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		<lastmod>2018-06-13T13:37:55+00:00</lastmod>
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		<lastmod>2018-06-13T13:41:15+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/Logo-House-of-Representatives.png</image:loc>
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		<lastmod>2018-06-13T14:10:12+00:00</lastmod>
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		<lastmod>2018-07-20T14:31:43+00:00</lastmod>
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		<lastmod>2018-09-30T00:54:58+00:00</lastmod>
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		<lastmod>2018-09-30T19:35:26+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/implementing-vawa-requirements-hcc18/</loc>
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		<lastmod>2018-11-14T21:14:09+00:00</lastmod>
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		<lastmod>2018-11-20T15:57:47+00:00</lastmod>
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		<lastmod>2018-11-24T17:25:03+00:00</lastmod>
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		<lastmod>2018-11-26T18:30:36+00:00</lastmod>
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		<lastmod>2018-11-26T20:01:35+00:00</lastmod>
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		<lastmod>2018-11-27T14:59:57+00:00</lastmod>
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		<lastmod>2018-11-27T15:00:32+00:00</lastmod>
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		<lastmod>2018-11-27T15:01:27+00:00</lastmod>
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		<lastmod>2018-11-27T15:01:41+00:00</lastmod>
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		<lastmod>2018-11-27T15:02:10+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/NCSHA-Mark-Logo.jpg</image:loc>
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		<lastmod>2018-11-27T15:02:28+00:00</lastmod>
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		<lastmod>2018-11-27T15:08:03+00:00</lastmod>
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		<lastmod>2018-11-30T17:01:22+00:00</lastmod>
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		<lastmod>2018-11-30T17:29:34+00:00</lastmod>
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		<lastmod>2018-11-30T17:55:58+00:00</lastmod>
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		<lastmod>2018-11-30T19:05:41+00:00</lastmod>
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		<lastmod>2018-12-19T20:53:32+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/hud-multifamily-program-update/</loc>
		<lastmod>2019-01-14T19:23:54+00:00</lastmod>
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		<lastmod>2019-01-14T20:06:35+00:00</lastmod>
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		<lastmod>2019-01-15T17:32:45+00:00</lastmod>
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		<lastmod>2019-01-16T15:29:40+00:00</lastmod>
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		<lastmod>2019-01-17T15:55:32+00:00</lastmod>
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		<lastmod>2019-01-17T16:49:30+00:00</lastmod>
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		<lastmod>2019-01-17T17:55:27+00:00</lastmod>
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		<lastmod>2019-02-13T15:45:15+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/irs-publishes-resident-population-figures-to-calculate-2019-low-income-housing-tax-credit-and-private-activity-bonds/</loc>
		<lastmod>2019-03-18T18:27:06+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/IRS-1-e1541366630616.gif</image:loc>
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	<url>
		<loc>https://www.ncsha.org/resource/senators-ask-irs-to-clarify-eligibility-of-veterans-housing-for-private-activity-bonds/</loc>
		<lastmod>2019-03-21T20:31:54+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/dear-colleague-letter-for-home-fy-2020-budget/</loc>
		<lastmod>2019-03-28T19:06:39+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/senate-home-dear-colleague-letter-for-fy-2020-budget/</loc>
		<lastmod>2019-03-28T19:07:34+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/fiscal-year-2020-project-based-section-8-rental-assistance-support-letter/</loc>
		<lastmod>2019-04-01T16:54:16+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/US-Senate.png</image:loc>
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		<loc>https://www.ncsha.org/resource/irs-issues-revenue-procedure-2019-17-regarding-general-public-use-requirements-for-multifamily-housing-bonds/</loc>
		<lastmod>2019-04-03T20:44:18+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/IRS-1-e1541366630616.gif</image:loc>
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		<lastmod>2019-04-04T18:39:20+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/11/Opportunity-Fund-Graphics-300x300.png</image:loc>
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		<loc>https://www.ncsha.org/resource/senate-dear-colleague-on-fy-2020-home-funding/</loc>
		<lastmod>2019-04-10T17:46:49+00:00</lastmod>
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		<lastmod>2019-04-11T15:02:02+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/house-dear-colleague-letter-on-fy-2020-home-funding/</loc>
		<lastmod>2019-04-11T18:34:43+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/senators-rubio-and-scott-introduce-legislation-to-create-special-disaster-opportunity-zones/</loc>
		<lastmod>2019-04-15T18:28:30+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/irs-second-set-of-proposed-regulations-investing-in-qualified-opportunity-funds-april-2019/</loc>
		<lastmod>2019-04-19T19:02:03+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/request-for-information-on-data-collection-and-tracking-for-qualified-opportunity-zones/</loc>
		<lastmod>2019-04-19T19:03:57+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/United-States-Department-of-the-Treasury.png</image:loc>
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	<url>
		<loc>https://www.ncsha.org/resource/white-house-fact-sheet-on-how-opportunity-zones-address-geographic-inequality/</loc>
		<lastmod>2019-04-19T19:06:48+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/irs-form-8996-qualified-opportunity-fund/</loc>
		<lastmod>2019-04-19T19:14:19+00:00</lastmod>
		<image:image>
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		<lastmod>2019-04-19T19:18:08+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/ncsha-comments-on-hud-data-collection-notice/</loc>
		<lastmod>2019-04-22T19:33:46+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/ncsha-comments-on-irs-compliance-monitoring-regulations/</loc>
		<lastmod>2019-05-06T14:03:47+00:00</lastmod>
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		<lastmod>2019-05-07T21:18:59+00:00</lastmod>
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	<url>
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		<lastmod>2019-05-24T20:52:10+00:00</lastmod>
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		<lastmod>2019-06-02T14:05:06+00:00</lastmod>
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		<lastmod>2019-06-07T15:38:57+00:00</lastmod>
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	<url>
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		<lastmod>2019-06-07T15:48:46+00:00</lastmod>
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		<lastmod>2019-06-11T18:25:04+00:00</lastmod>
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	<url>
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		<lastmod>2019-06-11T18:30:10+00:00</lastmod>
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	<url>
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		<lastmod>2019-06-11T20:47:33+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/ncsha-comments-on-opportunity-zone-data-collection/</loc>
		<lastmod>2019-06-11T20:53:38+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/11/Opportunity-Fund-Graphics-300x300.png</image:loc>
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	<url>
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		<lastmod>2019-06-11T21:09:26+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/ncsha-comments-on-fha-mortgagee-letter-2019-16/</loc>
		<lastmod>2019-06-11T21:10:14+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/HUD-Logo-7.png</image:loc>
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	<url>
		<loc>https://www.ncsha.org/resource/ncsha-letter-to-irs-on-average-income-test-income-limits/</loc>
		<lastmod>2019-06-11T21:11:24+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/IRS-1-e1541366630616.gif</image:loc>
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		<lastmod>2019-06-16T22:54:17+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/hud-letter-on-daca-fha-mortgage-eligibility/</loc>
		<lastmod>2019-06-17T19:43:32+00:00</lastmod>
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		<lastmod>2019-06-18T20:58:03+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/ncsha-letter-on-hud-opportunity-zones-incentives/</loc>
		<lastmod>2019-06-19T16:20:36+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/NCSHA-Logo-Sq.png</image:loc>
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	<url>
		<loc>https://www.ncsha.org/resource/ncsha-letter-to-chairman-neal/</loc>
		<lastmod>2019-06-20T17:43:26+00:00</lastmod>
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	<url>
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		<lastmod>2019-06-20T19:41:03+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/11/Opportunity-Fund-Graphics-300x300.png</image:loc>
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	<url>
		<loc>https://www.ncsha.org/resource/washington-report-hcc19/</loc>
		<lastmod>2019-06-27T13:14:57+00:00</lastmod>
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	<url>
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		<lastmod>2019-06-27T13:36:49+00:00</lastmod>
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	<url>
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		<lastmod>2019-06-27T13:38:24+00:00</lastmod>
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		<image:image>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/compliance-hot-topics-hcc19/</loc>
		<lastmod>2019-06-27T13:41:21+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/Resource-Image.png</image:loc>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/NCSHA-2019HCC-webart-v2-Logo.jpg</image:loc>
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	<url>
		<loc>https://www.ncsha.org/resource/understanding-the-housing-credit-preservation-challenge-hcc19/</loc>
		<lastmod>2019-06-27T13:44:13+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/strengthening-compliance-through-asset-management-hcc19/</loc>
		<lastmod>2019-06-27T13:44:55+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/Resource-Image.png</image:loc>
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	<url>
		<loc>https://www.ncsha.org/resource/income-averaging-compliance-considerations-hcc19/</loc>
		<lastmod>2019-06-27T13:45:39+00:00</lastmod>
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		<lastmod>2019-06-27T13:46:45+00:00</lastmod>
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		<lastmod>2019-06-27T13:46:55+00:00</lastmod>
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		<lastmod>2019-06-27T13:47:35+00:00</lastmod>
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		<lastmod>2019-06-27T13:48:04+00:00</lastmod>
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		<lastmod>2019-06-27T13:48:14+00:00</lastmod>
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		<lastmod>2019-07-02T18:50:45+00:00</lastmod>
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		<lastmod>2019-07-12T13:51:35+00:00</lastmod>
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		<lastmod>2020-01-17T21:08:27+00:00</lastmod>
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		<lastmod>2020-01-17T21:10:31+00:00</lastmod>
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		<lastmod>2020-01-17T21:10:39+00:00</lastmod>
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		<lastmod>2020-01-17T21:11:04+00:00</lastmod>
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		<lastmod>2020-01-17T21:11:16+00:00</lastmod>
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		<lastmod>2020-01-17T21:11:54+00:00</lastmod>
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		<lastmod>2020-01-17T21:13:15+00:00</lastmod>
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		<lastmod>2020-01-17T21:15:52+00:00</lastmod>
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		<lastmod>2020-01-17T21:19:03+00:00</lastmod>
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		<lastmod>2020-01-17T21:19:11+00:00</lastmod>
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		<lastmod>2020-01-22T20:12:00+00:00</lastmod>
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		<lastmod>2020-01-22T20:12:33+00:00</lastmod>
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		<lastmod>2020-01-27T21:39:59+00:00</lastmod>
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		<lastmod>2020-01-30T21:18:25+00:00</lastmod>
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		<lastmod>2020-02-06T14:58:55+00:00</lastmod>
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		<lastmod>2020-02-11T20:52:40+00:00</lastmod>
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		<lastmod>2020-02-12T19:38:52+00:00</lastmod>
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		<lastmod>2020-02-14T14:32:29+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/fha-mortgagee-letter-2019-06/</loc>
		<lastmod>2020-02-21T01:36:29+00:00</lastmod>
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		<lastmod>2020-02-21T21:26:38+00:00</lastmod>
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		<lastmod>2020-02-24T17:46:55+00:00</lastmod>
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		<lastmod>2020-02-27T19:41:18+00:00</lastmod>
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		<lastmod>2020-02-28T19:35:57+00:00</lastmod>
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		<lastmod>2020-02-28T19:51:51+00:00</lastmod>
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		<lastmod>2020-03-06T19:21:25+00:00</lastmod>
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	<url>
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		<lastmod>2020-03-08T16:21:13+00:00</lastmod>
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		<lastmod>2020-03-13T03:38:00+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/ncsha-comments-on-affirmatively-furthering-fair-housing-2020-proposed-rule/</loc>
		<lastmod>2020-03-16T18:21:03+00:00</lastmod>
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	</url>
	<url>
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		<lastmod>2020-03-20T21:15:21+00:00</lastmod>
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	<url>
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		<lastmod>2020-03-25T14:14:36+00:00</lastmod>
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	<url>
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		<lastmod>2020-04-10T18:00:41+00:00</lastmod>
		<image:image>
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	<url>
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		<lastmod>2020-04-10T18:45:39+00:00</lastmod>
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	<url>
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		<lastmod>2020-04-14T13:57:51+00:00</lastmod>
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	<url>
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		<lastmod>2020-04-14T15:54:49+00:00</lastmod>
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		<lastmod>2020-04-15T18:41:48+00:00</lastmod>
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	<url>
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		<lastmod>2020-04-26T14:30:25+00:00</lastmod>
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	<url>
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		<lastmod>2020-04-26T14:38:10+00:00</lastmod>
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		<lastmod>2020-04-26T14:40:51+00:00</lastmod>
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	<url>
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		<lastmod>2020-04-26T14:41:06+00:00</lastmod>
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	<url>
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		<lastmod>2020-05-01T13:10:54+00:00</lastmod>
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	<url>
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		<lastmod>2020-05-01T17:30:47+00:00</lastmod>
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	<url>
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		<lastmod>2020-05-04T15:52:49+00:00</lastmod>
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	</url>
	<url>
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		<lastmod>2020-05-05T17:18:36+00:00</lastmod>
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		<lastmod>2020-05-05T17:18:59+00:00</lastmod>
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	<url>
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		<lastmod>2020-05-05T17:19:23+00:00</lastmod>
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		<lastmod>2020-05-05T17:29:09+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/09/NCSHA_Navy-2018-e1543599823922.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/ncsha-letter-to-fhfa-director-on-covid-19-related-liquidity-needs-of-state-hfa-seller-servicers-of-mbs/</loc>
		<lastmod>2020-05-05T17:29:31+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/09/NCSHA_Navy-2018-e1543599823922.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/ncsha-letter-to-irs-treasury-on-emergency-housing-credit-program-measures-due-to-covid-19-pandemic/</loc>
		<lastmod>2020-05-06T15:39:02+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/NCSHA-Logo-Sq.png</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/chcdf-letter-on-future-coronavirus-relief-legislation/</loc>
		<lastmod>2020-05-06T15:44:25+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/CHCDF-Logo.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/house-housing-credit-champions-letter-to-leadership-on-program-needs-during-covid-19-pandemic/</loc>
		<lastmod>2020-05-06T15:44:37+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/02/Logo-House-of-Representatives-150x150-1.png</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/hud-covid-19-guidance-providing-waivers-for-cdbg-cares-act-supplemental-funding/</loc>
		<lastmod>2020-05-06T15:45:04+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/HUD-Logo.png</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/cares-act-mortgage-forbearance-what-you-need-to-know/</loc>
		<lastmod>2020-05-06T15:45:21+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/What-You-Need-To-Know-Forbearance.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/ncsha-proposed-treasury-federal-reserve-housing-bond-facility/</loc>
		<lastmod>2020-05-06T15:45:39+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/Bond-Term-Sheet.png</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/irs-revenue-procedure-2018-58/</loc>
		<lastmod>2020-05-06T15:46:12+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/IRS-1-e1541366630616.gif</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/ncsha-summary-of-coronavirus-relief-legislation/</loc>
		<lastmod>2020-05-06T15:47:30+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/09/NCSHA_Navy-2018-e1543599823922.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/action-recommendations-to-congress-for-immediate-housing-credit-accommodations-related-to-covid-19/</loc>
		<lastmod>2020-05-06T15:48:05+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/A.C.T.I.O.N.-stacked-print.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/covid-19-resources-and-updates/</loc>
		<lastmod>2020-05-06T15:50:31+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/COVID-Resource.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/COVID-19.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/a-message-from-commissioner-montgomery-regarding-covid-19/</loc>
		<lastmod>2020-05-06T15:50:59+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/Brian-Montgomery-YouTube.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/letter-from-ways-and-means-chairman-neal-and-representative-delbene-to-treasury-secretary-mnuchin-on-housing-credit-regulatory-flexibility-during-covid-19-crisis/</loc>
		<lastmod>2020-05-06T16:29:38+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/House-of-Representatives-Seal_40.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/ncsha-submits-letter-to-ginnie-mae-on-covid-19-servicing-concerns/</loc>
		<lastmod>2020-05-06T16:30:04+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/NCSHA-Logo-Square-e1523646820765.png</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/home-investment-partnerships-program-faqs-covid-19-and-cares-act/</loc>
		<lastmod>2020-05-06T17:12:23+00:00</lastmod>
		<image:image>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/why-congress-should-enact-housing-credit-program-enhancements-related-to-the-covid-19-pandemic/</loc>
		<lastmod>2020-05-06T17:48:38+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/09/NCSHA_Navy-2018-e1543599823922.png</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/quantifying-the-needs-for-and-benefits-of-the-housing-assistance-fund/</loc>
		<lastmod>2020-05-06T18:01:21+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/11/NCSHA-for-netFORUM-200.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/ncsha-other-housing-advocacy-groups-press-congress-for-additional-home-resources-in-coronavirus-legislation/</loc>
		<lastmod>2020-05-06T21:38:57+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/NCSHA-Logo-Sq.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/ncsha-other-housing-advocacy-groups-support-emergency-rental-assistance-legislation/</loc>
		<lastmod>2020-05-07T12:40:42+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/Housing-Groups-Sign-on-Letter-Including-NCSHA-Supporting-Emergency-Rental-Assistance-5.4.2020.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/Housing-Groups-Sign-on-Letter-Including-NCSHA-Supporting-Emergency-Rental-Assistance-5.4.2020.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/support-for-ncshas-letter-to-irs-treasury-on-emergency-housing-credit-program-measures-due-to-covid-19-pandemic/</loc>
		<lastmod>2020-05-07T12:43:14+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/COVID-Resource.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/state-housing-finance-agency-federal-policy-priorities-in-response-to-covid-19_/</loc>
		<lastmod>2020-05-07T12:43:36+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/COVID-Resource.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/national-sign-on-letter-in-support-of-emergency-rental-assistance-and-rental-market-stabilization-act/</loc>
		<lastmod>2020-05-07T18:09:12+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/NCSHA-Logo-Sq.png</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/apm-20-05-availability-of-pass-through-assistance-program-for-participants-in-ginnie-maes-multifamily-mbs-program/</loc>
		<lastmod>2020-05-07T18:15:02+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/05/Ginnie_Mae_Logo.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/representatives-stivers-ruppersberger-others-encourage-treasury-and-federal-reserve-to-support-municipal-bonds/</loc>
		<lastmod>2020-05-07T20:11:56+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/United-States-Congress-Seal-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/treasurys-coronavirus-relief-fund-frequently-asked-questions/</loc>
		<lastmod>2020-05-08T21:06:08+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/Treasury-United-States-Department-of-the-Treasury.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/why-congress-should-enact-the-housing-assistance-fund/</loc>
		<lastmod>2020-05-13T21:43:45+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/09/NCSHA_Navy-2018-e1543599823922.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/cares-act-forbearance-fact-sheet-for-borrowers-with-fha-va-or-usda-loans/</loc>
		<lastmod>2020-05-13T22:12:54+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/Cares-Act.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/cares-act-forbearance-fact-sheet-for-mortgagees-and-servicers-of-fha-va-or-usda-loans/</loc>
		<lastmod>2020-05-13T22:13:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/Cares-Act.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/archive-covid-19-related-news/</loc>
		<lastmod>2020-05-13T23:06:06+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/COVID-Resource.png</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/hud-final-rule-streamlining-administrative-regulations-for-multifamily-housing-programs-and-implementing-family-income-reviews-under-the-fixing-americas-surface-transportation-fast-act/</loc>
		<lastmod>2020-05-14T12:48:33+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/HUD-Logo.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/why-congress-should-provide-a-substantial-one-time-increase-in-home-program-funding-in-response-to-the-covid-19-pandemic/</loc>
		<lastmod>2020-05-14T20:09:23+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/09/NCSHA_Navy-2018-e1543599823922.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/ncsha-may-14-letter-to-ginnie-mae-on-its-pass-through-assistance-programs-and-loan-delinquency-ratio-requirements/</loc>
		<lastmod>2020-05-15T14:18:06+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/09/NCSHA_Navy-2018-e1543599823922.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/ginnie-mae-apm-20-06-treatment-of-mortgage-delinquency-ratios-for-issuers-affected-by-covid-19/</loc>
		<lastmod>2020-05-15T14:21:51+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/05/Ginnie_Mae_Logo.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/ncsha-summary-of-house-heroes-act/</loc>
		<lastmod>2020-05-15T19:03:27+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/09/NCSHA_Navy-2018-e1543599823922.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/why-congress-should-enact-the-emergency-rental-assistance-and-rental-market-stabilization-act/</loc>
		<lastmod>2020-05-18T14:04:33+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/09/NCSHA_Navy-2018-e1543599823922.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/house-congressional-sign-on-letter-in-support-of-assistance-for-homeowners/</loc>
		<lastmod>2020-05-19T14:55:38+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/House-of-Representatives-Seal_40.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/senators-may-14-letter-to-treasury-and-the-federal-reserve-on-municipal-bonds/</loc>
		<lastmod>2020-05-19T21:00:50+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/US-Senate.png</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/fhfa-summary-of-draft-notice-of-proposed-rulemaking-relating-to-enterprise-capital-standards/</loc>
		<lastmod>2020-05-22T19:17:21+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/Federal-Housing-Finance-Agency-FHFA-Seal-1-e1543593209557.png</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/fhfa-announcement-of-refinance-and-home-purchase-eligibility-for-fannie-mae-and-freddie-mac-borrowers/</loc>
		<lastmod>2020-05-22T20:57:34+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/Federal-Housing-Finance-Agency-FHFA-Seal-1-e1543593209557.png</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/action-campaign-letter-to-congressional-leaders-urging-enactment-of-housing-credit-priorities-related-to-covid-19-pandemic/</loc>
		<lastmod>2020-06-04T14:49:11+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/A.C.T.I.O.N.-stacked-print.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/mayors-letter-to-congress-urging-enactment-of-housing-credit-provisions-in-the-next-coronavirus-relief-legislation/</loc>
		<lastmod>2020-06-04T18:24:47+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/A.C.T.I.O.N.-stacked-print.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/servicing-essentials-industry-outlook-hfai2020/</loc>
		<lastmod>2020-06-09T18:29:06+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/HFAi19-MRBs-Resource.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/NCSHA-2019HFAInstitute-webart-201811012.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/strategic-approaches-to-project-basing-vouchers-hfai20/</loc>
		<lastmod>2020-06-09T20:09:10+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/HFAi19-Section-8-Resource.png</image:loc>
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		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/NCSHA-2019HFAInstitute-webart-201811012.png</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/hud-update-on-allocation-of-cares-act-pbra-funding/</loc>
		<lastmod>2020-06-10T18:06:39+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/HUD-Logo.png</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/coalition-letter-to-hud-secretary-regarding-fha-policy-on-lender-covid-19-forbearance-indemnification/</loc>
		<lastmod>2020-06-11T17:04:24+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/09/NCSHA_Navy-2018-e1543599823922.png</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/ncsha-comments-on-fhfas-fhlb-housing-goals-proposed-rule/</loc>
		<lastmod>2020-06-12T14:49:58+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/01/NCSHA-Logo-Square-e1520033563417-1024x844.png</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/case-studies-opportunity-zone-investment-in-affordable-housing-and-community-revitalization/</loc>
		<lastmod>2020-06-18T20:53:18+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/Opportunity-Zone-Investments-Profiles.jpg</image:loc>
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		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/EIG-NCSHA-Profile-Header.jpg</image:loc>
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		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/Ox-Fibre-Intro.jpg</image:loc>
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		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/Parramore-Oaks-Intro.jpg</image:loc>
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		<image:image>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/opportunity-zone-affordable-workforce-housing-development-profile/</loc>
		<lastmod>2020-06-18T20:53:39+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/Opportunity-Zone-Affordable_Workforce-Housing-Development-Profile.png</image:loc>
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		<image:image>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/the-hfa-role-in-opportunity-zones-ac18/</loc>
		<lastmod>2020-06-18T20:54:21+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/understanding-opportunity-zones-hcc18/</loc>
		<lastmod>2020-06-18T20:54:33+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/irs-proposed-regulations-investing-in-qualified-opportunity-funds-october-2018/</loc>
		<lastmod>2020-06-18T20:54:59+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/IRS-1-e1541366630616.gif</image:loc>
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		<loc>https://www.ncsha.org/resource/fhfa-report-to-congress-2019/</loc>
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		<loc>https://www.ncsha.org/resource/opportunity-zones-best-practices-report-from-the-white-house-opportunity-and-revitalization-council/</loc>
		<lastmod>2020-06-19T17:44:40+00:00</lastmod>
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		<lastmod>2020-06-24T02:28:50+00:00</lastmod>
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		<lastmod>2020-06-26T15:22:34+00:00</lastmod>
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		<lastmod>2020-06-26T18:59:33+00:00</lastmod>
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		<lastmod>2020-06-29T21:26:44+00:00</lastmod>
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		<lastmod>2020-07-01T17:27:10+00:00</lastmod>
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		<lastmod>2020-07-02T21:22:09+00:00</lastmod>
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		<lastmod>2020-07-08T21:23:32+00:00</lastmod>
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		<lastmod>2020-07-08T21:58:03+00:00</lastmod>
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		<lastmod>2020-07-09T15:54:26+00:00</lastmod>
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		<lastmod>2020-07-14T17:57:36+00:00</lastmod>
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		<lastmod>2020-07-14T21:03:24+00:00</lastmod>
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		<lastmod>2020-07-15T17:40:21+00:00</lastmod>
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		<lastmod>2020-07-16T20:53:40+00:00</lastmod>
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		<lastmod>2020-07-23T21:08:58+00:00</lastmod>
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		<lastmod>2020-07-31T17:47:28+00:00</lastmod>
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		<lastmod>2020-07-31T19:02:56+00:00</lastmod>
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		<lastmod>2020-08-05T22:32:56+00:00</lastmod>
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		<lastmod>2020-08-14T17:27:20+00:00</lastmod>
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		<lastmod>2020-08-21T13:19:10+00:00</lastmod>
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	<url>
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		<lastmod>2020-08-21T13:19:18+00:00</lastmod>
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		<lastmod>2020-08-21T13:19:23+00:00</lastmod>
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		<lastmod>2020-08-24T00:24:58+00:00</lastmod>
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		<lastmod>2020-08-28T14:58:24+00:00</lastmod>
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		<lastmod>2020-09-01T13:32:02+00:00</lastmod>
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		<lastmod>2020-09-08T15:37:08+00:00</lastmod>
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		<lastmod>2020-09-08T22:17:59+00:00</lastmod>
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		<lastmod>2020-09-10T15:23:11+00:00</lastmod>
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		<lastmod>2020-09-10T21:53:38+00:00</lastmod>
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		<lastmod>2020-09-17T20:17:31+00:00</lastmod>
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		<lastmod>2020-09-22T13:28:21+00:00</lastmod>
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		<lastmod>2020-09-30T14:30:59+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/cdc-logo-1063x684-1.jpg</image:loc>
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		<loc>https://www.ncsha.org/resource/multifamily-bond-financing-seminar-part-i-hcc19/</loc>
		<lastmod>2020-10-19T14:00:35+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/Resource-Image.png</image:loc>
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		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/NCSHA-2019HCC-webart-v2-Logo.jpg</image:loc>
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		<loc>https://www.ncsha.org/resource/advance-notice-of-proposed-rulemaking-federal-reserve-system-community-reinvestment-act-regulations/</loc>
		<lastmod>2020-10-23T14:25:47+00:00</lastmod>
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		<lastmod>2020-11-02T14:25:23+00:00</lastmod>
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		<lastmod>2020-11-05T21:41:26+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/irs-revenue-procedure-2020-49-telephonic-public-hearings-extension-for-tax-exempt-qualified-private-activity-bonds/</loc>
		<lastmod>2020-11-06T18:53:46+00:00</lastmod>
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		<lastmod>2020-11-06T21:18:26+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/09/NCSHA_Navy-2018-e1543599823922.png</image:loc>
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		<loc>https://www.ncsha.org/resource/state-housing-finance-agencies-peer-review-by-fitch-ratings/</loc>
		<lastmod>2020-11-09T22:19:09+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/covid-19-frequently-asked-questions-for-public-and-multifamily-housing-property-inspections/</loc>
		<lastmod>2020-11-19T17:55:10+00:00</lastmod>
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		<lastmod>2020-12-01T19:14:38+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/NCSHA-Logo-Sq.png</image:loc>
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		<loc>https://www.ncsha.org/resource/ncsha-letter-to-irs-treasury-on-extending-and-expanding-covid-19-housing-credit-relief/</loc>
		<lastmod>2020-12-02T15:48:14+00:00</lastmod>
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		<lastmod>2020-12-09T16:49:22+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/hud-covid-19-guidance-providing-home-program-waivers/</loc>
		<lastmod>2020-12-11T19:20:24+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/HUD-Logo.png</image:loc>
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	<url>
		<loc>https://www.ncsha.org/resource/hud-covid-19-guidance-providing-home-program-tbra-waivers/</loc>
		<lastmod>2020-12-11T22:49:29+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/HUD-Logo.png</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/ncsha-comment-letter-on-irs-housing-credit-average-income-test-proposed-rule/</loc>
		<lastmod>2020-12-17T22:36:20+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/NCSHA-Logo-Sq.png</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/section-542c-housing-finance-agency-risk-sharing-program-final-rule/</loc>
		<lastmod>2020-12-30T15:18:42+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/HUD-Logo.png</image:loc>
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	</url>
	<url>
		<loc>https://www.ncsha.org/resource/consolidated-appropriations-act-of-2021/</loc>
		<lastmod>2021-01-05T21:18:15+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/United-States-Congress-Seal-1.png</image:loc>
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	<url>
		<loc>https://www.ncsha.org/resource/u-s-department-of-the-treasury-emergency-rental-assistance-program-website/</loc>
		<lastmod>2021-01-06T17:05:43+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/United-States-Department-of-the-Treasury.png</image:loc>
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		<image:image>
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	<url>
		<loc>https://www.ncsha.org/resource/idaho-housing-and-finance-association-a-digital-first-annual-report/</loc>
		<lastmod>2021-01-06T18:45:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/iowa-finance-authority-ifa-chain-reactions-fy19-annual-report/</loc>
		<lastmod>2021-01-06T18:46:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/oklahoma-housing-finance-agency-welcome-home-oklahoma/</loc>
		<lastmod>2021-01-06T18:53:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/pennsylvania-housing-finance-agency-we-create-successful-renters-homebuyers-homeowners/</loc>
		<lastmod>2021-01-06T18:56:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/rhode-island-housing-well-get-you-home-2019-annual-report/</loc>
		<lastmod>2021-01-06T18:58:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/virginia-housing-vhda-annual-report-fy19/</loc>
		<lastmod>2021-01-06T19:01:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/washington-state-housing-finance-commission-transforming-washington-2019-annual-report/</loc>
		<lastmod>2021-01-06T19:02:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/wisconsin-housing-and-economic-development-authority-we-are-wheda-wheda-annual-report-2019/</loc>
		<lastmod>2021-01-06T19:11:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/wyoming-community-development-authority-wcda-annual-report/</loc>
		<lastmod>2021-01-06T19:11:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/georgia-department-of-community-affairs-georgia-housing-and-finance-authority-homesafe-georgia-marketing-campaign/</loc>
		<lastmod>2021-01-06T19:44:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/idaho-housing-and-finance-association-combating-homelessness-with-avenues-for-hope/</loc>
		<lastmod>2021-01-06T19:54:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/iowa-finance-authority-2019-homeownership-campaign/</loc>
		<lastmod>2021-01-06T19:54:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/kansas-housing-resources-corporation-unlocking-home-for-kansans/</loc>
		<lastmod>2021-01-06T19:56:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/michigan-state-housing-development-authority-michigan-outreach-initiative-team/</loc>
		<lastmod>2021-01-06T19:58:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/nebraska-investment-finance-authority-small-but-mighty-marketing/</loc>
		<lastmod>2021-01-06T19:59:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/ohio-housing-finance-agency-ohio-housing-finance-agencys-multimedia-outreach/</loc>
		<lastmod>2021-01-06T20:05:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/pennsylvania-housing-finance-agency-using-podcasts-to-educate-housing-consumers/</loc>
		<lastmod>2021-01-06T20:06:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/rhode-island-housing-hello-landlords/</loc>
		<lastmod>2021-01-06T20:07:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/south-dakota-housing-development-authority-sdhda-affordable-for-all-campaign/</loc>
		<lastmod>2021-01-06T20:08:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/wisconsin-housing-and-economic-development-authority-wheda-stories/</loc>
		<lastmod>2021-01-06T20:10:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/wyoming-community-development-authority-wcda-brings-you-home-in-3-2-1/</loc>
		<lastmod>2021-01-06T20:10:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/district-of-columbia-housing-finance-agency-dchfa40/</loc>
		<lastmod>2021-01-06T20:14:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/georgia-department-of-community-affairs-georgia-housing-and-finance-authority-southeastern-states-housing-conference/</loc>
		<lastmod>2021-01-06T20:15:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/iowa-finance-authority-guinness-book-of-world-records-event/</loc>
		<lastmod>2021-01-06T20:16:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/mainehousing-mainehousing-our-first-50-years-serving-maine/</loc>
		<lastmod>2021-01-06T20:57:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/masshousing-mission-possible-ncsha-destination-guide-and-video/</loc>
		<lastmod>2021-01-06T21:00:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/minnesota-housing-annual-funding-announcement/</loc>
		<lastmod>2021-01-06T21:04:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/new-jersey-housing-and-mortgage-finance-agency-2019-governors-conference-on-housing-and-economic-development/</loc>
		<lastmod>2021-01-06T21:05:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/connecticut-housing-finance-authority-mapping-resource-tools/</loc>
		<lastmod>2021-01-06T22:00:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/delaware-state-housing-authority-homes-for-grads/</loc>
		<lastmod>2021-01-06T22:01:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/florida-housing-finance-corporation-hurricane-michael-from-devastation-to-a-place-to-call-home/</loc>
		<lastmod>2021-01-06T22:02:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/georgia-department-of-community-affairs-georgia-housing-and-finance-authority-making-the-connection-to-the-ga-dream/</loc>
		<lastmod>2021-01-06T22:04:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/maryland-department-of-housing-and-community-development-maryland-mortgage-program-product-diversification/</loc>
		<lastmod>2021-01-06T22:06:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/virginia-housing-supporting-our-community-heroes/</loc>
		<lastmod>2021-01-06T22:07:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/masshousing-commonwealth-builder-program/</loc>
		<lastmod>2021-01-06T22:11:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/virginia-housing-affordable-alternative-advancing-the-next-generation-of-manufactured-housing/</loc>
		<lastmod>2021-01-06T22:13:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/wyoming-community-development-authority-wcda-extravaganza-and-staff-retreat/</loc>
		<lastmod>2021-01-07T18:45:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/masshousing-reach-addressing-the-racial-homeownership-gap/</loc>
		<lastmod>2021-01-07T18:47:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/michigan-state-housing-development-authority-mshda-bond-cap-increase/</loc>
		<lastmod>2021-01-07T18:47:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/new-jersey-housing-and-mortgage-finance-agency-new-jersey-foreclosure-mediation-assistance-program/</loc>
		<lastmod>2021-01-07T18:51:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/rhode-island-housing-policymap-achieving-legislative-objectives-via-data-tools-and-rich-reporting/</loc>
		<lastmod>2021-01-07T18:52:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/masshousing-capital-adequacy-study-opportunity-fund-initiative/</loc>
		<lastmod>2021-01-07T18:59:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/colorado-housing-and-finance-authority-chfas-executive-dashboard/</loc>
		<lastmod>2021-01-07T19:00:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/washington-state-housing-finance-commission-microsoft-partnership-stretching-our-resources/</loc>
		<lastmod>2021-01-07T19:00:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/idaho-housing-and-finance-association-making-the-best-impression-impactful-on-boarding/</loc>
		<lastmod>2021-01-07T19:02:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/minnesota-housing-the-daily/</loc>
		<lastmod>2021-01-07T19:05:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/rhode-island-housing-supporting-our-team-while-fulfilling-our-mission/</loc>
		<lastmod>2021-01-07T19:06:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/vermont-housing-finance-agency-vermont-housing-fellow-program/</loc>
		<lastmod>2021-01-07T19:07:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/wyoming-community-development-authority-wcda-succession-plan/</loc>
		<lastmod>2021-01-07T19:07:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/colorado-housing-and-finance-authority-real-life-real-fun-compliance-and-ethics-in-action/</loc>
		<lastmod>2021-01-07T19:09:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/connecticut-housing-finance-authority-creation-of-primex-team/</loc>
		<lastmod>2021-01-07T19:09:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/masshousing-innovation-team/</loc>
		<lastmod>2021-01-07T19:10:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/ohio-housing-finance-agency-qualified-allocation-plan-interactive-maps/</loc>
		<lastmod>2021-01-07T19:10:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/pennsylvania-housing-finance-agency-training-made-simple-how-to-video-series/</loc>
		<lastmod>2021-01-07T19:11:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/wyoming-community-development-authority-wcda-board-of-directors-orientation/</loc>
		<lastmod>2021-01-07T19:12:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/nebraska-investment-finance-authority-a-mighty-task-repurposing-technology/</loc>
		<lastmod>2021-01-07T19:13:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/north-carolina-housing-finance-agency-improving-public-accessibility-and-agency-operations-with-issue-management/</loc>
		<lastmod>2021-01-07T19:14:27+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/ohio-housing-finance-agency-ohfa-inspection-software-new-compliance-technology-during-covid-19-and-beyond/</loc>
		<lastmod>2021-01-07T19:15:08+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/rhode-island-housing-harnessing-technology-for-website-redesign/</loc>
		<lastmod>2021-01-07T19:16:05+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/kentucky-housing-corporation-wow-wheel-wednesdays/</loc>
		<lastmod>2021-01-08T18:11:08+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/arizona-department-of-housing-building-efficiency-scoring-in-qap-for-higher-production-of-units/</loc>
		<lastmod>2021-01-08T18:18:00+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/california-housing-finance-agency-calhfa-broadens-its-reach-with-the-efficient-mixed-income-program/</loc>
		<lastmod>2021-01-08T18:23:48+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/masshousing-municipal-lots-initiative/</loc>
		<lastmod>2021-01-08T18:24:30+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/michigan-state-housing-development-authority-mshda-below-market-rate-bond-program/</loc>
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	<url>
		<loc>https://www.ncsha.org/resource/minnesota-housing-workforce-housing-development-program/</loc>
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	<url>
		<loc>https://www.ncsha.org/resource/new-york-city-housing-development-corporation-financing-mixed-income-developments-forward-securitization-and-m2-program/</loc>
		<lastmod>2021-01-08T18:26:59+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/south-dakota-housing-development-authority-sdhda-dakotaplex/</loc>
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	<url>
		<loc>https://www.ncsha.org/resource/delaware-state-housing-authority-climate-risk-analysis-and-resiliency-assessment/</loc>
		<lastmod>2021-01-08T18:28:50+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/georgia-department-of-community-affairs-georgia-housing-and-finance-authority-pipeline-administration-improving-oversight-from-construction-to-compliance/</loc>
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		<loc>https://www.ncsha.org/resource/illinois-housing-development-authority-conserve-to-preserve/</loc>
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		<loc>https://www.ncsha.org/resource/georgia-department-of-community-affairs-georgia-housing-and-finance-authority-minimizing-displacement-residents-relocation-burden/</loc>
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		<loc>https://www.ncsha.org/resource/minnesota-housing-rental-rehabilitation-deferred-loan-rural-development-rfp/</loc>
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		<loc>https://www.ncsha.org/resource/new-york-city-housing-development-corporation-hdcs-partnership-with-nycha-on-pact-to-preserve-public-housing/</loc>
		<lastmod>2021-01-08T18:51:12+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/virginia-housing-partnering-for-success-a-collaborative-approach-to-public-housing-revitalization/</loc>
		<lastmod>2021-01-08T18:51:59+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/arizona-department-of-housing-channeling-dollars-services-and-supplies-to-support-homeless-service-providers/</loc>
		<lastmod>2021-01-08T18:57:12+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/colorado-housing-and-finance-authority-covid-19-ready/</loc>
		<lastmod>2021-01-08T18:57:52+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/delaware-state-housing-authority-providing-rental-assistance-during-after-a-global-pandemic/</loc>
		<lastmod>2021-01-08T18:58:41+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/georgia-department-of-community-affairs-georgia-housing-and-finance-authority-we-are-in-this-together-a-collective-response-to-covid-19/</loc>
		<lastmod>2021-01-08T18:59:15+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/idaho-housing-and-finance-association-idaho-housing-provides-safety-net-to-idahos-homeless-and-renters/</loc>
		<lastmod>2021-01-08T18:59:57+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/illinois-housing-development-authority-hope-for-the-future/</loc>
		<lastmod>2021-01-08T19:00:41+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/iowa-finance-authority-covid-19-iowa-eviction-foreclosure-prevention-program/</loc>
		<lastmod>2021-01-08T19:02:02+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/kentucky-housing-corporation-khcs-response-to-covid-19/</loc>
		<lastmod>2021-01-08T19:02:48+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/mainehousing-we-cant-go-back-mainehousings-covid-19-response-efforts/</loc>
		<lastmod>2021-01-08T19:03:24+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/minnesota-housing-pbca-process-remodel/</loc>
		<lastmod>2021-01-08T19:04:12+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/new-jersey-housing-and-mortgage-finance-agency-foreclosure-mediation-assistance-program-covid-19-expansion/</loc>
		<lastmod>2021-01-08T19:05:00+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/new-mexico-mortgage-finance-authority-staying-connected/</loc>
		<lastmod>2021-01-08T19:05:49+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/oregon-housing-and-community-services-covid-19-three-lessons-in-organizational-resilience-from-oregon/</loc>
		<lastmod>2021-01-08T19:06:30+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/rhode-island-housing-going-l-e-a-n-to-innovate-during-a-pandemic/</loc>
		<lastmod>2021-01-08T19:07:05+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/wisconsin-housing-and-economic-development-authority-wheda-covid-19-response/</loc>
		<lastmod>2021-01-08T19:07:37+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/arizona-department-of-housing-covid-19-rental-eviction-prevention-assistance-program/</loc>
		<lastmod>2021-01-12T19:53:38+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/district-of-columbia-housing-finance-agency-reverse-mortgage-insurance-tax-payment-program/</loc>
		<lastmod>2021-01-12T19:54:23+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/illinois-housing-development-authority-saving-illinois-communities/</loc>
		<lastmod>2021-01-12T19:54:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/masshousing-neighborhood-hub-initiative/</loc>
		<lastmod>2021-01-12T19:55:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/michigan-state-housing-development-authority-mshda-neighborhood-enhancement-program/</loc>
		<lastmod>2021-01-12T19:56:27+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/minnesota-housing-consolidated-rfp-kickoff-event/</loc>
		<lastmod>2021-01-12T19:57:44+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/mississippi-home-corporation-analysis-of-impediments-statewide-collaboration/</loc>
		<lastmod>2021-01-12T20:00:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/nebraska-investment-finance-authority-small-but-mighty-navigating-disaster-recovery/</loc>
		<lastmod>2021-01-12T20:01:19+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/new-york-state-homes-and-community-renewal-the-9-tax-credit-rfp-reimagined-streamlining-and-speeding-affordable-housing-production/</loc>
		<lastmod>2021-01-12T20:01:55+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/pennsylvania-housing-finance-agency-encouraging-mixed-use-development-and-affordable-housing-in-pennsylvania/</loc>
		<lastmod>2021-01-12T20:02:36+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/south-carolina-state-housing-finance-and-development-authority-evidence-based-policymaking-in-south-carolinas-housing-credit-program/</loc>
		<lastmod>2021-01-12T20:03:16+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/vermont-housing-finance-agency-examining-and-containing-rental-housing-development-cost-drivers/</loc>
		<lastmod>2021-01-12T20:04:14+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/delaware-state-housing-authority-preventing-eviction-for-low-income-delawareans/</loc>
		<lastmod>2021-01-12T20:08:11+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/florida-housing-finance-corporation-one-family-one-year-one-home-tenant-based-rental-assistance-for-homeless-families-with-school-age-children/</loc>
		<lastmod>2021-01-12T20:09:25+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/maryland-department-of-housing-and-community-development-maryland-department-of-housing-and-community-development-homelessness-solutions-homelessness-rate-reduction-covid-19-response/</loc>
		<lastmod>2021-01-12T20:10:27+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/masshousing-hub-boston-outreach-solutions/</loc>
		<lastmod>2021-01-12T20:11:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/nevada-housing-division-it-takes-a-village-to-create-a-village/</loc>
		<lastmod>2021-01-12T20:11:35+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/new-york-city-housing-development-corporation-employing-the-senior-affordable-rental-apartments-program-to-protect-low-income-lgbtq-elders-from-homelessness/</loc>
		<lastmod>2021-01-12T20:12:06+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/delaware-state-housing-authority-providing-stable-housing-to-prevent-gun-violence/</loc>
		<lastmod>2021-01-12T20:13:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/georgia-department-of-community-affairs-georgia-housing-and-finance-authority-reentry-partnership-housing/</loc>
		<lastmod>2021-01-12T20:13:50+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/masshousing-housing-protections-for-domestic-violence-survivors/</loc>
		<lastmod>2021-01-12T20:14:27+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/new-jersey-housing-and-mortgage-finance-agency-special-needs-housing-subsidy-loan-program/</loc>
		<lastmod>2021-01-12T20:15:09+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/pennsylvania-housing-finance-agency-building-your-financial-house-readine-for-reentry/</loc>
		<lastmod>2021-01-12T20:16:13+00:00</lastmod>
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	<url>
		<loc>https://www.ncsha.org/resource/ncsha-summary-of-emergency-rental-assistance/</loc>
		<lastmod>2021-01-13T23:11:07+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/09/NCSHA_Navy-2018-e1543599823922.png</image:loc>
		</image:image>
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	<url>
		<loc>https://www.ncsha.org/resource/ncsha-comment-letter-on-hud-hotma-proposed-rule/</loc>
		<lastmod>2021-01-14T14:40:34+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/NCSHA-Logo-Sq.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/american-rescue-plan/</loc>
		<lastmod>2021-01-15T16:11:04+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/1200px-Biden_transition_logo.svg_.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/hud-nspire-proposed-rule/</loc>
		<lastmod>2021-01-15T21:38:23+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/HUD-Logo.png</image:loc>
		</image:image>
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	<url>
		<loc>https://www.ncsha.org/resource/ncsha-other-housing-advocacy-groups-urge-biden-administration-to-support-housing-assistance-fund/</loc>
		<lastmod>2021-01-21T19:11:29+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/NCSHA-Logo-Sq.png</image:loc>
		</image:image>
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	<url>
		<loc>https://www.ncsha.org/resource/irs-notice-2021-10-opportunity-zones-covid-19-relief-extension/</loc>
		<lastmod>2021-01-22T14:57:26+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/IRS-1-e1541366630616.gif</image:loc>
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	<url>
		<loc>https://www.ncsha.org/resource/hud-%c7%80-understanding-whom-the-lihtc-serves-data-on-tenants-in-lihtc-units-as-of-december-31-2017/</loc>
		<lastmod>2021-01-22T16:43:35+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/HUD-Logo.png</image:loc>
		</image:image>
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		<loc>https://www.ncsha.org/resource/ncsha-comments-to-the-irs-on-form-8609/</loc>
		<lastmod>2021-01-28T14:57:28+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/09/NCSHA_Navy-2018-e1543599823922.png</image:loc>
		</image:image>
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		<loc>https://www.ncsha.org/resource/irs-notice-public-hearing-on-housing-credit-average-income-test/</loc>
		<lastmod>2021-02-04T22:00:15+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/IRS-scaled.gif</image:loc>
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		<loc>https://www.ncsha.org/resource/ncsha-letter-on-housing-needs-in-2021-covid-19-relief-legislation/</loc>
		<lastmod>2021-02-05T19:00:54+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/09/NCSHA_Navy-2018-e1543599823922.png</image:loc>
		</image:image>
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	<url>
		<loc>https://www.ncsha.org/resource/administrations-fy-2018-budget/</loc>
		<lastmod>2021-02-08T21:30:41+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/Logo-White-House.png</image:loc>
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		<loc>https://www.ncsha.org/resource/executive-order-reducing-poverty-in-america-by-promoting-opportunity-and-economic-mobility/</loc>
		<lastmod>2021-02-08T21:37:51+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/Logo-White-House.png</image:loc>
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		<loc>https://www.ncsha.org/resource/ncshas-preliminary-analysis-of-the-administrations-fy-2020-budget-request/</loc>
		<lastmod>2021-02-08T21:44:28+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/NCSHA-Logo-Sq.png</image:loc>
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	<url>
		<loc>https://www.ncsha.org/resource/ncsha-summary-of-treasury-and-hud-housing-finance-reform-plans/</loc>
		<lastmod>2021-02-08T21:47:15+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/Treasury-United-States-Department-of-the-Treasury.png</image:loc>
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	<url>
		<loc>https://www.ncsha.org/resource/ncsha-joins-industry-letter-advocating-for-homeowner-assistance-fund/</loc>
		<lastmod>2021-02-10T19:21:38+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/NCSHA-Logo-Sq.png</image:loc>
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		<loc>https://www.ncsha.org/resource/house-financial-services-2021-covid-19-relief-draft-bill/</loc>
		<lastmod>2021-02-11T18:00:56+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/02/Logo-House-of-Representatives-150x150-1.png</image:loc>
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	<url>
		<loc>https://www.ncsha.org/resource/hud-mortgagee-letter-2021-05/</loc>
		<lastmod>2021-02-19T04:05:28+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/HUD-Logo.png</image:loc>
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		<loc>https://www.ncsha.org/resource/fhfa-extension-of-foreclosure-and-reo-eviction-moratoriums-and-covid-forbearance-period/</loc>
		<lastmod>2021-02-19T16:23:55+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/FHFA-Logo-1.png</image:loc>
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	<url>
		<loc>https://www.ncsha.org/resource/hud-memorandum-on-fair-housing-act-enforcement-to-bar-sexual-orientation-gender-identity-discrimination/</loc>
		<lastmod>2021-02-19T17:10:26+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/HUD-Logo.png</image:loc>
		</image:image>
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	<url>
		<loc>https://www.ncsha.org/resource/ncsha-comments-to-the-federal-reserve-board-on-its-community-reinvestment-act-rulemaking-notice/</loc>
		<lastmod>2021-02-19T19:03:20+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/09/NCSHA_Navy-2018-e1543599823922.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ncsha.org/resource/capital-and-housing-markets-trends-and-outlook-ac20/</loc>
		<lastmod>2021-02-23T15:00:13+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/AC20-Resource.png</image:loc>
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		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2020-Annual-Web-Sub.jpg.jpeg</image:loc>
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	<url>
		<loc>https://www.ncsha.org/resource/ncsha-letter-to-irs-treasury-urges-guidance-on-implementing-minimum-4-percent-rate-disaster-housing-credits/</loc>
		<lastmod>2021-02-26T17:10:52+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/09/NCSHA_Navy-2018-e1543599823922.png</image:loc>
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	<url>
		<loc>https://www.ncsha.org/resource/employee-healthcare-under-covid-19-ac20/</loc>
		<lastmod>2021-03-01T14:40:38+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/AC20-Resource.png</image:loc>
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		<image:image>
			<image:loc>https://www.ncsha.org/wp-content/uploads/2020-Annual-Web-Sub.jpg.jpeg</image:loc>
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		<loc>https://www.ncsha.org/resource/building-the-balance-sheet-expanding-available-tools-part-1-ac20/</loc>
		<lastmod>2021-03-01T14:44:44+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/AC20-Resource.png</image:loc>
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		<lastmod>2021-03-01T14:57:54+00:00</lastmod>
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		<lastmod>2021-03-01T15:27:21+00:00</lastmod>
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		<lastmod>2021-03-01T15:29:56+00:00</lastmod>
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		<lastmod>2021-03-01T15:42:17+00:00</lastmod>
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		<lastmod>2021-03-01T15:48:06+00:00</lastmod>
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		<lastmod>2021-03-01T15:55:40+00:00</lastmod>
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		<lastmod>2021-03-01T16:32:28+00:00</lastmod>
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		<lastmod>2021-03-01T16:36:10+00:00</lastmod>
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		<lastmod>2021-03-01T16:37:22+00:00</lastmod>
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		<lastmod>2021-03-01T16:40:09+00:00</lastmod>
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		<lastmod>2021-03-01T16:42:32+00:00</lastmod>
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		<lastmod>2021-03-01T16:47:21+00:00</lastmod>
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		<lastmod>2021-03-16T17:41:19+00:00</lastmod>
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		<lastmod>2021-03-18T17:13:38+00:00</lastmod>
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		<lastmod>2021-03-18T18:02:50+00:00</lastmod>
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		<lastmod>2021-03-18T18:03:19+00:00</lastmod>
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		<lastmod>2021-03-18T18:23:30+00:00</lastmod>
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		<lastmod>2021-03-18T20:56:34+00:00</lastmod>
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		<lastmod>2021-03-19T13:34:48+00:00</lastmod>
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		<lastmod>2021-03-26T17:44:37+00:00</lastmod>
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		<lastmod>2021-03-26T17:56:44+00:00</lastmod>
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		<lastmod>2021-03-29T17:50:23+00:00</lastmod>
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		<lastmod>2021-04-02T15:17:51+00:00</lastmod>
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		<lastmod>2021-04-22T13:48:31+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/ncsha-comments-on-treasury-and-irs-2021-2022-priority-guidance-plan/</loc>
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		<loc>https://www.ncsha.org/resource/jchs-state-of-the-nations-housing-report-2021/</loc>
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		<loc>https://www.ncsha.org/resource/ncsha-letter-of-support-for-the-nomination-of-solomon-greene-as-hud-assistant-secretary-for-policy-development-and-research/</loc>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/09/NCSHA_Navy-2018-e1543599823922.png</image:loc>
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		<loc>https://www.ncsha.org/resource/ncsha-statement-to-trump-administration-on-emergency-rental-assistance-program-guidance-recommendations/</loc>
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		<loc>https://www.ncsha.org/resource/ncsha-recommendations-to-treasury-for-emergency-rental-assistance-program-guidance/</loc>
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		<loc>https://www.ncsha.org/resource/ncsha-comment-letter-on-interim-final-rule-restoring-affirmatively-furthering-fair-housing-definitions-certifications/</loc>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2020-Annual-Web-Sub.jpg.jpeg</image:loc>
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		<loc>https://www.ncsha.org/resource/national-low-income-housing-coalition-out-of-reach-the-high-cost-of-housing-2021/</loc>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/National-Low-Income-Housing-Coalition.jpg</image:loc>
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		<loc>https://www.ncsha.org/resource/ncsha-comments-to-the-federal-housing-finance-agency-on-the-duty-to-serve-program/</loc>
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		<loc>https://www.ncsha.org/resource/the-downpayment-toward-equity-act-of-2021/</loc>
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		<loc>https://www.ncsha.org/resource/ncsha-comment-letter-on-treasury-interim-final-rule-on-coronavirus-state-and-local-fiscal-recovery-funds/</loc>
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		<loc>https://www.ncsha.org/resource/cfpb-rental-assistance-finder/</loc>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2013/05/CFPB_13-e1551735353785.png</image:loc>
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		<loc>https://www.ncsha.org/resource/cfpb-rent-help-media-toolkit/</loc>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2013/05/CFPB_13-e1551735353785.png</image:loc>
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		<loc>https://www.ncsha.org/resource/chcdf-letter-on-fy-2022-housing-and-community-development-program-appropriations/</loc>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/CHCDF-Logo.jpg</image:loc>
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		<loc>https://www.ncsha.org/resource/ncsha-housing-policy-council-letter-to-treasury-on-the-homeowner-assistance-fund/</loc>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/NCSHA-Logo-Sq.png</image:loc>
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		<loc>https://www.ncsha.org/resource/ncsha-comment-letter-on-fha-mortgagee-letter-2021-15/</loc>
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		<loc>https://www.ncsha.org/resource/ncsha-coscda-letter-to-congressional-housing-leaders-on-housing-trust-fund-recommendations/</loc>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/COSCDA-and-NCSHA-Logo.jpg</image:loc>
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		<loc>https://www.ncsha.org/resource/house-democratic-dear-colleague-letter-in-support-of-housing-credit-legislation/</loc>
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		<loc>https://www.ncsha.org/resource/ten-steps-for-accelerating-emergency-rental-assistance/</loc>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/Find-your-state.jpg</image:loc>
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		<loc>https://www.ncsha.org/resource/ncsha-comment-letter-to-ginnie-mae-on-proposed-new-eligibility-requirements-for-single-family-issuers/</loc>
		<lastmod>2021-08-12T18:15:57+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/decent-affordable-safe-housing-for-all-act/</loc>
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		<loc>https://www.ncsha.org/resource/action-campaign-letter-urges-congress-to-enact-ahcia-in-infrastructure-economic-recovery-package/</loc>
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		<loc>https://www.ncsha.org/resource/ncsha-letter-to-senate-banking-and-house-financial-services-committee-leadership-on-priorities-for-reconciliation/</loc>
		<lastmod>2021-08-24T17:55:38+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/ncsha-letter-to-senate-finance-and-house-ways-and-means-committee-leadership-on-priorities-for-reconciliation/</loc>
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		<loc>https://www.ncsha.org/resource/sign-on-letter-to-appropriations-leaders-in-support-of-fy-2022-housing-voucher-funding/</loc>
		<lastmod>2021-08-24T18:20:30+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/congressional-sign-on-letter-in-support-of-including-ahcia-in-reconciliation-package/</loc>
		<lastmod>2021-08-27T03:01:26+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/House-of-Representatives-Seal-1.png</image:loc>
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		<loc>https://www.ncsha.org/resource/emergency-rental-assistance-program-side-by-side/</loc>
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		<loc>https://www.ncsha.org/resource/joint-letter-to-chairwoman-waters-on-amending-emergency-rental-assistance-authorizing-statute/</loc>
		<lastmod>2021-09-02T21:27:16+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/principles-for-the-emergency-rental-assistance-program-reallocation-process/</loc>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/National-American-Indian-Housing-Council-NAIHC.jpg</image:loc>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/NCDA_logo.png</image:loc>
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		<loc>https://www.ncsha.org/resource/hud-notice-cpd-21-10-requirements-for-the-use-of-funds-in-the-home-american-rescue-plan-program/</loc>
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		<loc>https://www.ncsha.org/resource/ncsha-letter-supporting-house-committees-reconciliation-legislation/</loc>
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		<loc>https://www.ncsha.org/resource/action-steering-committee-letter-on-housing-credit-provisions-in-ways-and-means-reconciliation-bill/</loc>
		<lastmod>2021-09-22T15:59:45+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/letter-from-treasury-to-era-grantees-on-era-1-reallocation-process/</loc>
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		<loc>https://www.ncsha.org/resource/waivers-and-suspensions-of-home-program-requirements-related-to-the-covid-19-pandemic/</loc>
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		<loc>https://www.ncsha.org/resource/joint-letter-to-treasury-on-emergency-rental-assistance-reporting-guidelines/</loc>
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		<loc>https://www.ncsha.org/resource/joint-letter-to-treasury-on-era-1-reallocation/</loc>
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		<loc>https://www.ncsha.org/resource/joint-letter-supporting-the-housing-credit-and-neighborhood-homes-credit-in-reconciliation-legislation/</loc>
		<lastmod>2021-09-30T20:53:39+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/urban-institute-homeowner-assistance-fund-county-level-targeting-data/</loc>
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		<loc>https://www.ncsha.org/resource/home-coalition-letter-urging-congressional-leadership-to-support-home-funding-in-the-build-back-better-act/</loc>
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		<loc>https://www.ncsha.org/resource/senate-democrats-leadership-letter-supporting-housing-funding-in-reconciliation/</loc>
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		<loc>https://www.ncsha.org/resource/underserved-mortgage-markets-coalition-letter-to-fhfa-acting-director-thompson/</loc>
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		<loc>https://www.ncsha.org/resource/chcdf-letter-to-congress-on-the-build-back-better-act/</loc>
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		<loc>https://www.ncsha.org/resource/action-letter-to-president-congressional-leadership-in-support-of-housing-credit-production-provisions-in-build-back-better-act/</loc>
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		<lastmod>2021-10-27T22:06:08+00:00</lastmod>
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		<lastmod>2021-10-28T16:51:24+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/straight-from-the-top-updates-from-federal-housing-leaders-hfai21/</loc>
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		<lastmod>2021-10-28T17:09:49+00:00</lastmod>
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		<lastmod>2021-10-28T17:14:35+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/HFAi19-Housing-Credit-Resource.png</image:loc>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/HFAi19-Housing-Credit-Resource.png</image:loc>
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		<loc>https://www.ncsha.org/resource/implementing-changes-in-income-limits-and-utility-allowances-hfai21/</loc>
		<lastmod>2021-10-28T17:21:01+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/HFAi19-Housing-Credit-Resource.png</image:loc>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/NCSHA-2021HFAInstitute-webart26.png</image:loc>
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		<loc>https://www.ncsha.org/resource/navigating-the-private-activity-bond-landscape-hfai21/</loc>
		<lastmod>2021-10-28T17:22:24+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/HFAi19-Housing-Credit-Resource.png</image:loc>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/NCSHA-2021HFAInstitute-webart26.png</image:loc>
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		<loc>https://www.ncsha.org/resource/mitigating-threats-to-long-term-affordability-hfai21/</loc>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/HFAi19-Housing-Credit-Resource.png</image:loc>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/NCSHA-2021HFAInstitute-webart26.png</image:loc>
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		<loc>https://www.ncsha.org/resource/monitoring-compliance-in-public-housing-redevelopment-hfai21/</loc>
		<lastmod>2021-10-28T17:25:04+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/HFAi19-Housing-Credit-Resource.png</image:loc>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/NCSHA-2021HFAInstitute-webart26.png</image:loc>
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		<loc>https://www.ncsha.org/resource/working-with-federal-multifamily-programs-hfai21/</loc>
		<lastmod>2021-10-28T17:39:49+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/HFAi19-Section-8-Resource.png</image:loc>
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		<loc>https://www.ncsha.org/resource/procurement-in-brief-hfai21/</loc>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/HFAi19-Section-8-Resource.png</image:loc>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/HFAi19-Section-8-Resource.png</image:loc>
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		<loc>https://www.ncsha.org/resource/home-essentials-part-1-hfai21/</loc>
		<lastmod>2021-10-28T19:24:50+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/HFAi19-HOME-Resource.png</image:loc>
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		<loc>https://www.ncsha.org/resource/home-rental-compliance-hfai21/</loc>
		<lastmod>2021-10-28T19:27:59+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/HFAi19-HOME-Resource.png</image:loc>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/NCSHA-2021HFAInstitute-webart26.png</image:loc>
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		<loc>https://www.ncsha.org/resource/home-essentials-part-2-hfai21/</loc>
		<lastmod>2021-10-28T19:35:17+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/HFAi19-HOME-Resource.png</image:loc>
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		<loc>https://www.ncsha.org/resource/home-monitoring-part-1-hfai21/</loc>
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		<loc>https://www.ncsha.org/resource/home-essentials-part-3-hfai21/</loc>
		<lastmod>2021-10-28T19:42:54+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/home-monitoring-part-2-hfai21/</loc>
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		<loc>https://www.ncsha.org/resource/covid-19-policies-and-guidance-hfai21/</loc>
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		<loc>https://www.ncsha.org/resource/covid-response-part-1-financial-oversight-and-preserving-at-risk-assets-hfai21/</loc>
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		<loc>https://www.ncsha.org/resource/covid-response-part-2-working-with-chdos-hfai21/</loc>
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		<loc>https://www.ncsha.org/resource/ncsha-letter-to-treasury-on-the-homeowner-assistance-fund/</loc>
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		<loc>https://www.ncsha.org/resource/chcdf-sign-on-letter-to-congress-urging-enactment-of-the-build-back-better-act/</loc>
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		<loc>https://www.ncsha.org/resource/ncsha-letter-to-treasury-on-quarterly-reporting/</loc>
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		<loc>https://www.ncsha.org/resource/commonly-used-housing-acronyms/</loc>
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		<loc>https://www.ncsha.org/resource/housing-credit-qualified-contract-factsheet/</loc>
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		<loc>https://www.ncsha.org/resource/covid-19-housing-eviction-policy-scorecard/</loc>
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		<loc>https://www.ncsha.org/resource/hud-qa-on-use-of-emergency-rental-assistance-program-and-hud-rental-assistance/</loc>
		<lastmod>2021-11-19T21:44:54+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/ncsha-summary-of-the-neighborhood-homes-investment-act/</loc>
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		<loc>https://www.ncsha.org/resource/housing-credit-stakeholder-sign-on-letter-to-neal-in-support-of-fixing-qualified-contracts-and-right-of-first-refusal/</loc>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/IRS-1-e1541366630616.gif</image:loc>
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		<lastmod>2021-12-01T21:24:27+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/IRS-1-e1541366630616.gif</image:loc>
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		<loc>https://www.ncsha.org/resource/housing-credit-stakeholder-sign-on-letter-to-irs-treasury-on-average-income-test/</loc>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/2018/04/NCSHA-Logo-Sq.png</image:loc>
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		<loc>https://www.ncsha.org/resource/housing-credit-nonprofit-right-of-first-refusal-factsheet/</loc>
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		<loc>https://www.ncsha.org/resource/home-allocations-by-state/</loc>
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		<lastmod>2022-01-04T23:28:55+00:00</lastmod>
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		<loc>https://www.ncsha.org/resource/irs-notice-2020-53-housing-credit-coronavirus-guidance/</loc>
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		<loc>https://www.ncsha.org/resource/campaign-for-housing-and-community-development-funding-letter-on-fy-2022-appropriations/</loc>
		<lastmod>2022-01-19T18:46:32+00:00</lastmod>
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		<lastmod>2022-01-27T17:37:52+00:00</lastmod>
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		<lastmod>2022-02-02T16:10:04+00:00</lastmod>
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			<image:loc>https://www.ncsha.org/wp-content/uploads/Lifeline-Act.jpg</image:loc>
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		<loc>https://www.ncsha.org/resource/fact-sheet-fiscal-recovery-funds-and-the-housing-credit/</loc>
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		<loc>https://www.ncsha.org/resource/third-ncsha-letter-to-ginnie-mae-on-delinquency-ratio-exemption-extension/</loc>
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		<loc>https://www.ncsha.org/resource/downpayment-toward-equity-act/</loc>
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		<loc>https://www.ncsha.org/resource/using-new-funding-streams-to-develop-permanent-supportive-housing-ac21/</loc>
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		<loc>https://www.ncsha.org/resource/solutions-for-increasing-the-supply-of-single-family-housing-ac21/</loc>
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