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Cynthia Peraza

Cynthia Peraza is the Director of Single Family Special Programs. She has been with Tennessee Housing Development Agency (THDA) since 2011. Cynthia has played an instrumental role in the creation and development of programs that assist with preventing foreclosures and stabilizing communities across the state. These programs include the Blight Elimination Program, Tennessee Renovation Loan Program, Attorney General’s Foreclosure Prevention Counseling Program, and numerous Hardest Hit Fund Programs. Cynthia has completed numerous well-regarded leadership programs offered through the state. She graduated from LEAD Tennessee in 2014, Tennessee Government Management Institute in 2017, and Tennessee Government Executive Institute in 2018 and NCSHA’s Executive Development Program in Notre Dame in 2019.

Cynthia has more than 20 years of mortgage related experience, marketing with an emphasis in customer experience and relationship management. Cynthia holds an active Mortgage Loan Originator license and is NCHEC Certified under Foreclosure Intervention and Default Counseling as well as Pre-Purchase Homebuyer Education Counseling.