State HFA Emergency Housing Assistance Matrix

A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.

• Household income must be at or below 100 percent of AMI.
• Must provide documentation showing COVID-19-related adverse impact on income.
• Must be 18 years or older.
• Must not be receiving federal or state rent subsidies.
• Lease agreements must not be between immediate family members.

• Rent
• Rent arrearages
• Mortgage (may include principal and interest)

A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.

Tenants:
• Household income for the past 30 days must be at or below 80 percent of AMI.
• Must be at risk of eviction with documentary proof such as past-due letter from landlord, pending eviction notice, etc.
• Must not be a current recipient of any other federal rental assistance, including Section 8, USDA RD rental assistance, and public housing.
• Must be requesting assistance for their primary place of residence.
• Must have a written lease; those living with family and paying rent informally are not eligible.
• May be used by owners of mobile homes for lot rent payments.
Landlord:
• Must forgive 10 percent of rent due and forgive late fees, penalties, and interest related to non-payment of rent.
• Have a current written lease or sign a lease with their tenant.
• Must agree to give 45 days’ notice for any future eviction, not to be initiated until at least 30 days after assistance concludes.

• Rent
• Rent arrearages

A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.

• Households experiencing job lay off, business closure, reduced hours of work, having to stay home to care for children, or other loss of income due to COVID-19.
• Must be within income limits as specified for each county.
• Must not be able to pay rent from income, savings, or other liquid assets.
• Must not be a recipient of federal rental assistance such as Section 8, or live in housing financed by MaineHousing, a federal agency, or the Housing Credit.
• May be used by owners of mobile homes for lot rent payments.
• Landlord must complete required paperwork to receive funds.

• Rent
• Rent arrearages

A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.

• Household income must be at or below 120 percent of AMI.
• Must provide documentation showing their inability to make monthly payments.
• Liquid resources (i.e., combined checking and/or savings account) must not exceed $3,000. Other assets that are not readily available as cash are not considered when determining eligibility.
• Must not be a recipient of rental assistance programs such as Section 8.

• Rent
• Rent arrearages
• Move-in Fees (including security deposit, background checks, etc.)
• Late fees
• Moving expenses

A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.

• Must provide documentation that household income, including all unemployment compensation, decreased due to job layoff, furlough, or reduced work hours beginning on March 6, 2020, due to COVID-19.
• Must not have received other forms of COVID-19-related rental assistance.
• Must not be a recipient of rental assistance such as Section 8.

• Rent
• Rent arrearages
• Late fees

A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic. Assistance will be prioritized for applicants with the greatest economic and social need.

• Household income must be at or below 80 percent of AMI at the time of application and prior to March 1, 2020.
• Must be paying more than 30 percent of their gross monthly income on rental payments at the time of application and prior to March 1, 2020.
• Must have had a reduction in monthly income in any month from April 2020 to July 2020.
• Must not be a recipient of rental assistance programs such as Section 8.

• Rent arrearages

A new program established to provide financial relief to small rental property owners who have experienced a loss of income resulting from the COVID-19 pandemic.

• Up to 80 percent of AMI in accordance with HUD’s MTSP income limits.
• Must be the primary property owner of a residential rental property with three to ten total housing units for Round 1 and three to thirty for Round 2, and must not include seasonal or vacation rentals.
• Owners must forgive outstanding back rent and late fees for the units the assistance covers for the duration of the assistance.

• Rent
• Rent arrearages

A new program using state funds established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic and are at risk of homelessness.

• Household income must be at or below 50 percent of AMI.
• Must have had a loss of income, have compromised health status, or elevated risk of infection or vulnerability due to COVID-19 factors.
• Must be unstably housed, homeless, at imminent risk of homelessness, or fleeing domestic violence.

• Rent
• Rent arrearages
• Move-in Fees (including security deposit, background checks, etc.)
• Mobile Home Lot Rent
• Utilities
• Other

A previously existing program, which provides funds to local governments to assist renters and homeowners who have experienced a loss of income resulting from the COVID-19 pandemic.

Subject to local program policy.

• Rent
• Rent arrearages
• Mortgage (may include principal and interest)
• Mortgage arrearages

An existing program expanded to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.

• Household income must be at or below 50 percent of the AMI.
• The household must be a New Hampshire resident.
• The household cannot be receiving federal rental assistance or living in public or publicly-subsidized housing.

• Rent
• Rent arrearages

This is an existing program that provides flexible funding for affordable housing initiatives. A portion of NMHTF funds has been extended to provide financial relief to tenants of income-restricted properties monitored by the New Mexico Mortgage Finance Authority, who have experienced a loss of income resulting from the COVID-19 pandemic.

• Household income must be at or below 80 percent of AMI.
• Must reside in an income-restricted property monitored by New Mexico MFA regardless of whether the unit is income-restricted as long as the household meets eligibility requirements.
• Must not be a recipient of rental assistance programs such as Section 8.
• Must be experiencing a reduction in household income due to circumstances related to the COVID-19 pandemic.

• Rent
• Rent arrearages