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Housing Research & Analysis

HUD | Worst Case Housing Needs: 2017 Report to Congress

This reportā€”the 16th in a longstanding seriesā€”provides national data and analysis of the critical problems facing low-income renting families.

Joint Center for Housing Studies of Harvard University | The State of the Nationā€™s Housing 2017

Addressing the scale and complexity of need requires a renewed national commitment to expand the range of housing options available for an increasingly diverse society.

HUD | Understanding Whom the LIHTC Program Serves

In 2008, Congress passed the Housing and Economic Recovery Act (HERA), requiring each state housing finance agency (HFA) that administers the Low-Income Housing Tax Credit (LIHTC) to submit certain demographic and economic information on tenants in LIHTC units to the U.S. Department of Housing and Urban Development (HUD) according to standards determined by the Secretary

The National Low Income Housing Coalition | Out of Reach 2017

Across the nation, millions of Americaā€™s families are struggling to pay their rent each month. Growing numbers of low income seniors, people with disabilities, families with children, and other vulnerable people have more month than money.Ā NLIHCā€™s annual report, Out of Reach, documents the gap between rentersā€™ wages and the cost of rental housing.  

Joint Center for Housing Studies of Harvard University | Projections and Implications for Housing a Growing Population: Older Adults 2015-2035

  Over the next twenty years, the population aged 65 and over is expected to grow from 48 million to 79 million. Meanwhile, the number of households headed by someone in that age group will increase by 66 percent to almost 50 millionā€”with the result that by 2035, an astounding one out of three American

FHA | FY 2016 Annual Report to Congress

The U.S. Department of Housing and Urban Development (HUD) today released its annual report to Congress on the financial condition of the Federal Housing Administrationā€™s Mutual Mortgage Insurance (MMI) Fund.

Mortgage Bankers Association | The Affordability of Owner-Occupied Housing in the United States: Economic Perspectives

There are many conceptualizations of how to measure housing affordability and there are many affordability indexes. All measures are based on judgments of which components of housing costs should be included and judgments about when these costs should be considered excessive. This study reviews existing theory and empirical work about the affordability of owner-occupied housing.

Joint Center for Housing Studies of Harvard University | The State of the Nationā€™s Housing 2015

One telling indicator of the state of the nationā€™s housing is the drop in the homeownership rate to just 64.5 percent last year, erasing nearly all of the increase in the previous two decades. The number of homeowners fell for the eighth straight year, signaling persistently weak demand in this key market segment. And the trend does not appear to be abating, with the national homeownership rate down to 63.7 percent in the first quarter of 2015.

Joint Center for Housing Studies of Harvard University | America’s Rental Housing: Expanding Options for Diverse and Growing Demand

The decade-long surge in rental demand is unprecedented. In mid-2015, 43 million families and individuals lived in rental housing, up nearly 9 million from 2005ā€”the largest gain in any 10-year period on record. In addition, the share of all US households that rent rose from 31 percent to 37 percent, its highest level since the mid-1960s.