MRBs and Other Federal Homeownership Programs Reference Guide
This online reference guide includes links to reference materials useful for HFA MRB and other federal homeownership program administrators.
- Mortgage Revenue Bonds
- HUD, FHA, and Ginnie Mae
- Consumer Financial Protection Bureau
- FHFA, Fannie Mae, and Freddie Mac
- USDA
- IRS Notices, Procedures, and Information
- Miscellaneous
- NCSHA Tax-Exempt Housing Bonds FAQs
- NCSHA Mortgage Credit Certificates (MCCs) Q&A
- NCSHA Summary of Affordable Housing Bond Enhancement Act
- How to Become an FHA-Approved Lender
- FHA Maximum Mortgage Limits for 2024
- FHA Single-Family Housing Handbook 4000.1
- HUD FHA Mortgagee Letters (Complete Database)
- Mortgagee Letter 2013-14, Minimum Cash Investment and Secondary Financing
- Ginnie Mae All Participants Memoranda (APMs)
- Ginnie Mae MBS Guideāā
- HUD Final Qualified Mortgage Rule
- HUD FAQs
- HUD Single Family Archived Webinars (See list for 203k on-demand webinar)
- 203(k) Program Lender Fact Sheet
- HUD Draft Mortgagee Letter on 203(k) Modifications
- HUD Draft Mortgagee Letter on the Payment Supplement
- Rehabilitation Loan Programs Comparison Fact Sheet
3. Consumer Financial Protection Bureau (CFPB)
- Ability to Repay/Qualified Mortgage Rule
- Real Estate Settlement Procedures Act (Regulation X)
- Truth in Lending (Regulation Z)
- CFPB Final Loan Originator Compensation Rule
- Mortgage Servicing COVID-19 Pandemic Response Metrics
4. FHFA, Fannie Mae, and Freddie Mac
- Annual Performance Plan for Fiscal Year 2024
- FHFA Strategic Plan Fiscal Years 2022 ā 2026
- FHFA Official Enterprise Duty to Serve Website
- Fannie Mae Proposed Duty to Serve Underserved Markets for 2022-2024
- Freddie Mac Proposed Duty to Serve Underserved Markets Plan For 2022-2024
- USDA Guaranteed Rural Rental Housing Program Origination and Servicing Handbook
- USDA Qualified Mortgage Rule
- NCSHA Summary of USDA Qualified Mortgage Rule
6. IRS Notices, Procedures, and Information
- IRS Revenue Procedure 2022-21: New MRB and MCC Purchase Price Limits and Safe Harbors
- IRS Final Rule on Public Approval Requirements for Private Activity Bonds
- NCSHAĀ Summary of IRS Final Rule on Public Approval Requirements for Private Activity Bonds
- IRS Notice 2001-60 (Closing Agreement Program)
- IRS Revenue Procedure 1997-22 (Record Retention and Electronic Storage)
- IRS Revenue Procedure 2008-37 Claims for Recovery of Overpayments of Arbitrage Rebate and Similar Payments on Tax-exempt Bonds
- IRS Tax-Exempt Private Activity Bonds Compliance Guide