FHA Mortgagee Letter 2025-09: Revisions to Residency Requirements
Issued by the U.S. Department of Housing and Urban Development, Mortgagee Letter 2025-09 updates residency requirements for borrowers seeking Federal Housing Administration-insured financing. Effective May 25, 2025, the letter eliminates FHA Title II loan eligibility for non-permanent resident borrowers, aligning FHA′s policies with federal priorities that emphasize securing economic opportunities for U.S. citizens and permanent residents.
