Homeowner Assistance Fund
Homeowner Assistance Fund by State
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The Homeowner Assistance Fund (HAF) is a $9.961 billion federal program to help households who are behind on their mortgages and other housing-related expenses (utilities, property taxes, partial claims, etc.) due to the impacts of COVID-19. The HAF program is overseen by the U.S. Treasury Department and administered by the states, territories, and tribes. To find help, select your state or territory from the dropdown list below or click on the state in the map. If your state’s HAF program has closed, please check our list of additional resources for homeowners below.
The HAF program has delivered almost $7.9 billion in assistance to more than 610,000 struggling homeowners through September 2025. In total, state HAF programs have expended nearly 95 percent of the $9.31 billion they received through HAF. The data shows HAF continues to assist underserved communities. Eighty-five percent of HAF recipients had incomes below the area median income (AMI), including 51 percent who earned less than 50 percent of AMI. Further, 40 percent of HAF beneficiaries identified as Black and 19 percent as Latino. (Source: U.S. Treasury Department)
For More Information:
- NCSHA HAF Program Summary
- Treasury Department HAF Program Overview and Guidance
- American Rescue Plan’s HAF Provisions
- Treasury Press Release on Q4 2023 HAF Data
- Treasury Blog on HAF Program Impact (March 19, 2024)
HAF program open 
Program closed
Program suspended or accepting waitlist applications
Select State or Territory From Dropdown List
Looking for information on HAF programs being run by Tribal Governments?
Visit NAIHC Tribal Housing Assistance Resource Hub
U.S. Treasury Department: Homeowner Assistance Fund Resources
Additional Resources for Homeowners
| Consumer Finance Protection Bureau: Help for Homeowners |
 | HUD: Housing Counseling Agency Lookup |
 | Resource Library for HAF Program Administrators This library is a repository of HAF policies, procedures, and program documents contributed by program administrators, as well as templates and other resources created by NCSHA. It also includes materials from past HFA mortgage assistance programs, including the Hardest Hit Fund. The Resource Library is open only to state HFAs and other HAF program administrators. |
List of Homeowner Assistance Fund Programs by State
Alabama
Agency: Alabama Housing Finance Authority
Status: Program closed
Alabama Program Website
Alaska
Agency: Alaska Housing Finance Corporation
Status: Program closed
Alaska Program Website
Arizona
Agency: Arizona Department of Housing
Status: Program closed
Arizona Program Website
Arkansas
Agency: Arkansas Development Finance Authority
Status: Program closed
Arkansas Program Website closed
California
Agency: California Housing Finance Agency
Status: Program closed
California Program Website
Colorado
Agency: Colorado Division of Housing
Status: Program closed
Colorado Program Website
Connecticut
Agency: Connecticut Housing Finance Authority
Status: Program closed
Connecticut Program Website
Delaware
Agency: Delaware State Housing Authority
Status: Program closed
Delaware Program Website
District of Columbia
Agency: District of Columbia Department of Housing and Community Development
Status: Program closed
DC Program Website
Florida
Agency: Florida Department of Economic Opportunity
Status: Program closed
Florida Program Website
Georgia
Agency: Georgia Department of Community Affairs
Status: Program closed
Georgia Program Website
Guam
Agency: Guam Department of Administration
Status: Program closed
Guam Program Website
Hawaii
Agency: Hawaii Housing Finance and Development Corporation
Status: Program suspended or accepting waitlist applications
Hawaii Program Website
Idaho
Agency: Idaho Housing and Finance Association
Status: Program closed
Idaho Program Website
Illinois
Agency: Illinois Housing Development Authority
Status: Program closed
Illinois Program Report
Indiana
Agency: Indiana Housing and Community Development Authority
Status: Program closed
Indiana Program Website
Iowa
Agency: Iowa Finance Authority
Status: Program closed
Iowa Program Website
Kansas
Agency: Kansas Housing Resources Corporation
Status: Program closed
Kansas Program Website
Kentucky
Agency: Kentucky Housing Corporation
Status: Program closed
Kentucky Program Website
Louisiana
Agency: Louisiana Office of Community Development
Status: Program closed
Louisiana Program Website
Maine
Agency: Maine Housing
Status: Program closed
Maine Program Website
Maryland
Agency: Maryland Department of Housing and Community Development
Status: Program closed
Maryland Program Website
Massachusetts
Agency: Massachusetts Housing Partnership
Status: Program closed
Massachusetts Program Website
Michigan
Agency: Michigan State Housing Development Authority
Status: Program closed
Michigan Program Website
Minnesota
Agency: Minnesota Housing
Status: Program closed
Minnesota Program Website
Mississippi
Agency: Mississippi Home Corporation
Status: Program closed
Mississippi Program Website
Missouri
Agency: Missouri Housing Development Commission
Status: Program closed
Missouri Program Website
Montana
Agency: Montana Housing
Status: HAF program open
Montana Program Website
Nebraska
Agency: Nebraska Investment Finance Authority
Status: Program closed
Nebraska Program Website
Nevada
Agency: Nevada Affordable Housing Assistance Corporation
Status: Program closed
Nevada Program Website
New Hampshire
Agency: New Hampshire Housing Finance Authority
Status: Program closed
New Hampshire Program Website
New Jersey
Agency: New Jersey Housing and Mortgage Finance Agency
Status: HAF program open
New Jersey Program Website
New Mexico
Agency: New Mexico Mortgage Finance Authority
Status: Program closed
New Mexico Program Website
New York
Agency: New York State Homes and Community Renewal
Status: Program closed
New York Program Website
North Carolina
Agency: North Carolina Housing Finance Agency
Status: Program closed
North Carolina Program Website
North Dakota
Agency: North Dakota Department of Human Services
Status: HAF program open
North Dakota Program Website
Ohio
Agency: Ohio Housing Finance Agency
Status: Program closed
Ohio Program Website
Oklahoma
Agency: Oklahoma Housing Finance Agency
Status: Program closed
Oklahoma Program Website
Oregon
Agency: Oregon Housing and Community Services
Status: Program closed
Oregon Program Website
Pennsylvania
Agency: Pennsylvania Housing Finance Agency
Status: Program closed
Pennsylvania Program Website
Puerto Rico
Agency: Puerto Rico Housing Finance Authority
Status: Program closed
Puerto Rico Program Website
Rhode Island
Agency: Rhode Island Housing
Status: Program closed
Rhode Island Program Website
South Carolina
Agency: South Carolina State Housing Finance and Development Authority
Status: Program closed
South Carolina Program Website
South Dakota
Agency: South Dakota Housing Development Authority
Status: Program closed
South Dakota Program Website
Tennessee
Agency: Tennessee Housing Development Agency
Status: Program closed
Tennessee Program Website
Texas
Agency: Texas Department of Housing and Community Affairs
Status: Program closed
Texas Program Website
Utah
Agency: Utah Department of Workforce Services, Division of Housing and Community Development
Status: Program closed
Utah Program Website
Vermont
Agency: Vermont Housing Finance Agency
Status: Program closed
Vermont Program Website
Virgin Islands
Agency: Virgin Islands Housing Finance Authority
Status: HAF program open
Virgin Islands Program Website
Virginia
Agency: Virginia Housing
Status: Program closed
Virginia Program Website
Washington
Agency: Washington State Housing Finance Commission
Status: Program closed
Washington Program Website
West Virginia
Agency: West Virginia Housing Development Fund
Status: Program closed
West Virginia Program Link
Wisconsin
Agency: Wisconsin Department of Administration, Division of Energy, Housing, and Community Resources (DEHCR)
Status: Program closed
Wisconsin Program Website
Wyoming
Agency: Wyoming Department of Family Services
Status: Program closed
Wyoming Program Website
Searching for rental assistance? Find your state on the Emergency Rental Assistance Programs by State map.
