted properties monitored by the New Mexico Mortgage Finance Authority, who have experienced a loss of income resulting from the COVID-19 pandemic.	• Household income must be at or below 80 percent of AMI. • Must reside in an income-restricted property monitored by New Mexico MFA regardless of whether the unit is income-restricted as long as the household meets eligibility requirements. • Must not be a recipient of rental assistance programs such as Section 8. • Must be experiencing a reduction in household income due to circumstances related to the COVID-19 pandemic.	Rent Rent arrearages	Accepting Applicants
Oregon Housing and Community Services	COVID-19 Rent Relief (CARES) Program	A new program using federal funds established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic and are at risk of homelessness.	• Household income must be at or below 80 percent of AMI. • Must have had a loss of income, have compromised health status, or elevated risk of infection or vulnerability due to COVID-19 factors. • Must be unstably housed, homeless, at imminent risk of homelessness, or fleeing domestic violence.	Rent Rent arrearages Move-in Fees (including security deposit, background checks, etc.) Late fees Mobile Home Lot Rent Moving expenses Utilities Other	Accepting Applicants
Rhode Island Housing	COVID-19 Mortgage Payment Assistance Unemployment Program	A new program established to provide financial relief for homeowners who have experienced a loss of income due to circumstances related to the COVID-19 pandemic.	• One to two-adult (anyone over age 23) household income must be at or below $97,646. • Three or more-adult (anyone over age 23) household income must be at or below $112,293. • Must be the property owner of a one-to four-family property or condominium that is used as a primary residence. • Must be currently or previously unemployed or underemployed due to the pandemic and be receiving or had previously received unemployment compensation beginning on March 1, 2020. • Must have been current on their mortgage payment as of March 1, 2020, have an original mortgage balance no greater than $820,500, and possess less than $20,000 in non-retirement, liquid assets. Examples include non-retirement, liquid assets such as bank accounts, stocks, bonds, investments, and cash value of life insurance.	Mortgage (may include principal and interest) Mortgage arrearages Mortgage insurance Homeowner Association Fees Property Tax	Accepting Applicants
Rhode Island Housing	HomeSafe Program (HSP or the Program)	A previously existing program to provide relief for renters and homeowners experiencing a temporary housing crisis, which may or may not be COVID-19 related.	• Must be a state resident for no less than one year, or a lesser period in the case of a household fleeing domestic violence. • Household must be at or below 50 percent of statewide median income limit. • Must have a documented temporary emergency housing crisis. For more information on the definition of a temporary emergency housing crisis, see the link to the program description.	Rent arrearages Mortgage arrearages Late fees Moving expenses Utilities	Accepting Applicants
Virginia Housing	Virginia Rent Relief Program	A new program established to provide financial relief for renters who have experienced a loss of income due to circumstances related to the COVID-19 pandemic.	• Household income must be at or below 80 percent of AMI. • Must have had a COVID-19-related loss of income. • Must have a valid lease. • Total rent payment must be at or below 150 percent of fair market rent. • Must not be a recipient of rental assistance programs such as Section 8.	Rent Rent arrearages	Accepting Applicants
Texas Department of Housing and Community Affairs	Texas Eviction Diversion Program (TEDP) (Pilot Program)	A new pilot program in 19 counties established to provide financial relief for renters who have experienced a loss of income and are in eviction proceedings due to circumstances related to the COVID-19 pandemic. The program will be expanded statewide in January 2021.	• Household income must be at or below 200 percent of the Federal poverty level. • Must have experienced a loss of income or increased household costs due to school closures or medical expenses attributed to COVID-19. • Must be past due on rent and is at imminent risk of eviction due to the COVID-19 pandemic. • Must be in eviction court proceedings and have full cooperation from the landlord. • Must not be a recipient of any other rental assistance program for the same months of emergency assistance. • The landlord must forgive outstanding late fees and penalties, and cannot pass court costs to the tenant. • Rent cannot exceed 150 percent of Fair Market Rent (FMR).	Rent Rent arrearages Late fees	Accepting Applicants
New Mexico Mortgage Finance Authority	MFA COVID-19 Housing Cost Assistance Program	A new program established to provide financial relief for renters and homeowners who have experienced a loss of income resulting from the COVID-19 pandemic.	• Household income must be at or below 80 percent of AMI (applicants residing in tribal lands do not need to meet household income requirements to qualify for assistance). • Must certify financial hardship related to COVID-19. • Must have been current on housing payments as of February 28, 2020, and be able to provide documentation of past rent, mortgage, or other housing expenses • Must not have received other forms of housing assistance for the same period.	Rent arrearages Mortgage arrearages Mobile Home Lot Rent Other	Accepting Applicants
Delaware State Housing Authority	Delaware Emergency Mortgage Assistance Program (DEMAP)	A previously existing program, which provides homeowners of single- and two-family residences, including condominiums and manufactured housing (if affixed to a permanent foundation and deeded with the land) assistance in preventing mortgage foreclosure. In August 2020, the Governor extended the eligibility criteria to provide direct assistance to homeowners adversely impacted …	• Household income during the qualifying event must be at or below 80 percent of AMI. •Must have had a job lay off, furlough, unpaid leave, and reduced work hours, including for those who are self-employed, those who have had a COVID-19 medical-related illness, or family care related to COVID-19, which resulted in job loss or reduced hours of work. • Must be the property owner of record, and their property must be the mortgagor’s primary residence, • Must have been current on mortgage prior to April 1, 2020.	Mortgage (may include principal and interest) Mortgage arrearages Mortgage insurance Late fees Legal Fees (court or attorney fees)	Closed to New Applicants
Connecticut Housing Finance Authority	The Temporary Rental Housing Assistance Program (TRHAP)	A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.	• Household income must be at or below 80 percent of AMI. • Must be current in rental payments and provide documentation showing loss of income beginning on or after March 1, 2020. • Must not be receiving any other federal or state rental assistance. • Must not be under an eviction order for non-payment of rent before March 11, 2020.	Rent	Closed to New Applicants
Alaska Housing Finance Corporation	Alaska Housing Assistance for Alaskans (AHAR)	A new program established to provide financial relief for renters and homeowners who have experienced a loss of income resulting from the COVID-19 pandemic. Applicants are awarded assistance through a lottery system.	• Household income must be at or below 80 percent of AMI. • Applicant must be unable to make monthly rent or mortgage payments due to circumstances related to COVID-19.	Rent Rent arrearages Mortgage (may include principal and interest) Mortgage arrearages	Closed to New Applicants
Arizona Department of Housing	Rental Eviction Prevention Assistance	A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.	• Household income must be at or below 100 percent of AMI. • Applicant must have had a job loss or reduction in compensated work hours due to circumstances related to COVID-19.	Rent Rent arrearages	Closed to New Applicants
Delaware State Housing Authority	Delaware Housing Assistance Program (DE HAP)	A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.	• Household income must be at or below 60 percent of AMI. • Must provide documentation showing an impact on employment or income beginning March 10, 2020, or later that is attributed to the COVID-19 pandemic. Examples include job layoff, reduced work hours, or the need to take unpaid leave due to childcare or other issues arising as a result of the health crisis. • Must not be receiving any other federal rental assistance payment or subsidy.	Rent	Closed to New Applicants
Florida Housing Finance Corporation	Florida Housing’s Coronavirus Relief Fund For Impacted Homeowners And Renters	A previously existing program, which provides funds to local governments to assist renters and homeowners who have experienced a loss of income resulting from the COVID-19 pandemic.	Subject to local program policy.	Rent Rent arrearages Mortgage (may include principal and interest) Mortgage arrearages	Closed to New Applicants
Hawaii Housing Finance and Development Corporation	Rent Relief and Housing Assistance Program	A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.	• Household income must be at or below 100 percent of AMI. • Must provide documentation showing COVID-19-related adverse impact on income. • Must be 18 years or older. • Must not be receiving federal or state rent subsidies. • Lease agreements must not be between immediate family members.	Rent Rent arrearages Mortgage (may include principal and interest)	Closed to New Applicants
Idaho Housing and Finance Association	Housing Preservation Program	A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.	• Must be at or below 80 percent of AMI. • Must owe past rent or utility or unable to pay upcoming rent or utility due to COVID-19 related circumstances. • Must be an Idaho resident and legally residing in the US. • Must not receive a federal rental assistance payment or subsidy (does not include income-based properties). • Lease agreements must not be between immediate family members.	Rent Rent arrearages Move-in Fees (including security deposit, background checks, etc.) Late fees Mobile Home Lot Rent Utilities	Closed to New Applicants
Illinois Housing Development Authority	Emergency Mortgage Assistance (EMA)	A new program established to provide financial relief for homeowners who have experienced a loss of income resulting from the COVID-19 pandemic.	• Household income must be at or below 120 percent of AMI prior to March 1, 2020. • An adult member of household had a loss of income due to COVID-19 on or after March 1, 2020. • Must reside in a property consisting of no more than two units, whose mortgage was current as of February 29, 2020, and the balance for which does not exceed $425,000. • Must be for a first lien mortgage on a primary residence. • The home mortgage lender must be willing to accept payments on mortgages that are delinquent or in active forbearance beginning on or after March 1, 2020. • Must not have received other forms of COVID-19-related mortgage assistance.	Mortgage (may include principal and interest) Mortgage arrearages Mortgage insurance Property Tax	Closed to New Applicants
Kentucky Housing Corporation	Healthy at Home Eviction Relief Fund	A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.	Tenants: • Household income for the past 30 days must be at or below 80 percent of AMI. • Must be at risk of eviction with documentary proof such as past-due letter from landlord, pending eviction notice, etc. • Must not be a current recipient of any other federal rental assistance, including Section 8, USDA RD rental assistance, and public housing. • Must be requesting assistance for their primary place of residence. • Must have a written lease; those living with family and paying rent informally are not eligible. • May be used by owners of mobile homes for lot rent payments. Landlord: • Must forgive 10 percent of rent due and forgive late fees, penalties, and interest related to non-payment of rent. • Have a current written lease or sign a lease with their tenant. • Must agree to give 45 days’ notice for any future eviction, not to be initiated until at least 30 days after assistance concludes.	Rent Rent arrearages	Closed to New Applicants
Louisiana Housing Corporation	Louisiana Emergency Rental Assistance (LERAP)	A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.	• Household income must be at or below 30 percent of AMI. • Unable to pay rent due to COVID-19. • Must be at risk of eviction and lack other resources to obtain permanent housing. • Must not be a recipient of federal rental assistance such as Section 8. • Landlord cannot be a relative.	Rent Rent arrearages	Closed to New Applicants
MaineHousing	COVID-19 Rental Relief Program	A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.	• Households experiencing job lay off, business closure, reduced hours of work, having to stay home to care for children, or other loss of income due to COVID-19. • Must be within income limits as specified for each county. • Must not be able to pay rent from income, savings, or other liquid assets. • Must not be a recipient of federal rental assistance such as Section 8, or live in housing financed by MaineHousing, a federal agency, or the Housing Credit. • May be used by owners of mobile homes for lot rent payments. • Landlord must complete required paperwork to receive funds.	Rent Rent arrearages	Closed to New Applicants
Maryland Department of Housing and Community Development	Assisted Housing Relief Program	A new program established to provide financial relief for renters in properties financed by Maryland DHCD who have experienced a loss of income resulting from the COVID-19 pandemic.	• Restricted to tenants who reside in multi-family projects financed by Maryland DHCD. • Must not receive other forms of rental assistance programs (e.g. Housing Choice Voucher, Project-Based Rental Assistance, Section 202, Section 811, or similar) • Must certify that loss of income is COVID-19-related.	Rent Rent arrearages	Closed to New Applicants
Maryland Department of Housing and Community Development	Maryland Eviction Prevention Partnership	This program allocates federal CDBG funding to local jurisdictions to prevent evictions.	• Eligibility is limited to households with income levels at or below 80 percent of AMI. • Additional restrictions are subject to local jurisdictions.	Rent Rent arrearages	Closed to New Applicants
State Agency	Program Name	Program Description	Eligibility Criteria	Eligible Activities	Program Status

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