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CFPB Executive Summary of Final Rule on Qualified Mortgage Definition Delay

On April 27, 2021, the Consumer Financial Protection Bureau (CFPB) released this executive summary of its final rule delaying the mandatory compliance date for the final Qualified Mortgage (QM) Definition under the Truth in Lending Act: General QM Loan Definition from July 1, 2021 to October 1, 2022.

CFPB Final Rule on Qualified Mortgage Definition Delay

The Consumer Financial Protection Bureau (CFPB) issued this final rule to delay the mandatory compliance date for the final Qualified Mortgage (QM) Definition under the Truth in Lending Act: General QM Loan Definition from July 1, 2021 to October 1, 2022.Ā 

HUD Request for Public Comments on Housing Trust Fund Interim Final Rule

On April 26, 2021, the U.S. Department of Housing and Urban Development (HUD) published this document in the Federal Register seeking comments on the January 30, 2015 Housing Trust Fund Interim final rule. Comments are due to HUD on June 25.

HUD Letter on Resumption of REAC In-Person Housing Inspections

On April 23, 2021, Secretary of Housing and Urban Development Marcia Fudge issued this letter to public housing authorities, multifamily housing owners, and property managers announcing the Real Estate Assessment Center will resume in-person housing inspections on June 1, 2021. In-person inspections were paused as a COVID-19 safety protocol.

Featured ERA Program: RentHelpMN

RentHelpMN was created to help Minnesotans who have fallen behind on their rent or fear that could happen. If you have experienced hardship due to the pandemic and need assistance to pay your rent or utility bills, you may be eligible for COVID-19 Emergency Rental Assistance.

Senate Republicans Infrastructure Proposal Framework

Senate Republicans, led by Senate Environment and Public Works Committee Ranking Member Shelley Moore Capito, released this $568 billion counteroffer framework to the Biden Administrationā€™s American Jobs Plan infrastructure proposal.

Featured ERA Program: Iowa Rent and Utility Assistance

The Iowa Rent and Utility Assistance Program may provide eligible renters with help with rent and utility bills. Please visit the program link to learn more, start an application, or contact the Housing Recovery Help Line.

CFPB Interim Final Rule on Consumer Rights, Debt Collection Under CDC Eviction Moratorium

This interim final rule from the Consumer Financial Protection Bureau amends Regulation F of the Fair Debt Collection Practices Act to address certain debt collector conduct associated with the Centers for Disease Control and Prevention (CDC) eviction moratorium in response to the COVID-19 pandemic. The interim final rule requires debt collectors to provide written notice to tenants of their rights under the CDCā€™s eviction moratorium. The rule also prohibits debt collectors from misrepresenting tenantsā€™ eligibility for protection.Ā 

U.S. Department of the Treasury Homeowner Assistance Program Website

The Homeowner Assistance Fund (HAF) is a highly flexible source of financial assistance to help homeowners who are experiencing COVID-19-related economic difficulties remain in their homes. Nearly $10 billion in funds will be distributed to states, territories, and tribal entities. HAF will be used to help struggling homeowners cover a variety of costs incurred, including mortgage principal reductions, interest rate reductions, utility payments, homeowners and condo association fees, and hazard insurance.