FHA-HFA Multifamily Loan Risk-Sharing Program FAQs
Congress established the Federal Housing Agency (FHA) – Housing Finance Agency (HFA) Multifamily Risk-Sharing program in 1992 to increase and speed up FHA’s multifamily mortgage production. The FHA-HFA Risk-Sharing program allows HFAs that meet rigorous financial standards to underwrite FHA multifamily loans in return for sharing the risk of losses on those loans.
The FHA-HFA Multifamily Loan Risk-Sharing Program FAQs (last updated March 12, 2021) covers the following:
- What is the FHA-HFA Risk-Sharing program?
- What has the program accomplished?
- How can Congress improve the FHA-HFA Risk-Sharing program?
- What steps should Congress take to provide additional liquidity for Risk-Sharing loans?