State HFA Emergency Housing Assistance Matrix

This program allocates federal CDBG funding to local jurisdictions to prevent evictions.

• Eligibility is limited to households with income levels at or below 80 percent of AMI.
• Additional restrictions are subject to local jurisdictions.

• Rent
• Rent arrearages

An existing program that was expanded to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.

• Household income must be at or below 80 percent of AMI.
• Household must have experienced a loss of income of at least 20 percent; had increased household costs of at least 20 percent beginning March 13, 2020, due to school closures or medical expenses; or had both a loss of household income and increased household costs due to school closures or medical expenses, for a loss of income that is at least 20 percent.

• Rent
• Move-in Fees (including security deposit, background checks, etc.)
• Utilities

A previously existing program, which provides homeowners of single- and two-family residences, including condominiums and manufactured housing (if affixed to a permanent foundation and deeded with the land) assistance in preventing mortgage foreclosure. In August 2020, the Governor extended the eligibility criteria to provide direct assistance to homeowners adversely impacted …

• Household income during the qualifying event must be at or below 80 percent of AMI.
•Must have had a job lay off, furlough, unpaid leave, and reduced work hours, including for those who are self-employed, those who have had a COVID-19 medical-related illness, or family care related to COVID-19, which resulted in job loss or reduced hours of work.
• Must be the property owner of record, and their property must be the mortgagor’s primary residence,
• Must have been current on mortgage prior to April 1, 2020.

• Mortgage (may include principal and interest)
• Mortgage arrearages
• Mortgage insurance
• Late fees
• Legal Fees (court or attorney fees)

A previously existing program to provide relief for renters and homeowners experiencing a temporary housing crisis, which may or may not be COVID-19 related.

• Must be a state resident for no less than one year, or a lesser period in the case of a household fleeing domestic violence.
• Household must be at or below 50 percent of statewide median income limit.
• Must have a documented temporary emergency housing crisis. For more information on the definition of a temporary emergency housing crisis, see the link to the program description.

• Rent arrearages
• Mortgage arrearages
• Late fees
• Moving expenses
• Utilities

A new program using federal funds established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic and are at risk of homelessness.

• Household income must be at or below 80 percent of AMI.
• Must have had a loss of income, have compromised health status, or elevated risk of infection or vulnerability due to COVID-19 factors.
• Must be unstably housed, homeless, at imminent risk of homelessness, or fleeing domestic violence.

• Rent
• Rent arrearages
• Move-in Fees (including security deposit, background checks, etc.)
• Late fees
• Mobile Home Lot Rent
• Moving expenses
• Utilities
• Other

A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic. Tenants in eviction proceedings will be offered legal representation.

• Household income must be at or below 100 percent of AMI.
• Landlords must forgive late fees and up to 10% of the back rent.
• Must have notice to quit or eviction notice.

• Rent
• Rent arrearages

A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.

• Household income must be at or below 80 percent of AMI.
• Must be current in rental payments and provide documentation showing loss of income beginning on or after March 1, 2020.
• Must not be receiving any other federal or state rental assistance.
• Must not be under an eviction order for non-payment of rent before March 11, 2020.

• Rent

A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.

• Household income must be at or below 100 percent of AMI.
• Must provide documentation showing COVID-19-related adverse impact on income.
• Must be 18 years or older.
• Must not be receiving federal or state rent subsidies.
• Lease agreements must not be between immediate family members.

• Rent
• Rent arrearages
• Mortgage (may include principal and interest)

A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.

Tenants:
• Household income for the past 30 days must be at or below 80 percent of AMI.
• Must be at risk of eviction with documentary proof such as past-due letter from landlord, pending eviction notice, etc.
• Must not be a current recipient of any other federal rental assistance, including Section 8, USDA RD rental assistance, and public housing.
• Must be requesting assistance for their primary place of residence.
• Must have a written lease; those living with family and paying rent informally are not eligible.
• May be used by owners of mobile homes for lot rent payments.
Landlord:
• Must forgive 10 percent of rent due and forgive late fees, penalties, and interest related to non-payment of rent.
• Have a current written lease or sign a lease with their tenant.
• Must agree to give 45 days’ notice for any future eviction, not to be initiated until at least 30 days after assistance concludes.

• Rent
• Rent arrearages

A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.

• Households experiencing job lay off, business closure, reduced hours of work, having to stay home to care for children, or other loss of income due to COVID-19.
• Must be within income limits as specified for each county.
• Must not be able to pay rent from income, savings, or other liquid assets.
• Must not be a recipient of federal rental assistance such as Section 8, or live in housing financed by MaineHousing, a federal agency, or the Housing Credit.
• May be used by owners of mobile homes for lot rent payments.
• Landlord must complete required paperwork to receive funds.

• Rent
• Rent arrearages

A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.

• Household income must be at or below 120 percent of AMI.
• Must provide documentation showing their inability to make monthly payments.
• Liquid resources (i.e., combined checking and/or savings account) must not exceed $3,000. Other assets that are not readily available as cash are not considered when determining eligibility.
• Must not be a recipient of rental assistance programs such as Section 8.

• Rent
• Rent arrearages
• Move-in Fees (including security deposit, background checks, etc.)
• Late fees
• Moving expenses

A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic.

• Must provide documentation that household income, including all unemployment compensation, decreased due to job layoff, furlough, or reduced work hours beginning on March 6, 2020, due to COVID-19.
• Must not have received other forms of COVID-19-related rental assistance.
• Must not be a recipient of rental assistance such as Section 8.

• Rent
• Rent arrearages
• Late fees

A new program established to provide financial relief for renters who have experienced a loss of income resulting from the COVID-19 pandemic and are at risk of losing housing.

• Household income must be at or below 50 percent of AMI with priority given to households with income at or below 30 percent of AMI.
• Households must not be able to pay rent and are imminent risk of eviction.

• Rent
• Rent arrearages
• Move-in Fees (including security deposit, background checks, etc.)
• Other