White Paper: Building Financial Assets for Residents in LIHTC Communities
Reflecting extensive input from housing finance agency staff and key partners, this white paper presents a scalable framework for helping low-income renters living in Housing Credit properties accumulate modest savings using existing infrastructure.
The paper draws on interviews with 33 stakeholders across the Housing Credit ecosystem and financial modeling of six implementation scenarios that demonstrate Housing Credit residents can accumulate $2,000 โ $6,000 in savings over five years through combinations of rent rebates, annual bonuses, and capitalized reserves using existing tools and infrastructure, without new legislation.
Released in March 2026, the white paper was produced through a cross-sector partnership of Compass Working Capital, Housing Partnership Network, Stewards of Affordable Housing for the Future, and NCSHA.
