April 09, 2012
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Maryland Department of Housing and Community Development


A smart, well-thought out program can help an awful lot of people in 20 years.
The Maryland Affordable Housing Trust, created by the legislature in 1992, has invested more than $40 million in grants and loans and helped thousands of hardworking Maryland families obtain quality affordable housing in opportunity-rich neighborhoods and communities.
Here are testimonials from recent recipients:
“Rebuilding Together, Kent County is very pleased and grateful that the Maryland Affordable Housing Trust has seen the need for our organization and is allowing us to help more people.  Since receiving the grant money we have been able to help eleven different families keep their homes dry, warm and safe.  Most recently, we have been busy on a multi-phase project at the home of an elderly man who could neither afford nor physically do the necessary work himself.  In phase one, we added new drywall around the chimney and fireplace to keep in the warm air.  Electrical outlets were replaced for safety and we installed lighting outside of his home.  In phase two, we replaced the crumbling concrete slab that led to his front door with a new pressure treated deck with wheelchair access and handrails.  Phase three involved putting up three walls in his living room to create a new first floor bedroom, which was necessary for the homeowner because of his increasing lack of mobility.  Every Rebuilding Together, Kent County project is not quite this large, but even the smallest of projects make a big difference in someone’s life.  Thank you Maryland Affordable House Trust for your support.  Together, we can help our neighbors live independently in dry, warm and safe homes”- Rebuilding Together Kent County
Over the past decade, thankfully, we have received several grants from Maryland Affordable Housing Trust.  Each time, the courtesy, professionalism and efficiency of the staff, made the entire experience a pleasant one.  The process was smooth and not at all difficult, which is unusual in the grant writing world!  Our first grants enabled us to renovate our aging 45-year-old HUD Senior Housing facility, St. John’s Towers, so that we could continue to provide safe, affordable housing to those in need.  Our most recent grant provided us with the funding for pre-development costs for our newest facility, St. John’s Commons, also HUD housing for low-income elderly persons.  Without MAHT funds, we would not have been able to proceed with the much-needed project. …  MAHT has been a vital part of our mission to provide housing for those in need …” – Habitat for Humanity of the Chesapeake.
“Bethel Gardens, located in Hagerstown, has been blessed mightily by the Maryland Affordable Housing Trust funding we have received over the years.  Without it we would have had buildings that would have been vacant due to leaking roofs and issues with the gutters/ downspouts. We just received another round of funding to begin replacement of our baseboard heating covers which are 35-years-old and very dangerous due to sharp metal edges.  We are also replacing some of our boilers that are failing and have not been replaced yet due to financial problems. … On behalf of myself and the board of directors for Bethel Corporation/Bethel Gardens, we say thank you for your support and partnering with us to keep Bethel Gardens a viable property for low-income residents.”  – Bethel Corporation.
“Maryland Affordable Housing Trust loans have made a huge difference in the life of Community Living. MAHT provided funds to make a home completely handicapped accessible, with a fresh new kitchen, and modern electricity that now permit us to have flat screen televisions affixed to walls.  This project was a partnership with the city and federal money (through the Community Development Block Grant program) making a small project encompass the renovation of an entire house.  Another project gave us a porch roof with no leaks, allowing a wheelchair-bound resident to sit out and watch the scenery every day regardless of the weather.  And the biggest gift of all was the rehabilitation of Young Place, providing three people the chance to continue to live independently …  By any stretch of the word success, this is one.” – Community Living, Inc.
“The Maryland Affordable Housing Trust has been a true blessing to our organization.  We first received the funding in 2008 just when the economy began to plummet.  We lost funding from other sources, but the funding received from Maryland Affordable Housing Trust enabled us to hold the line and even increase the number of families served through affordable homes.  The funding has also been leveraged for additional help in the community from groups such as churches, who would not have the funds to fully sponsor a home on their own.  These new partnerships are essential to growing and expanding our services.  Today we are a stronger organization because of Maryland Affordable Housing Trust.  We truly appreciate the support and guidance of Ron Callison and the entire Maryland Affordable Housing Trust team who make the grant manageable for an organization with a very small staff and little experience in government funding.” - Habitat for Humanity of Washington County
“Maryland Affordable Housing Trust funding for Hope Alive’s transitional housing project was used to rehabilitate the residential facility providing transitional housing for 25 homeless women and children. With MAHT’s capital grant award and subsequent operating grants, Hope Alive was able to meet the most basic human need for shelter for the growing number of homeless families who are struggling to survive in our own backyard. Our goal was to provide a nurturing and safe home environment for the families we serve rather than an institutional facility. MAHT funding helped us accomplish that goal. When homeless families move in they truly feel at home. They experience stability and can then begin to address their life-controlling issues and eliminate barriers to independence and self-sufficiency. In a newsletter issue soon after opening our doors, one resident mother wrote, “I feel your love every time I look around this beautiful house I call home. You have given my family a wonderful gift, a place to feel safe and happy and most of all loved, a love that I have never experienced.” MAHT funding not only created a transitional group home for homeless families, but has helped transform the lives of every mother and child who has called Hope Alive “home.” – Hope Alive, Inc.