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Housing Research & Analysis

Freddie Mac and National Housing Trust ǀ Spotlight on Underserved Markets: Opportunity Incentives in LIHTC Qualified Allocation Plans

This report by Freddie Mac Multifamily and the National Housing Trust reviews definitions of opportunity and methods used to promote opportunity housing in Housing Credit Qualified Allocation Plans across all 50 states and the District of Columbia. In addition to explaining opportunity policies and processes for developing them, the report examines the impact of these policies on the developer community.

Opportunity Zones | Articles and Background Materials

Access recent Opportunity Zones articles curated by NCSHA staff. 

Matrix of State HFA Emergency Rental and Housing Assistance Programs

This matrix shows critical components of state HFA emergency rental assistance programs established in response to the COVID-19 pandemic.

National Low Income Housing Coalition | Out of Reach: The High Cost of Housing 2020

On July 14, 2020, the National Low Income Housing Coalition released the 2020 edition of its annual report documenting the gap between renters’ incomes and the cost of housing.

GAO May 2020 Report on Rental Affordability and Housing Quality Challenges

This report by the U.S. General Accountability office considers trends in the U.S. rental housing market from 2001 to 2017.  The report analyzes the share of households that rent and their characteristics, the affordability of rental housing, and rental housing conditions.

FHFA Report to Congress 2019

On June 15, 2020, the Federal Housing Finance Agency (FHFA) issued this report highlighting the actions the agency has taken related to the COVID-19 National Emergency. The document also provides an organizational overview of FHFA, discusses Dr. Calabria’s legislative recommendations, and reports on FHFA’s annual examinations of Fannie Mae and Freddie Mac and the Federal Home Loan Banks.

State Housing Finance Agency COVID-19 Notices and Statements

Statements, notices, and websites issued by state Housing Finance Agencies (HFAs) regarding policies and processes developed in response to the COVID-19 situation, including compliance guidance, inspection processes, and notices of closures.

NCSHA-Commissioned Novogradac Report: Analyzing the Impact of Lowering the 50% Test for 4% Tax-Exempt Bond-Financed Properties

On behalf of NCSHA, Novogradac conducted this report on the results of lowering the 50 percent financed-by threshold for 4 percent Housing Credit properties, analyzing the outcomes related to bond cap and multifamily production levels if the financed-by threshold were to be lowered to 40 percent, 33 percent, or 25 percent. 

COVID-19 Housing Eviction Policy Scorecard

State and local governments along with HUD have issued partial emergency eviction and foreclosure moratoriums during the COVID-19 crisis. These emergency measures vary greatly in form and level of protection. The Eviction Lab and Emily Benfer of Columbia Law School have developed a policy scorecard for 50 states and the District of Columbia, distilling the contents of thousands of newly released legal documents into a clear set of 21 critical measures.