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Housing Finance Reform FAQ

Published on January 5, 2018

Why is housing finance reform important?
A strong secondary market is an essential component of our country’s housing finance system that must be preserved and fortified to ensure the widespread availability of and ready access to mortgage capital. Federal government support of the secondary market is necessary to ensure the constant and stable flow of capital to all housing markets at all times, including periods of economic down

Finance Reform - PencilThe Housing Finance Reform FAQ (last updated January 2018) covers the following:

  • Why is housing finance reform important?
  • What are NCSHA’s priorities in housing finance reform?
  • Didn’t affordable housing efforts cause Fannie Mae’s and Freddie Mac’s financial troubles?
  • How should the GSEs support affordable housing?
  • Why should the GSEs be expected to support affordable housing—aren’t federal housing programs enough?
  • What are State HFAs?
  • Why should HFAs be the GSEs’ preferred affordable housing partners?