Resources
QM Coalition Letter to CFPB on Qualified Mortgage Definition DTI Limit
This letter, signed by 23 industry stakeholders, was sent to CFPB Director Kathy Kraninger in response to the Advance Notice of Proposed Rulemaking on the Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z).
Community Reinvestment Act Coalition Letter
This letter is signed by members of the Community Reinvestment Act Coalition, sent to Jerome Powell, Chairman of the Federal Reserve Board of Governors; Joseph Otting, Comptroller of the Currency; and Jelena McWilliams, Chairwoman of the Federal Deposit Insurance Corporation.
The Ivory Prize: The Importance of Innovation to Improve Housing Affordability Paper
This document highlights the research efforts of various housing organizations to demonstrate the importance of innovation to improve housing affordability.
NCSHA Summary of Treasury and HUD Housing Finance Reform Plans
The U.S. Treasury Department and the Department of Housing and Urban Development (HUD) sent to President Trump their respective proposals for reforming the housing finance system.
HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard
On August 16, HUD released a proposed revision of its Disparate Impact Rule, which implements HUD’s interpretation of the Fair Housing Act’s Discriminatory Effects Standard, to better reflect the Supreme Court’s 2015 ruling in Texas Department of Housing and Community Affairs v. Inclusive Communities Project, Inc (Texas DHCA v. ICP).
NCSHA Statement on Section 238 Language for FY 2020 Appropriations
Below is a statement from NCSHA strongly urging Congress to amend Section 238 of the House-passed FY 2020 HUD Appropriations bill, intended to respond to discrete issues related to public housing contracts, before enacting final FY 2020 HUD spending legislation.
SEC and NASAA Staff Statement on Opportunity Zones
This document is the Staff Statement on Opportunity Zones: Federal and State Securities Law Considerations from the staffs of the Securities and Exchange Commission and the North American Securities Administrators Association, in which they provide a summary of the Opportunity Zone program that briefly discusses the program and describes the compliance implications for Opportunity Funds under federal and state securities laws.
NCSHA’s State HFA Factbook: Orientation Webinar
NCSHA offered an orientation webinar for the NCSHA’s State HFA Factbook in June 2019. Access the recording. If you would like a personal tour, please contact data@ncsha.org.
NCSHA Comment Letter on HUD Mixed-Status Proposed Rule
NCSHA sent this letter to the Department of Housing and Urban Development regarding its proposed rule on the Housing and Community Development Act of 1980: Verification of Eligible Status.
