SD CARES Housing Assistance Program: Temporary Rental, Mortgage or Utility Assistance

A new program established to provide financial relief for renters and homeowners who have experienced a loss of income resulting from the COVID-19 pandemic.

• Household income must be at or below 115 percent of AMI.
• Must be at risk of losing their housing or demonstrate that the COVID pandemic has had an adverse impact on their employment, income, or monthly expenses (i.e., medical).
• Must be unable to pay their rental, mortgage, or homeowner/mortgage insurance payments beginning on March 1, 2020, or demonstrate their inability to make payments going forward.
• Must be legally authorized to be in the United States.
• Participants of any other mortgage assistance or forbearance program are not eligible until the expiration of the assistance or forbearance period.
• Must not be a current recipient of other federal rental assistance. Does not apply to Housing Credit properties without a rental subsidy.
• Landlord cannot be a relative.

• Rent
• Rent arrearages
• Mortgage (may include principal and interest)
• Mortgage arrearages
• Mortgage insurance
• Homeowners Insurance (may include hazard insurance)
• Late fees
• Mobile Home Lot Rent
• Utilities
• Other

This program may help with the application fees, rental and utility payments, and, on rare occasions, security deposits for new housing options, only when the alternative is homelessness.

• Landlord
• Mortgage Servicer
• Other

9 months, beginning on March 1, 2020.

$1,500 a month per household

• Coronavirus Relief Funds (CARES Act)