SD Housing Expands Governor’s House Eligibility Through Updated Income Limits

PIERRE, S.D. (6/15/26) – More South Dakotans may now qualify to purchase a Governor’s House following action by the South Dakota Housing Board of Commissioners. Effective June 15, 2026, household income eligibility for the Governor’s House program increased to 100% of the State Median Income, currently $103,400.

The change comes as housing construction costs continue to rise faster than household incomes, creating affordability challenges for many prospective homebuyers. By increasing the income limit, SD Housing aims to expand access to affordable homeownership opportunities for our hard working families through the Governor’s House program.

“Wage growth has not kept pace with rising construction costs in recent years, making homeownership out of reach for many South Dakotans,” said SD Housing Executive Director Chas Olson. “By adjusting the maximum AMI level, more households will have acess to attainable homeownership opportunities through the Governor’s House program.”

Individuals interested in purchasing a Governor’s House can find information about eligibility requirements, income limits, financing options and participating lenders at www.sdhousing.org. Prospective buyers are encouraged to contact a participating lender to discuss their financial situation and available financing options before working with a Governor’s House sales representative.

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About the Governor’s House Program

South Dakota Housing’s hallmark program, the Governor’s House, is a low-maintenance, affordably priced, and energy-efficient dwelling that’s attractive, reasonably sized and budget-friendly for those who are income-qualified. These beautiful, low-cost homes are built through a partnership with the Governor’s Offender Training Program. Through an educational program at one of the Mike Durfee State Prison, participating inmates can learn skills and trades in building the Governor’s House properties to prepare them for related work upon release. With 3,300+ sold since 1996, it’s part of how SD Housing makes homeownership more affordable for all across the state.

About South Dakota Housing

South Dakota Housing was created by the South Dakota Legislature in 1973 with a stated mission to provide opportunities for quality, affordable housing for South Dakotans. South Dakota Housing is a self-supporting, nonprofit entity known for our commitment for providing innovative financing solutions to create and preserve affordable housing. South Dakota Housing utilizes housing bonds, tax credits, and other federal and state resources to fund housing programs which provide mortgage and downpayment assistance, housing construction and rehabilitation, homelessness prevention, rental assistance, and educational opportunities.

For more information:

Chas Olson, Executive Director, SD Housing, 605.773.3181