FHA Mortgagee Letter 2025-06: Updates to Servicing, Loss Mitigation, and Claims
The Federal Housing Administration issued Mortgagee Letter 2025-06 on January 16, 2025, introducing comprehensive updates to servicing, loss mitigation, and claims processes for FHA-insured Title II forward mortgage loans. Key changes included revised repayment and forbearance policies, updated home retention and disposition options, and extended COVID-19 Recovery Options through February 1, 2026. The letter also proposed new requirements for language accessibility and nondiscrimination policies.
