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FHA-HFA Multifamily Loan Risk-Sharing Program FAQs

Published on March 12, 2021
FHA-HFA Multifamily Loan Risk-Sharing Program FAQs

Congress established the Federal Housing Agency (FHA) – Housing Finance Agency (HFA) Multifamily Risk-Sharing program in 1992 to increase and speed up FHA’s multifamily mortgage production. The FHA-HFA Risk-Sharing program allows HFAs that meet rigorous financial standards to underwrite FHA multifamily loans in return for sharing the risk of losses on those loans.

The FHA-HFA Multifamily Loan Risk-Sharing Program FAQs (last updated March 12, 2021) covers the following:

  • What is the FHA-HFA Risk-Sharing program?
  • What has the program accomplished?
  • How can Congress improve the FHA-HFA Risk-Sharing program?
  • What steps should Congress take to provide additional liquidity for Risk-Sharing loans?