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Jonathan Lawless

Jonathan Lawless, Fannie Mae’s Product Development and Affordable Housing Vice President, is driving innovation in the mortgage industry to expand access to credit and affordable housing across the country ultimately through programs designed to benefit renters, homebuyers, and the industry. Lawless leads development of test and learn initiatives to address changing market needs as well as developing other creative solutions to support lenders and services so they can better serve their borrowers. He reports to the Chief Credit Officer.

Lawless has led the development of several key Fannie Mae initiatives – including HomeReady®, the company’s flagship affordability product.  He designed and implemented several programs designed to address a variety of housing issues through partnerships with numerous institutions across the country.  Prior to his current position, he was Underwriting and Pricing Analytics Vice President, where he leveraged data  to influence key pricing, underwriting, and portfolio management decisions. Lawless joined Fannie Mae in 2000 as a Statistical Analysis System intern in credit policy and has contributed to many teams over his tenure in the organization.

Additionally, Lawless worked with 2Seeds Network, a non-profit group involved in agricultural development in East Africa.  Lawless has a Bachelor of Arts in philosophy from St. John’s College and a Master of Science in finance from George Washington University.

“Homeownership is an opportunity that should exist for all families, regardless of income level. We all deserve a safe place to call home, that’s uniquely ours.” – Jonathan Lawless, 2017

AC19 Presentation: Working with FHA, USDA, Fannie Mae, and Freddie Mac