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Mortgage Bankers Association | The Affordability of Owner-Occupied Housing in the United States: Economic Perspectives

Published on June 1, 2016
Mortgage Bankers Association | The Affordability of Owner-Occupied Housing in the United States: Economic Perspectives

There are many conceptualizations of how to measure housing affordability and there are many affordability indexes. All measures are based on judgments of which components of housing costs should be included and judgments about when these costs should be considered excessive. This study reviews existing theory and empirical work about the affordability of owner-occupied housing.

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