Resources
NCSHA Joins Coalition Letter Supporting the Rural Housing Service Reform Act
In this letter, sent on April 14, 2026, NCSHA joined a group of 205 national, state, and local organizations urging congressional leadership to include the Rural Housing Service Reform Act (S. 1260/H.R. 4957) in any final housing supply and affordability package.
MBA Report: “Stabilizing Vulnerable Homeowners in a Time of Crisis: Insights from the Homeowner Assistance Fund“
This study, conducted by the Mortgage Bankers Association's Research Institute for Housing America and released in March 2026, provides the first comprehensive analysis of the federal Homeowner Assistance Fund.
House Congressional Dear Colleague Letter: HOME Investment Partnerships Program FY27 Appropriations
A bipartisan group of lawmakers urged the House Transportation, Housing and Urban Development Appropriations Subcommittee to provide at least $1.5 billion for the HOME Investment Partnerships Program in fiscal year 2027, emphasizing the program’s critical role in addressing the nation’s affordable housing shortage.
NCSHA Joins Coalition Letter to House in Support of the PRICE Act
In this March 25, 2026, letter, NCSHA joined a group of 18 affordable housing and manufactured housing organizations, led by ROC USA, to urge House leadership to include the Preservation and Reinvestment Initiative for Community Enhancement (PRICE) Act in a final housing package, as leadership works toward a conference agreement on the ROAD to Housing Act (Senate) and the Housing for the 21st Century Act (House).
HOME Coalition Letter Supporting Inclusion of HOME Program Reforms in ROAD to Housing Act, Related Legislation
On March 23, 2026, the HOME Coalition and its partners sent this sign-on letter to House Financial Services and Senate Banking Committee leaders urging them to include key provisions from the HOME Investment Partnerships Reauthorization and Reform Act in the 21st Century ROAD to Housing Act and the Housing for the 21st Century Act.
Tax-Exempt Housing Bonds FAQs
What are Housing Bonds? | Are Housing Bonds one of the original uses of PAB authority? | How do HFAs use Housing Bonds? | What are Mortgage Credit Certificates? | How much bond authority do states have? | What restrictions exist on the use of Housing Bonds? | Why should Congress protect Housing Bonds? | Could other tax incentives replace the need for Housing Bonds? | What does this program cost? | How could Congress maximize Housing Bonds to build more rental housing and help more first-time home buyers? | What reforms can be made to MRBs to allow HFAs to assist more home buyers?
Housing Trust Fund FAQs
What is the Housing Trust Fund? | Whom does HTF serve? | Who administers HTF? |How much funding is provided through HTF annually? | What should Congress do to improve HTF?
HOME Investment Partnerships Program FAQs
The HOME Investment Partnerships Program (HOME) provides grants to state and local governments to produce affordable housing for low‐income families. States and localities target flexible HOME funds to the particular needs of their communities.
Housing Credit Program FAQs
The Low Income Housing Tax Credit (Housing Credit) is a federal tax credit created by President Reagan and Congress in the Tax Reform Act of 1986 designed to encourage private sector investment in the new construction, acquisition, and rehabilitation of rental housing affordable to low-income households. Over the last three decades, the Housing Credit has become the most successful affordable rental housing production program in history.
